401(k) Plans

19,337 topics in this forum

1. determining a highly compensated employee

   By Guest abg, August 22, 1999
   • 6 replies
   • 2.2k views
   • 
   • Kathy
   • August 30, 1999

2. Help with 401K annuity roll-over

   By Guest heike, January 14, 2006
   • 3 replies
   • 2.2k views
   • 
   • Guest
   • January 19, 2006

3. 401(k) Safe Harbor Hardship Withdrawals

   By Guest rocnrols2, August 26, 2003
   • 2 replies
   • 2.2k views
   • 
   • Guest
   • August 26, 2003

4. Initial Plan Year - ADP testing

   By Pammie57, February 15, 2017
   • 2 replies
   • 2.2k views
   • 
   • John Feldt ERPA CPC QPA
   • February 16, 2017

5. Involuntary Distributions

   By Guest Frank Jackson, August 26, 1999
   • 1 reply
   • 2.2k views
   • 
   • Richard Anderson
   • August 27, 1999

6. Investment: LLC K-1 is negative

   By TPApril, August 22, 2025
   • 2 replies
   • 2.2k views
   • 
   • Peter Gulia
   • August 22, 2025

7. "independent contractor"

   By doombuggy, October 5, 2005
   • 2 replies
   • 2.2k views
   • 
   • Guest
   • October 5, 2005

8. Changing discretionary per-payroll match mid-year

   By AlbanyConsultant, April 12, 2017
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • April 12, 2017

9. Penalties for failure to maintain ERISA Bond

   By k man, July 20, 2000
   • 0 replies
   • 2.2k views
   • 
   • k man
   • July 20, 2000

10. Hours for Vesting

    By Guest Jen Willard, November 27, 2002
    • 8 replies
    • 2.2k views
    • 
    • austin3515
    • November 28, 2002

11. Rev. Rul. 2004-13

    By Guest Giovanni, February 4, 2004
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • February 10, 2004

12. Employment contract vs Discretionary

    By Guest EllenD, March 22, 2007
    • 9 replies
    • 2.2k views
    • 
    • JanetM
    • March 22, 2007

13. controlled group testing

    By K2retire, January 8, 2013
    • 4 replies
    • 2.2k views
    • 
    • ETA Consulting LLC
    • January 9, 2013

14. Hardship & Loan

    By Guest yvonne001, November 21, 2002
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • November 26, 2002

15. Profile Prospectuses

    By Guest Kennedy, July 6, 2004
    • 13 replies
    • 2.2k views
    • 
    • rlb64
    • August 11, 2004

16. ERISA, IRS and DOL Regulations?

    By Jilliandiz, September 23, 2005
    • 4 replies
    • 2.2k views
    • 
    • E as in ERISA
    • September 26, 2005

17. Top heavy

    By Guest Sieve, September 29, 2009
    • 22 replies
    • 2.2k views
    • 
    • Guest
    • May 24, 2010

18. 401(k) Plan Loan Documentary Stamp Tax

    By Guest, October 31, 2000
    • 1 reply
    • 2.2k views
    • 
    • david rigby
    • October 31, 2000

19. MEPS/PEPS

    By austin3515, August 25, 2020
    • 21 replies
    • 2.2k views
    • 
    • austin3515
    • August 31, 2020

20. Top Heavy Minimum/401(m) Matching

    By Guest datalife, April 23, 1999
    • 6 replies
    • 2.2k views
    • 
    • John A
    • September 23, 1999

21. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.2k views
    • 
    • RCK
    • December 12, 2003

22. 401k city taxes

    By Guest youngal32, August 9, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • August 17, 2001

23. Failure to make employer contribution deposit

    By Guest 401kadmin, February 5, 2008
    • 3 replies
    • 2.2k views
    • 
    • Kimberly S
    • February 5, 2008

24. Looking for advice... small s-corp 401k challenges

    By kckid, March 30, 2015
    • 17 replies
    • 2.2k views
    • 
    • kckid
    • March 31, 2015

25. Self Directed Plan

    By Gary, September 12, 2008
    • 16 replies
    • 2.2k views
    • 
    • J Simmons
    • September 15, 2008

