401(k) Plans

19,320 topics in this forum

1. Vesting Discrimination Requirements

   By Guest Wobble14, November 9, 2005
   • 1 reply
   • 2.2k views
   • 
   • Tom Poje
   • November 10, 2005

2. termination and rehire

   By Guest koolkidd, August 15, 2003
   • 8 replies
   • 2.2k views
   • 
   • ccassetty
   • August 15, 2003

3. 401k and company stock

   By Guest jefbwerner, August 16, 1999
   • 4 replies
   • 2.2k views
   • 
   • MWeddell
   • September 1, 1999

4. Failed ADP

   By Guest pensiondoc, February 26, 1999
   • 10 replies
   • 2.2k views
   • 
   • Disco Stu
   • March 27, 2002

5. ACP Failures of contributions that have not been deposited

   By Guest lfriede, March 11, 2004
   • 7 replies
   • 2.2k views
   • 
   • Guest
   • March 12, 2004

6. Overpayment of ADP/ACP corrections

   By Ervin Barham, March 8, 2001
   • 4 replies
   • 2.2k views
   • 
   • Kristina
   • March 8, 2001

7. ADP Refund of Roth funds

   By BG5150, March 10, 2021
   • 2 replies
   • 2.2k views
   • 
   • BG5150
   • March 10, 2021

8. Penalties for failure to maintain ERISA Bond

   By k man, July 20, 2000
   • 0 replies
   • 2.2k views
   • 
   • k man
   • July 20, 2000

9. Safe-Harbor + Top-heavy

   By Lou S., March 10, 2008
   • 3 replies
   • 2.2k views
   • 
   • John Feldt ERPA CPC QPA
   • March 11, 2008

10. Involuntary Distributions

    By Guest Frank Jackson, August 26, 1999
    • 1 reply
    • 2.2k views
    • 
    • Richard Anderson
    • August 27, 1999

11. determining a highly compensated employee

    By Guest abg, August 22, 1999
    • 6 replies
    • 2.2k views
    • 
    • Kathy
    • August 30, 1999

12. 401(k) Safe Harbor Hardship Withdrawals

    By Guest rocnrols2, August 26, 2003
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • August 26, 2003

13. 2002 Excessive employer withdrawal/contribution to my 401K

    By Guest blb, March 23, 2003
    • 8 replies
    • 2.2k views
    • 
    • 2muchstress
    • April 2, 2003

14. Form 1099-R Reporting for Loans

    By Guest Joseph Corona, December 29, 2000
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • December 29, 2000

15. TPA and asset-based fees, w/o revenue sharing agreements

    By Guest xplan, March 20, 2001
    • 5 replies
    • 2.2k views
    • 
    • MoJo
    • March 22, 2001

16. EACA Plan - changing Default Percentage after 1/1/

    By 52626, December 8, 2016
    • 2 replies
    • 2.2k views
    • 
    • K2retire
    • December 12, 2016

17. Initial Plan Year - ADP testing

    By Pammie57, February 15, 2017
    • 2 replies
    • 2.2k views
    • 
    • John Feldt ERPA CPC QPA
    • February 16, 2017

18. Plan Sponsor is an ESOP - testing?

    By Tom, January 5, 2018
    • 2 replies
    • 2.2k views
    • 
    • ESOP Guy
    • January 5, 2018

19. Multiple Matching Formulas

    By LANDO, January 20, 2015   

    • 401K
    • Match
    • 1 reply
    • 2.2k views
    • 
    • Lou S.
    • January 20, 2015

20. EACA mid-year percentage change

    By Belgarath, March 20, 2014
    • 1 reply
    • 2.2k views
    • 
    • BG5150
    • March 20, 2014

21. 401k city taxes

    By Guest youngal32, August 9, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • August 17, 2001

22. Changing discretionary per-payroll match mid-year

    By AlbanyConsultant, April 12, 2017
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • April 12, 2017

23. ERISA, IRS and DOL Regulations?

    By Jilliandiz, September 23, 2005
    • 4 replies
    • 2.2k views
    • 
    • E as in ERISA
    • September 26, 2005

