401(k) Plans

19,321 topics in this forum

1. Earned Income Calculation from several K-1s

   By Guest MSP, April 22, 2004
   • 6 replies
   • 1.2k views
   • 
   • Harwood
   • April 22, 2004

2. limit compensation for HCE's in a safe harbor match plan

   By Pixie, November 11, 2025
   • 6 replies
   • 485 views
   • 
   • CuseFan
   • November 13, 2025

3. SPD Language for Participants' OptionTo Avail of Fiduciaries' Management of Their Accounts Using Professional Managers

   By Guest Roman, December 7, 2004
   • 6 replies
   • 1.3k views
   • 
   • austin3515
   • December 8, 2004

4. Safe Harbor Plan and Merger

   By Guest PatF, March 22, 2005
   • 6 replies
   • 2.5k views
   • 
   • Guest
   • March 25, 2005

5. Eligible Compensation for 15% Limit

   By Guest kcousin, December 17, 2001
   • 6 replies
   • 1.8k views
   • 
   • Tom Poje
   • December 21, 2001

6. Non-Calendar Year Safe Harbor 401(k) Plan

   By Guest s.c.semler, January 8, 2002
   • 6 replies
   • 2k views
   • 
   • Guest
   • January 9, 2002

7. Hardship & Loan

   By Guest yvonne001, November 21, 2002
   • 6 replies
   • 2.2k views
   • 
   • Guest
   • November 26, 2002

8. Two Companies, Two PS Plans, Common Ownership

   By Guest ChopperPilot, March 16, 2004
   • 6 replies
   • 1.7k views
   • 
   • AndyH
   • March 18, 2004

9. One year only window for in-service distributions

   By J Simmons, January 17, 2010
   • 6 replies
   • 2.4k views
   • 
   • Guest
   • March 16, 2010

10. Annual Deferral Election

    By Guest Ken Krol, June 9, 2014
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • June 12, 2014

11. Safe Harbor Match plus nonvesting match?

    By Guest Laura Millwood, January 5, 1999
    • 6 replies
    • 2.2k views
    • 
    • david shipp
    • January 6, 1999

12. Otherwise Excludable EE

    By Guest Mike Schwing, January 3, 2003
    • 6 replies
    • 2k views
    • 
    • mbozek
    • January 6, 2003

13. Top Heavy Plan

    By nerd-party-administrator, October 7, 2020
    • 6 replies
    • 1.2k views
    • 
    • BG5150
    • October 7, 2020

14. SEP's and ERISA?

    By austin3515, December 21, 2010
    • 6 replies
    • 1.4k views
    • 
    • Guest
    • December 21, 2010

15. Reverse Borrowing/Shifting

    By justatester, November 2, 2012
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • November 5, 2012

16. Returning 2014 deferrals to correct 2013 ADP failure

    By fiona1, March 6, 2014
    • 6 replies
    • 1.4k views
    • 
    • MWeddell
    • March 7, 2014

17. Top-paid group election and HCFE - is the following correct:

    By John A, February 4, 2000
    • 6 replies
    • 2.9k views
    • 
    • Guest
    • February 9, 2000

18. 401 k rollover problem

    By Guest me, May 25, 2000
    • 6 replies
    • 1.9k views
    • 
    • Jon Chambers
    • May 25, 2000

19. SECURE 2.0 distributions - protected benefit?

    By MQS0413, November 5, 2024
    • 6 replies
    • 1.7k views
    • 
    • Peter Gulia
    • November 7, 2024

20. 415 Testing: Noncalendar plan years

    By Guest m2b2, August 29, 2007
    • 6 replies
    • 2.6k views
    • 
    • BG5150
    • August 30, 2007

21. Balance Forward 401(k)

    By Guest Achilles, February 4, 2008
    • 6 replies
    • 3.3k views
    • 
    • Kimberly S
    • February 5, 2008

22. Cavanaugh Investigations, P.C.

    By austin3515, January 6, 2015
    • 6 replies
    • 1.4k views
    • 
    • austin3515
    • January 8, 2015

23. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 1.4k views
    • 
    • card
    • January 9, 2019

24. One Year Holdout

    By EBECatty, May 23, 2022
    • 6 replies
    • 1.3k views
    • 
    • Doc Ument
    • May 25, 2022

