401(k) Plans

19,320 topics in this forum

1. Switching from Prior Year to Current Year Testing Method

   By Guest CRC02, April 19, 2002
   • 1 reply
   • 2.1k views
   • 
   • Guest
   • April 20, 2002

2. Safe Harbor Match plus Discretionary Match

   By Bruddah Kimo, November 9, 2011
   • 6 replies
   • 2.1k views
   • 
   • Tom Poje
   • November 10, 2011

3. Canadian Citizen

   By Guest moltengater, August 8, 2006
   • 3 replies
   • 2.1k views
   • 
   • A Shot in the Dark
   • August 8, 2006

4. HCE Determination after a Stock Sale

   By Scott, March 6, 2009
   • 2 replies
   • 2.1k views
   • 
   • austin3515
   • March 8, 2009

5. Distribution from 401(k) to ILIT

   By Guest SSSP, June 6, 2014
   • 7 replies
   • 2.1k views
   • 
   • ETA Consulting LLC
   • June 10, 2014

6. Safe Harbor Plan Definition of "Compensation"

   By Guest IRISH79, May 31, 2007
   • 2 replies
   • 2.1k views
   • 
   • John Feldt ERPA CPC QPA
   • May 31, 2007

7. HCE - Look back Period?

   By Guest jkrad, October 10, 2003
   • 1 reply
   • 2.1k views
   • 
   • ccassetty
   • October 10, 2003

8. Use non-safe harbor Match for Top Heavy Minimum?

   By Guest RJM, February 15, 2001
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • February 19, 2001

9. Letter from IRS saying 5500 EZ has wrong EIN

   By Jim Chad, November 4, 2014
   • 2 replies
   • 2.1k views
   • 
   • Bird
   • November 4, 2014

10. Spousal Waiver of annuity options

    By Guest gasher, October 3, 2000
    • 2 replies
    • 2.1k views
    • 
    • rcline46
    • October 3, 2000

11. Hardship Withdrawal - salary deferrals were not suspended after distribution

    By Guest nps, May 20, 2004
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • May 26, 2004

12. US Citizens Working Abroad

    By ERISA-Bubs, April 17, 2012
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • April 18, 2012

13. Catch up contributions only allowed?

    By Guest jusducki, November 29, 2005
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 2005

14. IRS Compliance Check

    By Guest 4:15 Limit, June 1, 2010
    • 10 replies
    • 2.1k views
    • 
    • PensionPro
    • August 10, 2010

15. Repaying QBADs

    By austin3515, May 4, 2024
    • 7 replies
    • 2.1k views
    • 
    • C. B. Zeller
    • May 6, 2024

16. ADP/ACP Test

    By Guest fender5150, June 5, 2007
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • June 7, 2007

17. Termination and 401K

    By Guest gman26, April 29, 2004
    • 3 replies
    • 2.1k views
    • 
    • jquazza
    • April 30, 2004

18. TPA Fees to be recovered

    By Guest MEGary, January 15, 2002
    • 7 replies
    • 2.1k views
    • 
    • John A
    • January 21, 2002

19. Catch-up contribution form

    By stephen, March 19, 2002
    • 3 replies
    • 2.1k views
    • 
    • Mike Preston
    • March 22, 2002

20. Catch-up Guidance

    By Guest T-BONE, October 25, 2001
    • 9 replies
    • 2.1k views
    • 
    • Guest
    • October 26, 2001

21. suspension after after-tax wdr

    By Guest Gunner, September 19, 2002
    • 6 replies
    • 2.1k views
    • 
    • RTK
    • September 19, 2002

22. FMLA and Controlled Group

    By Guest MFJ, November 17, 2009
    • 2 replies
    • 2.1k views
    • 
    • oriecat
    • November 18, 2009

23. True-ups for only participants hitting 402(g)

    By Guest JB517, October 6, 2010
    • 5 replies
    • 2.1k views
    • 
    • TPAMan
    • October 13, 2010

24. New Safe Harbor Plan

    By Guest elang, November 30, 2011
    • 7 replies
    • 2.1k views
    • 
    • rcline46
    • December 1, 2011

25. SH Plan with discretionary match

    By QNPG, February 21, 2014
    • 7 replies
    • 2.1k views
    • 
    • MWeddell
    • March 31, 2014

26. Safe Harbor Plans - Midyear Changes

    By Guest shaul, November 10, 2009
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • November 10, 2009

