401(k) Plans

19,275 topics in this forum

1. Excluding classes of employees

   By Guest Clain, May 25, 2007
   • 6 replies
   • 2.5k views
   • 
   • 401_4_ever
   • May 25, 2007

2. Excruciating Minutiae

   By austin3515, March 12, 2009
   • 6 replies
   • 1.5k views
   • 
   • austin3515
   • March 14, 2009

3. Spin off or transfer

   By Guest Pension Girl, March 11, 2010
   • 6 replies
   • 6.7k views
   • 
   • Bird
   • March 12, 2010

4. Deferrals equal 100% of pay

   By pensiongeek, October 5, 2020
   • 6 replies
   • 2k views
   • 
   • Luke Bailey
   • October 7, 2020

5. Employee Education

   By Guest LexPlannner, December 14, 1998
   • 6 replies
   • 1.7k views
   • 
   • Jon Chambers
   • December 31, 1998

6. prepaying 10% excise tax

   By wsp, May 21, 2003
   • 6 replies
   • 2k views
   • 
   • MGB
   • May 23, 2003

7. New plan beginning participant counts for 5500

   By Purplemandinga, June 21, 2019
   • 6 replies
   • 828 views
   • 
   • Below Ground
   • June 22, 2019

8. Catch-UP Contributions

   By Guest caroline84, April 15, 2002
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • April 25, 2002

9. Huge unallocated forfeitures on takeover plan

   By Brenda Wren, July 2, 2004
   • 6 replies
   • 2.5k views
   • 
   • Brenda Wren
   • October 5, 2004

10. plan as a limited/general partner

    By k man, August 25, 2005
    • 6 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • August 31, 2005

11. Terminated Single K plan restatement

    By Guest robertcusick, July 29, 2010
    • 6 replies
    • 1.7k views
    • 
    • Bird
    • July 29, 2010

12. Missed matching due to calculation by payroll period vs. annual

    By Francis, September 15, 2016
    • 6 replies
    • 4k views
    • 
    • pjbaer
    • September 29, 2016

13. Per Stirpes Beneficiary Designation

    By sdix401k, April 23, 2019
    • 6 replies
    • 2.7k views
    • 
    • sdix401k
    • April 26, 2019

14. Controlled group

    By Mark Miller, January 25, 2021
    • 6 replies
    • 1.4k views
    • 
    • CuseFan
    • January 26, 2021

15. Real Estate LP in an onwner only 401(k) Plan

    By Jim Chad, October 31, 2012
    • 6 replies
    • 1.1k views
    • 
    • PensionPro
    • November 2, 2012

16. PS with a last day of plan year and employed on determination date

    By justatester, April 20, 2023
    • 6 replies
    • 1.2k views
    • 
    • BG5150
    • April 25, 2023

17. I am currently analyzing the feasibility of changing our 401(k) vendo

    By Guest Nicolas Correa, April 24, 2001
    • 6 replies
    • 2.5k views
    • 
    • Jon Chambers
    • April 30, 2001

18. 401k loan

    By Guest deidre.1@earthlink.net, September 26, 2002
    • 6 replies
    • 2.1k views
    • 
    • E as in ERISA
    • September 30, 2002

19. How to treat the last Payroll paid the following plan yearlan year treatment

    By AdKu, September 25, 2017
    • 6 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 26, 2017

20. Pro's and con's of a FY versus CY 401 k plan year?

    By Guest BarbaraB, June 7, 2010
    • 6 replies
    • 1.3k views
    • 
    • Mike Preston
    • June 7, 2010

21. fund matching true up... plus lost earnings?

    By WCC, February 23, 2018
    • 6 replies
    • 3.2k views
    • 
    • Luke Bailey
    • February 27, 2018

22. New PPP 24 Week Period

    By austin3515, June 11, 2020
    • 6 replies
    • 1k views
    • 
    • Larry Starr
    • June 11, 2020

23. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.5k views
    • 
    • MWeddell
    • August 11, 2020

24. Permissive top heavy aggregation (union ees?)

    By Dawn Hafner, July 20, 2000
    • 6 replies
    • 3.9k views
    • 
    • MWeddell
    • July 24, 2000

