401(k) Plans

19,275 topics in this forum

1. General Testing and BRF Testing

   By justatester, September 3, 2010
   • 6 replies
   • 2.8k views
   • 
   • Mike Preston
   • September 7, 2010

2. New Comp - Separate Alloc Groups - Coverage

   By austin3515, March 13, 2014
   • 6 replies
   • 1k views
   • 
   • Earl
   • March 14, 2014

3. 401k deposits into a SIMPLE investment account

   By cpc0506, August 13, 2014
   • 6 replies
   • 941 views
   • 
   • Bird
   • August 15, 2014

4. Discretionary match on top of SH match

   By AKconsult, November 20, 2018
   • 6 replies
   • 1.4k views
   • 
   • Doc Ument
   • November 23, 2018

5. Quantech 4.3 testing issues - unconfirmed transactions

   By rcline46, February 25, 2000
   • 6 replies
   • 1.9k views
   • 
   • Guest
   • February 29, 2000

6. Safe Harbor and Auto Enrollment

   By Guest cydavis, April 26, 2006
   • 6 replies
   • 2.2k views
   • 
   • austin3515
   • May 10, 2007

7. Late Deposit

   By Randy Watson, May 18, 2012
   • 6 replies
   • 1.2k views
   • 
   • Randy Watson
   • May 18, 2012

8. Changing ADP/ACP Testing Methods

   By Lucky32, February 22, 2023
   • 6 replies
   • 2.6k views
   • 
   • BG5150
   • February 28, 2023

9. Never contributed the Match

   By Guest Giovanni, March 7, 2005
   • 6 replies
   • 1.5k views
   • 
   • E as in ERISA
   • March 7, 2005

10. Last Day of Plan Year 12/30?

    By MarZDoates, January 12, 2006
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • January 14, 2006

11. Minimum contribution

    By ombskid, April 4, 2007
    • 6 replies
    • 2k views
    • 
    • WDIK
    • April 5, 2007

12. Missing payroll records for 9 years

    By 30Rock, April 27, 2018
    • 6 replies
    • 1k views
    • 
    • 30Rock
    • May 1, 2018

13. Hardships

    By Jilliandiz, October 19, 2005
    • 6 replies
    • 2k views
    • 
    • Guest
    • October 19, 2005

14. Add Participating Er to Safe Harbor Plan

    By austin3515, December 3, 2013
    • 6 replies
    • 3k views
    • 
    • Kevin C
    • December 3, 2013

15. Late Deposit of Deferrals?

    By BG5150, January 19, 2017
    • 6 replies
    • 1.1k views
    • 
    • RestAssured
    • June 15, 2017

16. Prior Service - are eligibility and vesting tied together?

    By Guest Amy Harle, October 2, 2002
    • 6 replies
    • 1.8k views
    • 
    • E as in ERISA
    • October 2, 2002

17. 404(c)

    By Guest Kevin1, November 15, 2005
    • 6 replies
    • 1.6k views
    • 
    • E as in ERISA
    • November 16, 2005

18. Hardship Distribution vs. Known Divorce

    By Guest Taxaholic, July 3, 2007
    • 6 replies
    • 2.8k views
    • 
    • Mike Preston
    • July 3, 2007

19. SH Match plan failing 414(s)

    By BG5150, October 22, 2015
    • 6 replies
    • 1.2k views
    • 
    • BG5150
    • October 23, 2015

20. One person plan - unvested ER @bop

    By TPApril, September 4, 2019
    • 6 replies
    • 729 views
    • 
    • david rigby
    • September 4, 2019

21. merger of off calendar year safe harbor into calendar year safe harbor and transition period

    By 30Rock, March 30, 2022
    • 6 replies
    • 790 views
    • 
    • 30Rock
    • March 30, 2022

22. Terminating plan with forfeitures

    By RatherBeGolfing, August 23, 2022
    • 6 replies
    • 693 views
    • 
    • Nate S
    • August 25, 2022

23. How can a plan sponsor find out if a 5500 has been filed with the IRS?

    By Guest Shea, May 13, 1999
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • July 20, 1999

24. Loan/Hardship Issue

    By Guest JHeller, September 3, 2010
    • 6 replies
    • 1.3k views
    • 
    • 12AX7
    • September 8, 2010

25. Schedule R - Form 5500 Part I Line 3

    By AdKu, October 3, 2017
    • 6 replies
    • 2k views
    • 
    • AdKu
    • October 4, 2017

