401(k) Plans

19,321 topics in this forum

1. Forfeitures used to reduce employer contribution.

   By Guest Giovanni, March 30, 2001
   • 6 replies
   • 2.1k views
   • 
   • Guest
   • April 16, 2001

2. Safe Harbor 3% Nonelective with Additional Match

   By Guest allisonperry, March 4, 2008
   • 6 replies
   • 5.4k views
   • 
   • Tom Poje
   • March 5, 2008

3. Match Calculated Per Pay Basis - Safe Harbor

   By CLE401kGuy, January 4, 2019   

   • compensation limit
   • 6 replies
   • 1.8k views
   • 
   • Below Ground
   • January 21, 2019

4. Inc. vs LLP. one owner, two plans?

   By TPApril, May 6, 2021
   • 6 replies
   • 1.3k views
   • 
   • Jakyasar
   • May 7, 2021

5. Deadline for amending plan document to switch current / prior year ADP

   By MWeddell, April 15, 2002
   • 6 replies
   • 2.4k views
   • 
   • Guest
   • October 20, 2004

6. 401k/ catch up/ PSP

   By pgold, February 22, 2017
   • 6 replies
   • 1k views
   • 
   • K2
   • February 23, 2017

7. Correcting Impermissible Distribution, Successor 401(k) Plan

   By PensionPro, July 31, 2018   

   • successor
   • 401(k)
   • (and 2 more)

     Tagged with:

     • successor
     • 401(k)
     • impermissible distribution
     • correction
   • 6 replies
   • 1.4k views
   • 
   • PensionPro
   • August 1, 2018

8. Terminating Plan and 401(k) Safe Harbor Reliance

   By Fibonacci, May 1, 2024
   • 6 replies
   • 1k views
   • 
   • Lou S.
   • May 2, 2024

9. Using plan assets to pay consulting fees

   By Guest April Smith, February 28, 2005
   • 6 replies
   • 1.5k views
   • 
   • Guest
   • March 1, 2005

10. Continuing 401(k) deferrals while using vacation prior to actual DOT?

    By Guest TaxedToDeath, December 11, 2012
    • 6 replies
    • 2k views
    • 
    • ESOP Guy
    • December 14, 2012

11. 401k plan used as collaterial

    By Guest Blaser, March 2, 2004
    • 6 replies
    • 1.7k views
    • 
    • mbozek
    • March 3, 2004

12. 401k invest in LLC

    By Guest ladycpa2, November 20, 2007
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • November 21, 2007

13. I have money purchase plan,SEP IRA Can I open a 401K?

    By caryn22359, May 20, 2013
    • 6 replies
    • 2.1k views
    • 
    • ESOP Guy
    • May 20, 2013

14. Safe Harbor Plan with different eligibility for Deferrals and Safe Harbor

    By Tom, September 11, 2023
    • 6 replies
    • 4.9k views
    • 
    • Mr Bagwell
    • September 11, 2023

15. Excluding classes of employees

    By Guest Clain, May 25, 2007
    • 6 replies
    • 2.5k views
    • 
    • 401_4_ever
    • May 25, 2007

16. Excruciating Minutiae

    By austin3515, March 12, 2009
    • 6 replies
    • 1.5k views
    • 
    • austin3515
    • March 14, 2009

17. Spin off or transfer

    By Guest Pension Girl, March 11, 2010
    • 6 replies
    • 6.7k views
    • 
    • Bird
    • March 12, 2010

18. Deferrals equal 100% of pay

    By pensiongeek, October 5, 2020
    • 6 replies
    • 2.1k views
    • 
    • Luke Bailey
    • October 7, 2020

19. Employee Education

    By Guest LexPlannner, December 14, 1998
    • 6 replies
    • 1.7k views
    • 
    • Jon Chambers
    • December 31, 1998

20. prepaying 10% excise tax

    By wsp, May 21, 2003
    • 6 replies
    • 2k views
    • 
    • MGB
    • May 23, 2003

21. New plan beginning participant counts for 5500

    By Purplemandinga, June 21, 2019
    • 6 replies
    • 848 views
    • 
    • Below Ground
    • June 22, 2019

22. Catch-UP Contributions

    By Guest caroline84, April 15, 2002
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • April 25, 2002

23. Huge unallocated forfeitures on takeover plan

    By Brenda Wren, July 2, 2004
    • 6 replies
    • 2.5k views
    • 
    • Brenda Wren
    • October 5, 2004

24. plan as a limited/general partner

    By k man, August 25, 2005
    • 6 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • August 31, 2005

25. Terminated Single K plan restatement

    By Guest robertcusick, July 29, 2010
    • 6 replies
    • 1.7k views
    • 
    • Bird
    • July 29, 2010

