401(k) Plans

19,275 topics in this forum

1. 401k/PSP for 2023

   By thepensionmaven, March 28, 2024
   • 6 replies
   • 996 views
   • 
   • thepensionmaven
   • April 1, 2024

2. 415 limits on earned income and employee compensation

   By Guest egoldberg, March 19, 2001
   • 6 replies
   • 2.4k views
   • 
   • Guest
   • March 21, 2001

3. Maximum Rate of Matching?

   By Below Ground, May 5, 2017   

   • 200% match?
   • 6 replies
   • 663 views
   • 
   • Below Ground
   • May 25, 2017

4. Safe Harbor 401(k) Plan October 1st deadline

   By Ananda, December 1, 2021
   • 6 replies
   • 1k views
   • 
   • Kevin C
   • December 9, 2021

5. QNEC and maxed deferrals

   By Keith Lowery, October 3, 2024
   • 6 replies
   • 919 views
   • 
   • Paul I
   • October 3, 2024

6. New safe harbor plan

   By PensionPro, August 12
   • 6 replies
   • 672 views
   • 
   • Lou S.
   • August 12

7. Searching for "Lost" Participants

   By metsfan026, April 15
   • 6 replies
   • 1.4k views
   • 
   • Pam Shoup
   • April 16

8. Inclusion in ACP test

   By rcline46, August 7, 2009
   • 6 replies
   • 2.7k views
   • 
   • MWeddell
   • August 12, 2009

9. Getting around the five-year rule for participant loans

   By 401(j), July 23, 2013
   • 6 replies
   • 1.2k views
   • 
   • ForksnKnives
   • July 23, 2013

10. PPA Pooled Account Disclosures

    By austin3515, January 11, 2008
    • 6 replies
    • 2.5k views
    • 
    • austin3515
    • February 3, 2008

11. 1/1/2010 5500 Count

    By BeanCounterBlues, November 24, 2009
    • 6 replies
    • 1.2k views
    • 
    • BeanCounterBlues
    • November 25, 2009

12. Partners income negative

    By cpc0506, October 10, 2018
    • 6 replies
    • 1.5k views
    • 
    • Larry Starr
    • October 11, 2018

13. Computation Period

    By thepensionmaven, February 17, 2020
    • 6 replies
    • 1.5k views
    • 
    • Kevin C
    • February 18, 2020

14. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 865 views
    • 
    • CuseFan
    • March 6, 2023

15. Help needed with company stock match question

    By Guest bbaudo, November 11, 2002
    • 6 replies
    • 1.7k views
    • 
    • mbozek
    • November 13, 2002

16. Notice Requirements

    By Guest nmyers, June 9, 2009
    • 6 replies
    • 2.9k views
    • 
    • John Feldt ERPA CPC QPA
    • June 10, 2009

17. Rollovers As Business Startups

    By mming, November 25, 2009
    • 6 replies
    • 1.7k views
    • 
    • mming
    • November 25, 2009

18. Restricting Comp for PS allocation due to hardship w/d?

    By Guest Spock, June 6, 2013   

    • Hardship w/d impact on comp
    • 6 replies
    • 1.2k views
    • 
    • GMK
    • June 6, 2013

19. Different Eligibility Rules For Different Classes

    By Randy Watson, August 10, 2005
    • 6 replies
    • 2.8k views
    • 
    • Kirk Maldonado
    • August 17, 2005

20. Form 18? Profit Sharing Contribution

    By emmetttrudy, July 23, 2013
    • 6 replies
    • 908 views
    • 
    • Gadgetfreak
    • July 24, 2013

21. Good article on FAB 2014-01

    By austin3515, August 21, 2014
    • 6 replies
    • 1.2k views
    • 
    • austin3515
    • August 21, 2014

22. Compensation for Calculating Safe Harbor Non Elective 3% Contribution

    By ERISAGal, July 16, 2019   

    • safe harbor
    • 401k
    • (and 1 more)

      Tagged with:

      • safe harbor
      • 401k
      • compensation
    • 6 replies
    • 3.9k views
    • 
    • Bri
    • July 18, 2019

23. Determination Letters

    By Guest AP, March 28, 1999
    • 6 replies
    • 1.7k views
    • 
    • Alf
    • March 9, 2000

24. Missed 2021 match for one person--do earnings?

    By BG5150, April 6, 2022
    • 6 replies
    • 712 views
    • 
    • BG5150
    • May 2, 2022

25. 401(k) Fees

    By Guest JSinbad, December 15, 1998
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • March 4, 1999