25. Improperly Excluded Employee: Employee Does NOT Want a QNEC

    By Benefits Plan, July 4, 2024
    • 6 replies
    • 1.3k views
    • 
    • BG5150
    • July 9, 2024

26. Excess deferral earnings calc

    By Guest JWR, December 21, 2010
    • 6 replies
    • 6.4k views
    • 
    • Übernerd
    • October 10, 2011

27. Does this stink?

    By austin3515, February 23, 2012
    • 6 replies
    • 1.2k views
    • 
    • austin3515
    • February 24, 2012

28. Board Resolution signature date

    By Benefits 101, September 18, 2012
    • 6 replies
    • 4.3k views
    • 
    • Bird
    • September 19, 2012

29. Can the plan administrator withhold distribution from a terminated participant until his severance payments end?

    By erisa parrot, May 14, 2016
    • 6 replies
    • 1.7k views
    • 
    • EBECatty
    • May 17, 2016

30. Missed RMD VCP

    By austin3515, June 7, 2017
    • 6 replies
    • 1.3k views
    • 
    • austin3515
    • June 9, 2017

31. 401K DISTRIBUTION ERRORS

    By dave 222, April 13, 2018
    • 6 replies
    • 1.3k views
    • 
    • BG5150
    • April 18, 2018

32. Payment for unused sick time.

    By Guest Kristy Alexander, September 6, 2002
    • 6 replies
    • 2.2k views
    • 
    • E as in ERISA
    • September 9, 2002

33. top heavy safe harbor plan with forfeiture reallocation

    By MR, February 18, 2003
    • 6 replies
    • 2.2k views
    • 
    • 2muchstress
    • February 19, 2003

34. changing plan year on a profit sharing plan

    By Lori H, April 12, 2005
    • 6 replies
    • 1.7k views
    • 
    • Lori H
    • April 15, 2005

35. Late deposits on match made each payroll

    By Guest Peggy806, February 18, 2009
    • 6 replies
    • 2.5k views
    • 
    • Guest
    • February 23, 2009

36. Earned Income Calculation from several K-1s

    By Guest MSP, April 22, 2004
    • 6 replies
    • 1.2k views
    • 
    • Harwood
    • April 22, 2004

37. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11
    • 6 replies
    • 312 views
    • 
    • CuseFan
    • November 13

38. SPD Language for Participants' OptionTo Avail of Fiduciaries' Management of Their Accounts Using Professional Managers

    By Guest Roman, December 7, 2004
    • 6 replies
    • 1.3k views
    • 
    • austin3515
    • December 8, 2004

39. Safe Harbor Plan and Merger

    By Guest PatF, March 22, 2005
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • March 25, 2005

40. Eligible Compensation for 15% Limit

    By Guest kcousin, December 17, 2001
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • December 21, 2001

41. Non-Calendar Year Safe Harbor 401(k) Plan

    By Guest s.c.semler, January 8, 2002
    • 6 replies
    • 2k views
    • 
    • Guest
    • January 9, 2002

42. Hardship & Loan

    By Guest yvonne001, November 21, 2002
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • November 26, 2002

43. Two Companies, Two PS Plans, Common Ownership

    By Guest ChopperPilot, March 16, 2004
    • 6 replies
    • 1.6k views
    • 
    • AndyH
    • March 18, 2004

44. One year only window for in-service distributions

    By J Simmons, January 17, 2010
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • March 16, 2010

45. Annual Deferral Election

    By Guest Ken Krol, June 9, 2014
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • June 12, 2014

46. Safe Harbor Match plus nonvesting match?

    By Guest Laura Millwood, January 5, 1999
    • 6 replies
    • 2.2k views
    • 
    • david shipp
    • January 6, 1999

47. Otherwise Excludable EE

    By Guest Mike Schwing, January 3, 2003
    • 6 replies
    • 1.9k views
    • 
    • mbozek
    • January 6, 2003

48. Top Heavy Plan

    By nerd-party-administrator, October 7, 2020
    • 6 replies
    • 1.1k views
    • 
    • BG5150
    • October 7, 2020

49. SEP's and ERISA?

    By austin3515, December 21, 2010
    • 6 replies
    • 1.4k views
    • 
    • Guest
    • December 21, 2010

50. Reverse Borrowing/Shifting

    By justatester, November 2, 2012
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • November 5, 2012