24. Employer Contribution Due Date

    By Stash026, May 14, 2021
    • 8 replies
    • 2.2k views
    • 
    • Peter Gulia
    • May 20, 2021

25. 401(a)(4) Rate Group Testing

    By Guest elang, February 16, 2010
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • February 17, 2010

26. Rev. Rul. 2004-13

    By Guest Giovanni, February 4, 2004
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • February 10, 2004

27. ERISA plans buying bonds

    By fidu, August 5, 2002
    • 3 replies
    • 2.2k views
    • 
    • fidu
    • August 8, 2002

28. 401(k) Plan Loan Documentary Stamp Tax

    By Guest, October 31, 2000
    • 1 reply
    • 2.2k views
    • 
    • david rigby
    • October 31, 2000

29. Top Heavy Minimum/401(m) Matching

    By Guest datalife, April 23, 1999
    • 6 replies
    • 2.2k views
    • 
    • John A
    • September 23, 1999

30. Hardship & Loan

    By Guest yvonne001, November 21, 2002
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • November 26, 2002

31. Participant Opts Out!

    By Jilliandiz, October 18, 2005
    • 7 replies
    • 2.2k views
    • 
    • WDIK
    • October 20, 2005

32. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.2k views
    • 
    • RCK
    • December 12, 2003

33. Ineligible Deferrals/Compensation

    By Guest Retirement 91, July 1, 2010
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • July 6, 2010

34. Top heavy

    By Guest Sieve, September 29, 2009
    • 22 replies
    • 2.2k views
    • 
    • Guest
    • May 24, 2010

35. ADP/ACP Testing for a Controlled Group

    By msmith, September 17, 2015
    • 8 replies
    • 2.2k views
    • 
    • msmith
    • September 21, 2015

36. Failure to make employer contribution deposit

    By Guest 401kadmin, February 5, 2008
    • 3 replies
    • 2.2k views
    • 
    • Kimberly S
    • February 5, 2008

37. Hours for Vesting

    By Guest Jen Willard, November 27, 2002
    • 8 replies
    • 2.2k views
    • 
    • austin3515
    • November 28, 2002

38. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 9 replies
    • 2.2k views
    • 
    • Jakyasar
    • January 29, 2021

39. Compensation

    By k man, February 27, 2002
    • 8 replies
    • 2.2k views
    • 
    • Mike Preston
    • March 11, 2002

40. What to do with excess contributions that were mistaken rolled over to

    By Guest Plan the Man, July 12, 2002
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • July 16, 2002

41. Investment: LLC K-1 is negative

    By TPApril, August 22, 2025
    • 2 replies
    • 2.2k views
    • 
    • Peter Gulia
    • August 22, 2025

42. "independent contractor"

    By doombuggy, October 5, 2005
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • October 5, 2005

43. Relius / FIS

    By austin3515, January 18, 2016
    • 6 replies
    • 2.2k views
    • 
    • austin3515
    • January 18, 2016

44. Compensation from STD Payments

    By Wessex, May 15, 2018
    • 1 reply
    • 2.2k views
    • 
    • Larry Starr
    • May 15, 2018

45. Employment contract vs Discretionary

    By Guest EllenD, March 22, 2007
    • 9 replies
    • 2.2k views
    • 
    • JanetM
    • March 22, 2007

46. Negative election of direct rollover

    By Guest allisonperry, February 3, 2006
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • February 10, 2006

47. Equipment Lease

    By Guest Sayles, January 19, 2010
    • 15 replies
    • 2.2k views
    • 
    • austin3515
    • January 20, 2010

48. Should a plan provide a domestic-abuse distribution?

    By Peter Gulia, December 6, 2023
    • 9 replies
    • 2.2k views
    • 
    • Peter Gulia
    • December 7, 2023

49. 2001 401(k) contribution limit

    By Guest colleenm, March 21, 2001
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • March 21, 2001

50. Plan has prior year testing, but testing done on current year information.

    By Guest phyphy, April 12, 2004
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • March 8, 2005