401(k) Plans

19,321 topics in this forum

1. allocation of PS contribution for HCE's (timing)

   By k man, August 19, 2003
   • 6 replies
   • 1.7k views
   • 
   • R. Butler
   • August 20, 2003

2. New Targeted QNEC rules

   By fiona1, June 15, 2005
   • 6 replies
   • 5.4k views
   • 
   • PensionPro
   • October 30, 2009

3. DOL Invititation to VFCP

   By austin3515, March 9, 2012
   • 6 replies
   • 1k views
   • 
   • Guest
   • March 30, 2012

4. Difference between determining non elective at end of plan year or per pay period

   By dragondon, November 8, 2022
   • 6 replies
   • 1.4k views
   • 
   • MWeddell
   • November 10, 2022

5. Failure to Deduct Elective Deferrals

   By Scott, February 27, 2001
   • 6 replies
   • 3.6k views
   • 
   • Guest
   • January 4, 2002

6. Hardship distribution for Terminated Participant

   By Guest Tracy H, April 10, 2001
   • 6 replies
   • 4.4k views
   • 
   • Guest
   • April 14, 2001

7. 401(k) deferral deadline for self employed

   By Guest dyoder, September 9, 2003
   • 6 replies
   • 3.6k views
   • 
   • Belgarath
   • December 9, 2004

8. QDIA - Determination of Who Must Receive Notice

   By BeanCounterBlues, December 4, 2007
   • 6 replies
   • 5.8k views
   • 
   • Tom Poje
   • December 7, 2007

9. Safe Harbor match true-up not made to HCEs

   By Guest Jill B, June 15, 2010
   • 6 replies
   • 2k views
   • 
   • KMG77
   • June 17, 2010

10. Plan Termination

    By 30Rock, March 20, 2015
    • 6 replies
    • 3.6k views
    • 
    • Lou S.
    • March 20, 2015

11. Partner 401K Contribution Calculation

    By George Harrison Ford, July 2, 2020
    • 6 replies
    • 11.1k views
    • 
    • Bird
    • July 6, 2020

12. Using DOL Online Calculator Without VFCP Application?

    By Guest hybrid2148, March 9, 2012
    • 6 replies
    • 9.9k views
    • 
    • John Feldt ERPA CPC QPA
    • March 29, 2012

13. Annual Compensation Limit and Deferrals

    By StevenM, December 23, 2015   

    • 401(a)(17)
    • 6 replies
    • 6.4k views
    • 
    • Kevin C
    • December 24, 2015

14. ADP test - can employee with zero compensation be excluded?

    By John A, March 1, 2002
    • 6 replies
    • 5.1k views
    • 
    • AndyH
    • March 2, 2002

15. Plan excludes "overtime" from compensation

    By 7806akp, December 6, 2016   

    • What is considered overtime
    • 6 replies
    • 1.9k views
    • 
    • K2retire
    • December 7, 2016

16. Withdrawal of Participating Employer

    By RLR, June 27, 2018
    • 6 replies
    • 4.2k views
    • 
    • PensionPete
    • July 23, 2019

17. 1099-R for direct rollover from a Sole prop DB to 401(k) plan

    By AdKu, May 15, 2019
    • 6 replies
    • 1.9k views
    • 
    • justanotheradmin
    • May 21, 2019

18. Safe Harbor 3% for HCEs

    By Pammie57, December 4, 2023
    • 6 replies
    • 854 views
    • 
    • CuseFan
    • December 6, 2023

19. 401k/PSP for 2023

    By thepensionmaven, March 28, 2024
    • 6 replies
    • 1k views
    • 
    • thepensionmaven
    • April 1, 2024

20. 415 limits on earned income and employee compensation

    By Guest egoldberg, March 19, 2001
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • March 21, 2001

21. Maximum Rate of Matching?

    By Below Ground, May 5, 2017   

    • 200% match?
    • 6 replies
    • 678 views
    • 
    • Below Ground
    • May 25, 2017

22. Safe Harbor 401(k) Plan October 1st deadline

    By Ananda, December 1, 2021
    • 6 replies
    • 1.1k views
    • 
    • Kevin C
    • December 9, 2021

23. QNEC and maxed deferrals

    By Keith Lowery, October 3, 2024
    • 6 replies
    • 1k views
    • 
    • Paul I
    • October 3, 2024

24. New safe harbor plan

    By PensionPro, August 12, 2025
    • 6 replies
    • 802 views
    • 
    • Lou S.
    • August 12, 2025

