401(k) Plans

19,334 topics in this forum

1. Forfeitures To Offset Safe Harbor

   By austin3515, September 2, 2015
   • 24 replies
   • 2.2k views
   • 
   • BG5150
   • September 14, 2015

2. Employer forgot to make a Roth deferral

   By gc@chimentowebb.com, February 11, 2025
   • 9 replies
   • 2.2k views
   • 
   • gc@chimentowebb.com
   • February 12, 2025

3. Would can I contact if I have problems with my employer about my 401k.

   By Guest rogie, March 23, 1999
   • 1 reply
   • 2.2k views
   • 
   • LCARUSI
   • March 23, 1999

4. Fun and Games with the DOL (late payment of deferrals)

   By Guest erisafried, October 22, 2004
   • 5 replies
   • 2.2k views
   • 
   • Bantais
   • November 3, 2025

5. Employer Securities & Participating Employer

   By L. S., December 14, 2022   

   • 401(k)
   • employer securities
   • (and 1 more)

     Tagged with:

     • 401(k)
     • employer securities
     • controlled group
   • 3 replies
   • 2.2k views
   • 
   • L. S.
   • December 19, 2022

6. What to do with excess contributions that were mistaken rolled over to

   By Guest Plan the Man, July 12, 2002
   • 4 replies
   • 2.2k views
   • 
   • Guest
   • July 16, 2002

7. Notice of Class Action Settlement

   By JustnERPA, February 18, 2019
   • 11 replies
   • 2.2k views
   • 
   • FPGuy
   • February 20, 2019

8. Relius / FIS

   By austin3515, January 18, 2016
   • 6 replies
   • 2.2k views
   • 
   • austin3515
   • January 18, 2016

9. QJSA Spousal Consent in DC Plans

   By ERISAAPPLE, February 15, 2018   

   • spousal consent
   • 2012-3
   • (and 1 more)

     Tagged with:

     • spousal consent
     • 2012-3
     • qjsa
   • 6 replies
   • 2.2k views
   • 
   • Bird
   • February 19, 2018

10. Foreign 401(k) Participants

    By Guest CHRISTA, May 22, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • May 24, 2001

11. Final 401(k) regs and termination of safe harbor plan

    By Lori Foresz, March 10, 2005
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 10, 2005

12. Catch-up reclassification

    By MoShawn, January 17, 2008
    • 3 replies
    • 2.2k views
    • 
    • buckaroo
    • January 23, 2008

13. Timing of 1099-Rs to Participants

    By Guest CMS, March 30, 1999
    • 5 replies
    • 2.2k views
    • 
    • MWeddell
    • March 31, 1999

14. Form 5330

    By Guest mwest, July 17, 2001
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • July 20, 2001

15. Multiple 401(k)Employer Plan/Determination Letter

    By Guest Wineman, April 1, 1999
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • April 20, 1999

16. Terminated 401(k) Plan Record Retention

    By Guest staceycaylor, November 5, 2008
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • November 5, 2008

17. ADP/ACP Testing Question

    By Coleboy1, February 14, 2023
    • 18 replies
    • 2.2k views
    • 
    • Bird
    • February 17, 2023

18. Roth Rollover to Plan that doesn't have Roth

    By karl, August 16, 2022
    • 13 replies
    • 2.2k views
    • 
    • MWeddell
    • August 23, 2022

19. Participant Opts Out!

    By Jilliandiz, October 18, 2005
    • 7 replies
    • 2.2k views
    • 
    • WDIK
    • October 20, 2005

20. basic safe harbor match

    By Lori H, February 19, 2010
    • 10 replies
    • 2.2k views
    • 
    • Lori H
    • March 4, 2010

21. Overpayment of ADP/ACP corrections

    By Ervin Barham, March 8, 2001
    • 4 replies
    • 2.2k views
    • 
    • Kristina
    • March 8, 2001

22. Plan Sponsor is an ESOP - testing?

    By Tom, January 5, 2018
    • 2 replies
    • 2.2k views
    • 
    • ESOP Guy
    • January 5, 2018

23. Failure of employer to withhold

    By Guest BillClinton, November 22, 2002
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • November 25, 2002

24. Hardship Withdrawals

    By Guest cynthiar, May 12, 2004
    • 11 replies
    • 2.2k views
    • 
    • TBob
    • May 14, 2004