26. Missed matching due to calculation by payroll period vs. annual

    By Francis, September 15, 2016
    • 6 replies
    • 4.1k views
    • 
    • pjbaer
    • September 29, 2016

27. Per Stirpes Beneficiary Designation

    By sdix401k, April 23, 2019
    • 6 replies
    • 2.8k views
    • 
    • sdix401k
    • April 26, 2019

28. Controlled group

    By Mark Miller, January 25, 2021
    • 6 replies
    • 1.5k views
    • 
    • CuseFan
    • January 26, 2021

29. Real Estate LP in an onwner only 401(k) Plan

    By Jim Chad, October 31, 2012
    • 6 replies
    • 1.1k views
    • 
    • PensionPro
    • November 2, 2012

30. PS with a last day of plan year and employed on determination date

    By justatester, April 20, 2023
    • 6 replies
    • 1.4k views
    • 
    • BG5150
    • April 25, 2023

31. I am currently analyzing the feasibility of changing our 401(k) vendo

    By Guest Nicolas Correa, April 24, 2001
    • 6 replies
    • 2.5k views
    • 
    • Jon Chambers
    • April 30, 2001

32. 401k loan

    By Guest deidre.1@earthlink.net, September 26, 2002
    • 6 replies
    • 2.1k views
    • 
    • E as in ERISA
    • September 30, 2002

33. How to treat the last Payroll paid the following plan yearlan year treatment

    By AdKu, September 25, 2017
    • 6 replies
    • 1.6k views
    • 
    • Mike Preston
    • September 26, 2017

34. Pro's and con's of a FY versus CY 401 k plan year?

    By Guest BarbaraB, June 7, 2010
    • 6 replies
    • 1.4k views
    • 
    • Mike Preston
    • June 7, 2010

35. fund matching true up... plus lost earnings?

    By WCC, February 23, 2018
    • 6 replies
    • 3.4k views
    • 
    • Luke Bailey
    • February 27, 2018

36. New PPP 24 Week Period

    By austin3515, June 11, 2020
    • 6 replies
    • 1k views
    • 
    • Larry Starr
    • June 11, 2020

37. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.5k views
    • 
    • MWeddell
    • August 11, 2020

38. Permissive top heavy aggregation (union ees?)

    By Dawn Hafner, July 20, 2000
    • 6 replies
    • 3.9k views
    • 
    • MWeddell
    • July 24, 2000

39. Improperly Excluded Employee: Employee Does NOT Want a QNEC

    By Benefits Plan, July 4, 2024
    • 6 replies
    • 1.4k views
    • 
    • BG5150
    • July 9, 2024

40. Excess deferral earnings calc

    By Guest JWR, December 21, 2010
    • 6 replies
    • 6.4k views
    • 
    • Übernerd
    • October 10, 2011

41. Does this stink?

    By austin3515, February 23, 2012
    • 6 replies
    • 1.2k views
    • 
    • austin3515
    • February 24, 2012

42. Board Resolution signature date

    By Benefits 101, September 18, 2012
    • 6 replies
    • 4.3k views
    • 
    • Bird
    • September 19, 2012

43. Can the plan administrator withhold distribution from a terminated participant until his severance payments end?

    By erisa parrot, May 14, 2016
    • 6 replies
    • 1.8k views
    • 
    • EBECatty
    • May 17, 2016

44. Missed RMD VCP

    By austin3515, June 7, 2017
    • 6 replies
    • 1.4k views
    • 
    • austin3515
    • June 9, 2017

45. 401K DISTRIBUTION ERRORS

    By dave 222, April 13, 2018
    • 6 replies
    • 1.3k views
    • 
    • BG5150
    • April 18, 2018

46. Payment for unused sick time.

    By Guest Kristy Alexander, September 6, 2002
    • 6 replies
    • 2.3k views
    • 
    • E as in ERISA
    • September 9, 2002

47. top heavy safe harbor plan with forfeiture reallocation

    By MR, February 18, 2003
    • 6 replies
    • 2.2k views
    • 
    • 2muchstress
    • February 19, 2003

48. changing plan year on a profit sharing plan

    By Lori H, April 12, 2005
    • 6 replies
    • 1.7k views
    • 
    • Lori H
    • April 15, 2005

49. Late deposits on match made each payroll

    By Guest Peggy806, February 18, 2009
    • 6 replies
    • 2.6k views
    • 
    • Guest
    • February 23, 2009

50. Earned Income Calculation from several K-1s

    By Guest MSP, April 22, 2004
    • 6 replies
    • 1.2k views
    • 
    • Harwood
    • April 22, 2004