26. Stock sale of plan participating in a MEP

    By Jen S, October 28, 2022
    • 6 replies
    • 1.7k views
    • 
    • Luke Bailey
    • November 4, 2022

27. Oppose 401A Payout

    By Ron J, November 19, 2024
    • 6 replies
    • 637 views
    • 
    • david rigby
    • November 20, 2024

28. Hardship Distribution Suspension Period

    By austin3515, June 4, 2007
    • 6 replies
    • 3.4k views
    • 
    • masteff
    • June 5, 2007

29. Outline of concerns regarding the qualification status of my 401k plan

    By Guest Miller426, September 26, 2009
    • 6 replies
    • 1.6k views
    • 
    • Bird
    • September 28, 2009

30. 401(k) converting to a 403(b)

    By Guest Eagle54, September 27, 2012
    • 6 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • September 28, 2012

31. Pooled Employer Plans

    By Yolanda Vega, May 25, 2021
    • 6 replies
    • 1.1k views
    • 
    • Bird
    • June 10, 2021

32. Different Matching Contribution For Different Employees Question

    By metsfan026, April 5
    • 6 replies
    • 1.6k views
    • 
    • metsfan026
    • April 11

33. IRS Penalties

    By Guest Michael Anderson, July 27, 2001
    • 6 replies
    • 1.9k views
    • 
    • R. Butler
    • July 30, 2001

34. Mid-Year Termination of Safe Harbor Top Heavy Plan

    By ERISAAPPLE, June 19, 2018
    • 6 replies
    • 2.1k views
    • 
    • Madison71
    • June 20, 2018

35. 404(a)(5) for Terminating Plan

    By nancy, August 17, 2012
    • 6 replies
    • 1.8k views
    • 
    • BG5150
    • August 28, 2012

36. LLC / S-Corp Owner with Employees looking for 401k options

    By KGLO44, October 23, 2015
    • 6 replies
    • 4.8k views
    • 
    • austin3515
    • October 25, 2015

37. Over 404 but not 415 limit

    By pensionam, June 20, 2018
    • 6 replies
    • 835 views
    • 
    • pensionam
    • June 21, 2018

38. Who is responsible for top-heavy testing?

    By Guest WDH, February 29, 2000
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • March 1, 2000

39. Safe Harbor Plan Amendment

    By perkinsran, March 12, 2015
    • 6 replies
    • 1.3k views
    • 
    • Kevin C
    • March 16, 2015

40. 402g Limit exceeded where QNEC is used to fund missed contributions

    By legort69, May 31, 2016
    • 6 replies
    • 4.9k views
    • 
    • Loves401(k)
    • March 8, 2018

41. Effective Date of Safe Harbor Plan

    By Guest RBlaine, July 9, 2003
    • 6 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • July 9, 2003

42. top heavy contribution in SH plan

    By betheeg, April 6, 2004
    • 6 replies
    • 1.7k views
    • 
    • R. Butler
    • April 8, 2004

43. We have a plan that is going to allow participants to rollover their loans from their previous employer into this plan. What documentation needs to be done?

    By Guest mmc, April 20, 2005
    • 6 replies
    • 1.6k views
    • 
    • RCK
    • April 21, 2005

44. 401(k) with QJ&SA normal form

    By Guest braindead, June 5, 2009
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • June 7, 2009

45. QKA (DC-1 and DC-2) used materials

    By Sammiemor, May 8, 2019
    • 6 replies
    • 4k views
    • 
    • Dave Baker
    • May 13, 2019

46. Distribution permitted? 401(k)(10) rules and Same Desk

    By Guest RW, June 21, 2000
    • 6 replies
    • 1.8k views
    • 
    • MWeddell
    • June 28, 2000

47. How aggressive is this? ACP testing

    By imchipbrown, September 6, 2001
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • September 14, 2001

48. Prototypes

    By Guest pjb, July 9, 2003
    • 6 replies
    • 1.4k views
    • 
    • Guest
    • July 10, 2003

49. EACA - Increase Default Percentage

    By Gilmore, March 25, 2021
    • 6 replies
    • 2.4k views
    • 
    • Gilmore
    • April 1, 2021

50. 410 coverage of two plans together--two different plan years

    By Brian Gallagher, April 27, 2004
    • 6 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • April 28, 2004