25. Easiest way to find old terminated employees?

    By RayJJohnsonJr, November 13, 2025
    • 6 replies
    • 566 views
    • 
    • RayJJohnsonJr
    • November 17, 2025

26. Discriminating against HCE's

    By Guest yvonne001, November 5, 2002
    • 6 replies
    • 2.2k views
    • 
    • Brian Gallagher
    • November 6, 2002

27. 100% deferral leads to $0 paycheck

    By WCC, July 31, 2014
    • 6 replies
    • 2.4k views
    • 
    • masteff
    • August 1, 2014

28. Change in partnership

    By pmacduff, November 7, 2014
    • 6 replies
    • 977 views
    • 
    • pmacduff
    • November 12, 2014

29. principal residence loan term

    By Guest terid, August 16, 2002
    • 6 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • August 18, 2002

30. S Corp Stock

    By Guest yukon, March 2, 2005
    • 6 replies
    • 2k views
    • 
    • Kirk Maldonado
    • March 9, 2005

31. Federal Withholding

    By austin3515, July 28, 2007
    • 6 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • July 30, 2007

32. Phantom Stock

    By alexa, April 1, 2012
    • 6 replies
    • 2.5k views
    • 
    • jpod
    • April 2, 2012

33. not for profit funding match for 2023 in 2025

    By Tom, January 20, 2025
    • 6 replies
    • 1.3k views
    • 
    • Peter Gulia
    • January 22, 2025

34. Correcting now (or not) for overcontribution in prior year

    By Guest SuzieQNEC, February 4, 2008
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • February 7, 2008

35. De Minimus Testing Refund?

    By Lou S., March 6, 2014
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • March 10, 2014

36. Distribution - ineligible?

    By kimso, November 13, 2023
    • 6 replies
    • 1.9k views
    • 
    • david rigby
    • January 19, 2024

37. Sole Prop - retro 401k set up

    By Jakyasar, January 18, 2024
    • 6 replies
    • 4.2k views
    • 
    • Paul I
    • January 19, 2024

38. Master Trust

    By jpod, November 2, 2012
    • 6 replies
    • 2.3k views
    • 
    • austin3515
    • November 7, 2012

39. Distribution Timing Restrictions

    By TybeeGaSun, February 27, 2018
    • 6 replies
    • 1.3k views
    • 
    • Larry Starr
    • February 28, 2018

40. Employer With SIMPLE IRA Wants To Add New 401(k) Plan

    By mming, December 9, 2020
    • 6 replies
    • 728 views
    • 
    • mming
    • December 22, 2020

41. hardships not eligible for rollover

    By Guest sbavely, December 7, 1998
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • October 27, 1999

42. Vesting service for previously excluded employees

    By JDuns, July 24, 2003
    • 6 replies
    • 3.4k views
    • 
    • ccassetty
    • July 26, 2003

43. 401a, why add a K feature

    By Guest mr_patch, August 23, 2011
    • 6 replies
    • 1.5k views
    • 
    • david rigby
    • August 23, 2011

44. Investment Policy Statement

    By Pammie57, September 19, 2016
    • 6 replies
    • 1.4k views
    • 
    • MoJo
    • September 19, 2016

45. Due Date for Deferrals for Partner

    By MarZDoates, May 7, 2002
    • 6 replies
    • 2.9k views
    • 
    • Archimage
    • May 7, 2002

46. 401k elective deferral

    By Gary, June 27, 2007
    • 6 replies
    • 1.5k views
    • 
    • austin3515
    • June 27, 2007

47. Top Heavy Safe Harbor Match

    By PFranckowiak, March 19, 2020
    • 6 replies
    • 957 views
    • 
    • Belgarath
    • March 20, 2020

48. Failure to Timely Remit Salary Deferrals to Plan

    By Guest Sheila S, February 9, 2000
    • 6 replies
    • 2.5k views
    • 
    • imchipbrown
    • February 11, 2000

49. 401(k) Plan w/o NHCE

    By Hoard1, May 26, 2000
    • 6 replies
    • 1.7k views
    • 
    • MWeddell
    • May 30, 2000

50. Single Participant Plan and Vol Non-Elective Contributions

    By Earl, July 19, 2016
    • 6 replies
    • 718 views
    • 
    • UtahCPA-APA
    • July 21, 2016