26. Anyone have experience w/ late deferrals for HCE only?

    By jkharvey, May 18, 2005
    • 8 replies
    • 2.2k views
    • 
    • actuarysmith
    • May 19, 2005

27. Turbo Tax limiting 401k contributions WHY?

    By mesiodens, October 15, 2016
    • 4 replies
    • 2.2k views
    • 
    • mesiodens
    • October 24, 2016

28. Distribution from 401(k) to ILIT

    By Guest SSSP, June 6, 2014
    • 7 replies
    • 2.2k views
    • 
    • ETA Consulting LLC
    • June 10, 2014

29. Elective Deferrals Before Adoption of 401(k)

    By Guest smckinlay, July 16, 2011
    • 7 replies
    • 2.2k views
    • 
    • rcline46
    • July 19, 2011

30. Compensation

    By k man, February 27, 2002
    • 8 replies
    • 2.2k views
    • 
    • Mike Preston
    • March 11, 2002

31. Multiple employer plan - what's with that?

    By SMB, August 20, 2001
    • 8 replies
    • 2.2k views
    • 
    • Kirk Maldonado
    • August 23, 2001

32. Simple IRA v/s Simple 401k

    By Guest scarletrose, October 20, 2006
    • 1 reply
    • 2.2k views
    • 
    • Bill Presson
    • October 20, 2006

33. Does this plan have an impermissible hardship provision and if so, wha

    By John A, December 10, 1999
    • 3 replies
    • 2.2k views
    • 
    • MWeddell
    • December 20, 1999

34. Change In Investment Options

    By Guest Tom:, April 4, 2011
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • April 7, 2011

35. Calculating excise tax on late remittance of deferrals

    By Sully, November 20, 2002
    • 2 replies
    • 2.2k views
    • 
    • MWeddell
    • November 21, 2002

36. Can the ineligible contributions made to a rollover IRA (due to excess

    By Guest lavander30, December 14, 2001
    • 0 replies
    • 2.2k views
    • 
    • Guest
    • December 14, 2001

37. Equipment Lease

    By Guest Sayles, January 19, 2010
    • 15 replies
    • 2.2k views
    • 
    • austin3515
    • January 20, 2010

38. Missed Deferrals on Bonus Comp

    By 12AX7, May 23, 2012
    • 5 replies
    • 2.2k views
    • 
    • 12AX7
    • May 24, 2012

39. 2001 401(k) contribution limit

    By Guest colleenm, March 21, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • March 21, 2001

40. Catch-up contribution and 415 limit

    By Sully, August 1, 2003
    • 5 replies
    • 2.2k views
    • 
    • E as in ERISA
    • August 4, 2003

41. Plan has prior year testing, but testing done on current year information.

    By Guest phyphy, April 12, 2004
    • 10 replies
    • 2.2k views
    • 
    • Guest
    • March 8, 2005

42. Hardship - Allowable?

    By bzorc, August 31, 2021
    • 8 replies
    • 2.2k views
    • 
    • BG5150
    • September 1, 2021

43. Huge Breaking News - No More Chevron Deference

    By austin3515, June 28, 2024
    • 22 replies
    • 2.2k views
    • 
    • Luke Bailey
    • July 16, 2024

44. plan amendment and vesting

    By PensionNewbee, August 13, 2003
    • 7 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • August 19, 2003

45. ADP Excess Contributions

    By Guest benefitsanalyst, July 19, 2002
    • 4 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • July 22, 2002

46. Two Plans under same Employer

    By cpc0506, October 25, 2012
    • 4 replies
    • 2.2k views
    • 
    • PensionPro
    • October 25, 2012

47. Negative election of direct rollover

    By Guest allisonperry, February 3, 2006
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • February 10, 2006

48. Can a public school district maintain a 401(k) plan?

    By Guest, November 12, 2000
    • 1 reply
    • 2.2k views
    • 
    • IRC401
    • November 13, 2000

49. Limiting EACAs to New Participants

    By dcoderre, January 24, 2008
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • February 22, 2008

50. mutual fund settlement checks

    By pmacduff, July 11, 2011
    • 3 replies
    • 2.2k views
    • 
    • masteff
    • July 12, 2011