25. Searching for "Lost" Participants

    By metsfan026, April 15, 2025
    • 6 replies
    • 1.5k views
    • 
    • Pam Shoup
    • April 16, 2025

26. Inclusion in ACP test

    By rcline46, August 7, 2009
    • 6 replies
    • 2.8k views
    • 
    • MWeddell
    • August 12, 2009

27. Getting around the five-year rule for participant loans

    By 401(j), July 23, 2013
    • 6 replies
    • 1.2k views
    • 
    • ForksnKnives
    • July 23, 2013

28. PPA Pooled Account Disclosures

    By austin3515, January 11, 2008
    • 6 replies
    • 2.6k views
    • 
    • austin3515
    • February 3, 2008

29. 1/1/2010 5500 Count

    By BeanCounterBlues, November 24, 2009
    • 6 replies
    • 1.2k views
    • 
    • BeanCounterBlues
    • November 25, 2009

30. Partners income negative

    By cpc0506, October 10, 2018
    • 6 replies
    • 1.6k views
    • 
    • Larry Starr
    • October 11, 2018

31. Computation Period

    By thepensionmaven, February 17, 2020
    • 6 replies
    • 1.6k views
    • 
    • Kevin C
    • February 18, 2020

32. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 922 views
    • 
    • CuseFan
    • March 6, 2023

33. Roth Catch up required or not

    By DDB BN, December 4, 2025
    • 6 replies
    • 690 views
    • 
    • DDB BN
    • December 7, 2025

34. Help needed with company stock match question

    By Guest bbaudo, November 11, 2002
    • 6 replies
    • 1.7k views
    • 
    • mbozek
    • November 13, 2002

35. Notice Requirements

    By Guest nmyers, June 9, 2009
    • 6 replies
    • 2.9k views
    • 
    • John Feldt ERPA CPC QPA
    • June 10, 2009

36. Rollovers As Business Startups

    By mming, November 25, 2009
    • 6 replies
    • 1.7k views
    • 
    • mming
    • November 25, 2009

37. Restricting Comp for PS allocation due to hardship w/d?

    By Guest Spock, June 6, 2013   

    • Hardship w/d impact on comp
    • 6 replies
    • 1.2k views
    • 
    • GMK
    • June 6, 2013

38. Different Eligibility Rules For Different Classes

    By Randy Watson, August 10, 2005
    • 6 replies
    • 2.8k views
    • 
    • Kirk Maldonado
    • August 17, 2005

39. Form 18? Profit Sharing Contribution

    By emmetttrudy, July 23, 2013
    • 6 replies
    • 925 views
    • 
    • Gadgetfreak
    • July 24, 2013

40. Good article on FAB 2014-01

    By austin3515, August 21, 2014
    • 6 replies
    • 1.2k views
    • 
    • austin3515
    • August 21, 2014

41. Compensation for Calculating Safe Harbor Non Elective 3% Contribution

    By ERISAGal, July 16, 2019   

    • safe harbor
    • 401k
    • (and 1 more)

      Tagged with:

      • safe harbor
      • 401k
      • compensation
    • 6 replies
    • 4k views
    • 
    • Bri
    • July 18, 2019

42. Determination Letters

    By Guest AP, March 28, 1999
    • 6 replies
    • 1.7k views
    • 
    • Alf
    • March 9, 2000

43. Missed 2021 match for one person--do earnings?

    By BG5150, April 6, 2022
    • 6 replies
    • 736 views
    • 
    • BG5150
    • May 2, 2022

44. 401(k) Fees

    By Guest JSinbad, December 15, 1998
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • March 4, 1999

45. QNECs, 401a4 & TH

    By zimbo, February 27, 2009
    • 6 replies
    • 2.7k views
    • 
    • K2retire
    • March 3, 2009

46. 2-year 401k plan - audit risk exposure

    By TPApril, February 7, 2024
    • 6 replies
    • 1.2k views
    • 
    • ErnieG
    • February 8, 2024

47. Right of participant

    By Guest Kemily, July 10, 2003
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • July 11, 2003

48. Commingling Assets of Multiple Solo 401(k) Plans

    By Molgilny89, April 6, 2021
    • 6 replies
    • 1.1k views
    • 
    • ESOPMomma
    • April 7, 2021

49. Adoption vs. Effective Date of Corrective Amendment

    By Ananda, October 3, 2023
    • 6 replies
    • 1k views
    • 
    • Paul I
    • October 4, 2023

50. New 401(k) Safe Harbor Plan...too late for 2005?

    By Jilliandiz, September 30, 2005
    • 6 replies
    • 1.6k views
    • 
    • Tom Poje
    • October 4, 2005