401(k) Plans

19,321 topics in this forum

1. Waiver of eligibility requirements & discrimination

   By Puddleglum, February 12, 2020
   • 6 replies
   • 2.1k views
   • 
   • Kevin C
   • February 13, 2020

2. Max individual 401(k) contribution for LLC taxed as S-corp?

   By UM1234, October 17, 2013
   • 6 replies
   • 14.8k views
   • 
   • Bird
   • October 21, 2013

3. IRS Audit

   By Soundbc1, December 19, 2015
   • 6 replies
   • 1.5k views
   • 
   • Bill Presson
   • December 21, 2015

4. Naming Individual as "Directed Trustee"

   By austin3515, May 10, 2019
   • 6 replies
   • 934 views
   • 
   • Luke Bailey
   • May 10, 2019

5. Wanting Web-Based Census Completion

   By Guest JTBRadmin, January 9, 2008
   • 6 replies
   • 1.5k views
   • 
   • FAPInJax
   • March 18, 2008

6. Protected Benefits

   By Nassau, October 23, 2008
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • October 24, 2008

7. Separate deferral election on bonuses...

   By kwalified, December 28, 2012
   • 6 replies
   • 5.7k views
   • 
   • masteff
   • December 28, 2012

8. New plan waives entry requirements for anyone hired on a certain date

   By jkharvey, May 5, 2014   

   • Only the 3 owners meet it
   • 6 replies
   • 1.4k views
   • 
   • Kevin C
   • May 5, 2014

9. one time irrevocable election to not participate

   By Pixie, March 25, 2024
   • 6 replies
   • 2.1k views
   • 
   • C. B. Zeller
   • March 28, 2024

10. Self employment income; do you begin with Net C - 1/2 SE tax or (Net C

    By R. Butler, April 9, 2001
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • April 27, 2001

11. Failure to withhold 401(k)

    By Guest cosmo01, April 28, 2004
    • 6 replies
    • 2k views
    • 
    • Earl
    • May 1, 2004

12. Deceased Participant's beneficiary "may" be under a Conservatorship

    By Kansas401k, September 29, 2021
    • 6 replies
    • 1.3k views
    • 
    • Kansas401k
    • October 1, 2021

13. 415 limit and Match True-Up

    By Bill D., November 2, 2022
    • 6 replies
    • 1.8k views
    • 
    • bito'money
    • November 4, 2022

14. Deferral % exceeds max in plan doc

    By Guest pinsall, June 22, 2000
    • 6 replies
    • 2.1k views
    • 
    • Alf
    • July 12, 2000

15. New Roth Catch-Up Rules

    By Connor, December 2, 2025
    • 6 replies
    • 555 views
    • 
    • Artie M
    • December 3, 2025

16. How bad does this mid-year SHM change feel?

    By AlbanyConsultant, March 13, 2017
    • 6 replies
    • 1.2k views
    • 
    • Kevin C
    • March 14, 2017

17. restatement

    By Gary, September 8, 2010
    • 6 replies
    • 1.6k views
    • 
    • Guest
    • September 8, 2010

18. Retroactive addition of profit sharing contribution

    By 7806akp, January 31, 2012
    • 6 replies
    • 2.9k views
    • 
    • Kevin C
    • February 1, 2012

19. 4-Tier Integrated PS Calc

    By Puffinator, June 16, 2022
    • 6 replies
    • 1.2k views
    • 
    • Gary Lesser
    • November 20, 2022

20. I'm stumped

    By Tom Poje, October 3, 2006
    • 6 replies
    • 1.8k views
    • 
    • BG5150
    • October 4, 2006

21. Reporting 402(g) refund on Tax Return

    By Guest lgm, April 10, 2008
    • 6 replies
    • 7.3k views
    • 
    • Guest
    • April 11, 2008

22. Quarterly Eligiblity

    By Dazednconfused, November 23, 2009
    • 6 replies
    • 1.5k views
    • 
    • WDIK
    • November 24, 2009

23. FORM 5330

    By Guest Chuck118, July 27, 2011
    • 6 replies
    • 3.2k views
    • 
    • Ron Snyder
    • July 27, 2011

24. 401k Plan under same Insurance Contract as 403b

    By austin3515, April 23, 2013
    • 6 replies
    • 1.5k views
    • 
    • austin3515
    • April 25, 2013

25. 401(k) Safe Harbor Plan and Participating Employer

    By LMOC, January 23, 2015
    • 6 replies
    • 2.4k views
    • 
    • LMOC
    • February 16, 2015