25. EACA Plan - changing Default Percentage after 1/1/

    By 52626, December 8, 2016
    • 2 replies
    • 2.2k views
    • 
    • K2retire
    • December 12, 2016

26. Excludable for coverage

    By austin3515, December 17, 2005
    • 11 replies
    • 2.2k views
    • 
    • Kevin C
    • January 6, 2006

27. HCE calculation following a merger

    By Guest Hadden2001, December 6, 2001
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • December 7, 2001

28. Failed ADP

    By Guest pensiondoc, February 26, 1999
    • 10 replies
    • 2.2k views
    • 
    • Disco Stu
    • March 27, 2002

29. Discriminating against HCE's

    By Guest yvonne001, November 5, 2002
    • 6 replies
    • 2.2k views
    • 
    • Brian Gallagher
    • November 6, 2002

30. TPA and asset-based fees, w/o revenue sharing agreements

    By Guest xplan, March 20, 2001
    • 5 replies
    • 2.2k views
    • 
    • MoJo
    • March 22, 2001

31. Can you restate a MPPP into a 401kPSP?

    By Guest Lisa Karlin, December 22, 2003
    • 9 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • December 31, 2003

32. Annual Qslob testing requirements

    By Floridaattorney, December 23, 2013
    • 0 replies
    • 2.2k views
    • 
    • Floridaattorney
    • December 23, 2013

33. 2002 Excessive employer withdrawal/contribution to my 401K

    By Guest blb, March 23, 2003
    • 8 replies
    • 2.2k views
    • 
    • 2muchstress
    • April 2, 2003

34. ER Forfeitures - ongoing balance

    By TPApril, October 2, 2017
    • 19 replies
    • 2.2k views
    • 
    • RatherBeGolfing
    • October 5, 2017

35. Form 1099-R Reporting for Loans

    By Guest Joseph Corona, December 29, 2000
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • December 29, 2000

36. ACP Failures of contributions that have not been deposited

    By Guest lfriede, March 11, 2004
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • March 12, 2004

37. Vesting Discrimination Requirements

    By Guest Wobble14, November 9, 2005
    • 1 reply
    • 2.2k views
    • 
    • Tom Poje
    • November 10, 2005

38. Safe Harbor and Profit Sharing - Testing

    By SMB_VT, November 10, 2024
    • 5 replies
    • 2.2k views
    • 
    • justanotheradmin
    • November 12, 2024

39. Safe harbors & eligibility requirements

    By Guest Beth N, July 29, 1999
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • August 16, 1999

40. determining a highly compensated employee

    By Guest abg, August 22, 1999
    • 6 replies
    • 2.2k views
    • 
    • Kathy
    • August 30, 1999

41. 401k and company stock

    By Guest jefbwerner, August 16, 1999
    • 4 replies
    • 2.2k views
    • 
    • MWeddell
    • September 1, 1999

42. Initial Plan Year - ADP testing

    By Pammie57, February 15, 2017
    • 2 replies
    • 2.2k views
    • 
    • John Feldt ERPA CPC QPA
    • February 16, 2017

43. Recharacterized elective contributions and ACP Testing

    By buckaroo, May 2, 2017
    • 11 replies
    • 2.2k views
    • 
    • Tom Poje
    • May 4, 2017

44. Help with 401K annuity roll-over

    By Guest heike, January 14, 2006
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • January 19, 2006

45. EACA mid-year percentage change

    By Belgarath, March 20, 2014
    • 1 reply
    • 2.2k views
    • 
    • BG5150
    • March 20, 2014

46. Ineligible Deferrals/Compensation

    By Guest Retirement 91, July 1, 2010
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • July 6, 2010

47. Penalties for failure to maintain ERISA Bond

    By k man, July 20, 2000
    • 0 replies
    • 2.2k views
    • 
    • k man
    • July 20, 2000

48. RMD Calculations - Are Receivables Included?

    By metsfan026, October 21, 2022
    • 8 replies
    • 2.2k views
    • 
    • Riley Britton
    • October 25, 2022

49. Involuntary Distributions

    By Guest Frank Jackson, August 26, 1999
    • 1 reply
    • 2.2k views
    • 
    • Richard Anderson
    • August 27, 1999

50. 401(k) Safe Harbor Hardship Withdrawals

    By Guest rocnrols2, August 26, 2003
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • August 26, 2003