27. Terminate Money Purchase and Start up 401k?

    By Dennis Povloski, June 14, 2011
    • 6 replies
    • 2.1k views
    • 
    • 12AX7
    • June 16, 2011

28. Partner matching contribution calculation

    By jsample, May 11, 2017
    • 13 replies
    • 2.1k views
    • 
    • 401kSpecialist
    • December 5, 2019

29. definition of comp for safe harbor match

    By cpc0506, March 27, 2013
    • 5 replies
    • 2.1k views
    • 
    • K2retire
    • May 16, 2013

30. Reverse Borrowing in First Plan Year

    By justatester, September 6, 2012
    • 11 replies
    • 2.1k views
    • 
    • justatester
    • September 7, 2012

31. RMD - What comes first

    By PainPA, December 30, 2013   

    • RMD
    • 7 replies
    • 2.1k views
    • 
    • GMK
    • January 6, 2014

32. Required match causes ACP failure

    By Belgarath, September 2, 2009
    • 10 replies
    • 2.1k views
    • 
    • Tom Poje
    • September 4, 2009

33. Involuntary Cash Outs-Document and practical considerations

    By Guest spanarkle, January 6, 2005
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • January 7, 2005

34. ERPA TEST

    By KTB, January 3, 2012
    • 9 replies
    • 2.1k views
    • 
    • KTB
    • January 20, 2012

35. Notice of Class Action Settlement

    By JustnERPA, February 18, 2019
    • 11 replies
    • 2.1k views
    • 
    • FPGuy
    • February 20, 2019

36. Looking for a TPA for a professional employer organization's 401(k) pl

    By Guest Karens, December 1, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • December 11, 2000

37. Client faces audit and can't locate prior plan records...

    By Guest RBeck, October 19, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • October 19, 2000

38. Employer contributions for forfeited amounts

    By Miner88, September 5, 2007
    • 9 replies
    • 2.1k views
    • 
    • Bird
    • September 6, 2007

39. MEP or MESS?

    By ldr, October 17, 2018   

    • mep
    • 5500
    • (and 1 more)

      Tagged with:

      • mep
      • 5500
      • independent audit
    • 21 replies
    • 2.1k views
    • 
    • Larry Starr
    • October 25, 2018

40. Automatic Enrollment - payperiod and start of deferrals

    By John Feldt ERPA CPC QPA, August 6, 2015   

    • Automatic enrollment
    • Pay period
    • (and 2 more)

      Tagged with:

      • Automatic enrollment
      • Pay period
      • cutoff
      • new entrants
    • 9 replies
    • 2.1k views
    • 
    • PJF414
    • September 29, 2015

41. ADP/ACP Testing Question

    By Coleboy1, February 14, 2023
    • 18 replies
    • 2.1k views
    • 
    • Bird
    • February 17, 2023

42. Notice to Interested Parties

    By Archimage, December 6, 2001
    • 5 replies
    • 2.1k views
    • 
    • wmyer
    • February 19, 2002

43. Forfeiture cases...

    By fmsinc, September 2, 2025
    • 5 replies
    • 2.1k views
    • 
    • CuseFan
    • September 4, 2025

44. Deferrals equal 100% of pay

    By pensiongeek, October 5, 2020
    • 6 replies
    • 2.1k views
    • 
    • Luke Bailey
    • October 7, 2020

45. Increased Catch-up Limit for ages 60-63 - mandatory?

    By AMDG, May 24, 2023
    • 13 replies
    • 2.1k views
    • 
    • Belgarath
    • July 7, 2023

46. restructuring for ADP Testing.

    By Lori H, March 4, 2009
    • 9 replies
    • 2.1k views
    • 
    • austin3515
    • March 5, 2009

47. Can custodian pocket the "float" interest earned on plan acc

    By Guest Jim Kais, July 14, 2000
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • August 3, 2000

48. Leased Employed Hired as Common Law Employee

    By DTH, May 23, 2007
    • 2 replies
    • 2.1k views
    • 
    • masteff
    • May 23, 2007

49. Super Interesting Must-Read Direct Deposit Question

    By Guest dcprovista, July 14, 2005
    • 16 replies
    • 2.1k views
    • 
    • Guest
    • July 18, 2005

50. plan asset question

    By Guest RBeck, May 24, 2001
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • May 29, 2001