26. compensation conundrum

    By K2retire, April 5, 2016
    • 6 replies
    • 1.5k views
    • 
    • K2retire
    • April 6, 2016

27. Eligibility change - 30 day waiting period?

    By Jakyasar, April 3, 2022
    • 6 replies
    • 1.2k views
    • 
    • Jakyasar
    • April 5, 2022

28. RMD Start date - checking

    By Jakyasar, March 26, 2024
    • 6 replies
    • 745 views
    • 
    • david rigby
    • March 27, 2024

29. Safe Harbor 401k plan with 3% SHNEC

    By Guest terric, January 5, 2005
    • 6 replies
    • 2.7k views
    • 
    • austin3515
    • January 12, 2005

30. Targeted QNECs

    By Guest philc, June 15, 2005
    • 6 replies
    • 2.7k views
    • 
    • E as in ERISA
    • June 16, 2005

31. Permissive Aggregation of ER Match

    By Guest Lauren K, April 6, 2007
    • 6 replies
    • 1.6k views
    • 
    • austin3515
    • April 9, 2007

32. Meaning of "Discretionary"

    By MSN, October 31, 2007
    • 6 replies
    • 1.7k views
    • 
    • MSN
    • November 1, 2007

33. ASG and Safe Harbor 401(k)

    By Guest JPIngold, October 24, 2009
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • October 26, 2009

34. Another life insurance question

    By Guest Robertd, August 21, 2012
    • 6 replies
    • 1.1k views
    • 
    • K2retire
    • August 22, 2012

35. In-service withdrawal before 59.5

    By CaitlinMarg, September 9, 2019
    • 6 replies
    • 4.5k views
    • 
    • FPGuy
    • September 11, 2019

36. Master Trust Investment Accounts

    By Guest CSTS, March 30, 2005
    • 6 replies
    • 3.2k views
    • 
    • JanetM
    • April 6, 2005

37. Over Paid Match

    By Guest lgm, February 10, 2006
    • 6 replies
    • 1.7k views
    • 
    • stephen
    • February 13, 2006

38. Leased employees

    By Guest JPIngold, May 23, 2012
    • 6 replies
    • 3.4k views
    • 
    • 00hskrgrl
    • May 24, 2012

39. Rollover processed as a lump sum

    By jmartin, January 24, 2017
    • 6 replies
    • 900 views
    • 
    • RatherBeGolfing
    • January 24, 2017

40. Dual-Qualified Plan In Puerto Rico

    By metsfan026, August 26, 2022
    • 6 replies
    • 5.2k views
    • 
    • Peter Gulia
    • September 8, 2022

41. short plan year and entry dates

    By Guest mk2308, August 25, 2004
    • 6 replies
    • 2.4k views
    • 
    • rcline46
    • August 26, 2004

42. safe harbor match plus discretionary match

    By WCC, January 23, 2018
    • 6 replies
    • 8.1k views
    • 
    • ldr
    • December 19, 2018

43. Prefilling forms w. names and addresses

    By austin3515, July 11, 2019
    • 6 replies
    • 1.2k views
    • 
    • Kphelps
    • July 16, 2019

44. Top heavy determination: what parts of the accounts have to be counted

    By richard, August 27, 1998
    • 6 replies
    • 6.2k views
    • 
    • Guest
    • October 1, 1998

45. Tax Credit for Acquired Plans

    By Zoey, February 4, 2024
    • 6 replies
    • 1.5k views
    • 
    • Zoey
    • February 5, 2024

46. Terminating plans-Vesting-Forfeitures

    By Guest Gordy, April 28, 2004
    • 6 replies
    • 1.4k views
    • 
    • Guest
    • June 1, 2004

47. Silly Question

    By Randy Watson, June 15, 2005
    • 6 replies
    • 1.7k views
    • 
    • mbozek
    • June 27, 2005

48. Admin Error - Effect on 5500

    By Guest liljunebug, March 14, 2008
    • 6 replies
    • 1.6k views
    • 
    • Earl
    • March 23, 2008

49. PArticipant Loanms - 50K Limit

    By austin3515, November 16, 2012
    • 6 replies
    • 1.3k views
    • 
    • Tom Poje
    • November 19, 2012

50. 0% prior yr NHCE ADP

    By TPApril, May 24, 2024
    • 6 replies
    • 1.1k views
    • 
    • BG5150
    • May 24, 2024