26. QNECs, 401a4 & TH

    By zimbo, February 27, 2009
    • 6 replies
    • 2.7k views
    • 
    • K2retire
    • March 3, 2009

27. 2-year 401k plan - audit risk exposure

    By TPApril, February 7, 2024
    • 6 replies
    • 1.2k views
    • 
    • ErnieG
    • February 8, 2024

28. Right of participant

    By Guest Kemily, July 10, 2003
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • July 11, 2003

29. Commingling Assets of Multiple Solo 401(k) Plans

    By Molgilny89, April 6, 2021
    • 6 replies
    • 1.1k views
    • 
    • ESOPMomma
    • April 7, 2021

30. Adoption vs. Effective Date of Corrective Amendment

    By Ananda, October 3, 2023
    • 6 replies
    • 942 views
    • 
    • Paul I
    • October 4, 2023

31. New 401(k) Safe Harbor Plan...too late for 2005?

    By Jilliandiz, September 30, 2005
    • 6 replies
    • 1.5k views
    • 
    • Tom Poje
    • October 4, 2005

32. USERRA

    By Guest sritts, October 31, 2006
    • 6 replies
    • 1.8k views
    • 
    • PLAN MAN
    • November 1, 2006

33. Asset Transfer

    By Guest MatchaT, August 21, 2014
    • 6 replies
    • 1.5k views
    • 
    • movedon
    • August 22, 2014

34. Required True up for Safe Harbor 3% contribution.

    By Guest GMedley, February 28, 2001
    • 6 replies
    • 4k views
    • 
    • Bill Berke
    • March 1, 2001

35. Redemption fees for 401(k) plans similar to retail fees

    By Guest murad_s_shah, January 15, 2004
    • 6 replies
    • 1.3k views
    • 
    • Guest
    • January 20, 2004

36. Odd separation from employment question

    By Guest mfocke, November 18, 2005
    • 6 replies
    • 3.1k views
    • 
    • Guest
    • November 29, 2005

37. 3% NonElective Safe Harbor Allocated with Each Payroll

    By Gilmore, October 31, 2020
    • 6 replies
    • 1.2k views
    • 
    • shERPA
    • November 4, 2020

38. LTPT rules - anniversary year vs. plan year or calendar year

    By Tom, October 4, 2023
    • 6 replies
    • 3.3k views
    • 
    • C. B. Zeller
    • October 6, 2023

39. 401k Matching True-Up Question

    By PensionPete, April 16
    • 6 replies
    • 3.7k views
    • 
    • PensionPete
    • April 17

40. Borrowing from ADP to ACP

    By jaemmons, February 4, 2004
    • 6 replies
    • 3.7k views
    • 
    • R. Butler
    • February 6, 2004

41. Leased Employees Change of Status

    By emmetttrudy, November 9, 2011
    • 6 replies
    • 3.3k views
    • 
    • ETA Consulting LLC
    • November 11, 2011

42. How to record Plan Net Credits on Form 5500SF

    By pam@bbm, April 6, 2021
    • 6 replies
    • 1.5k views
    • 
    • Peter Gulia
    • April 7, 2021

43. Plan effective 10/1 and deferral/ SH Match limits

    By Pammie57, August 11, 2021
    • 6 replies
    • 721 views
    • 
    • Lou S.
    • August 12, 2021

44. Safe Harbor Match plus Discretionary Match

    By Bruddah Kimo, November 9, 2011
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • November 10, 2011

45. 401k pays out last participant - still a plan?

    By AlbanyConsultant, April 12, 2016
    • 6 replies
    • 744 views
    • 
    • BG5150
    • April 14, 2016

46. Loan Rollover of Offset Loan

    By 52626, May 17, 2019
    • 6 replies
    • 1.9k views
    • 
    • Bri
    • May 23, 2019

47. Top Heavy Test - only key employees in the plan

    By Guest Debbie Jarvis, August 4, 2004
    • 6 replies
    • 2.3k views
    • 
    • Tom Poje
    • August 26, 2004

48. Funky Demutualization Question - Life Insurance Held by a 401(k) Plan

    By Scott, January 28, 2005
    • 6 replies
    • 2.5k views
    • 
    • david rigby
    • February 2, 2005

49. Looking for information on pros and cons of selecting a default fund for Plan

    By JanetM, February 16, 2005
    • 6 replies
    • 1.6k views
    • 
    • JanetM
    • February 16, 2005

50. 3% Safe Harbor and 401k

    By mjf06241972, January 31, 2019
    • 6 replies
    • 1.3k views
    • 
    • Belgarath
    • February 11, 2019