401(k) Plans

19,275 topics in this forum

1. 401k Funded Business (ROBS) Exempt in Personal Bankruptcy?

   By Stephen Michael, October 31, 2019   

   • 401k
   • robs
   • (and 2 more)

     Tagged with:

     • 401k
     • robs
     • personal bankruptcy
     • exemption
   • 6 replies
   • 2.7k views
   • 
   • Larry Starr
   • November 1, 2019

2. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

   By Pammie57, August 7, 2023
   • 6 replies
   • 815 views
   • 
   • Belgarath
   • August 9, 2023

3. Break In Service Rules

   By Guest PBJ, April 12, 2008
   • 6 replies
   • 5.2k views
   • 
   • PLAN MAN
   • April 14, 2008

4. Safe Harbor and Otherwise Excludable

   By PMC, December 6, 2010
   • 6 replies
   • 2.6k views
   • 
   • DMcGovern
   • December 7, 2010

5. Adding Safe Harbor to Existing 401(k)

   By lisabroc, December 4, 2018
   • 6 replies
   • 1.4k views
   • 
   • Larry Starr
   • December 5, 2018

6. Life Insurance Policies

   By Logan401, December 24, 2019
   • 6 replies
   • 1.1k views
   • 
   • FPGuy
   • December 30, 2019

7. Application of deemed Roth provision

   By Megan G, October 7
   • 6 replies
   • 573 views
   • 
   • Lou S.
   • October 8

8. Contingent Benefit Rule

   By XTitan, September 5, 2008
   • 6 replies
   • 8.6k views
   • 
   • XTitan
   • September 6, 2008

9. Safe Harbor plan language

   By J Simmons, March 23, 2009
   • 6 replies
   • 2.5k views
   • 
   • Kevin C
   • March 24, 2009

10. Forfeiture Reallocation

    By Chippy, May 21, 2015
    • 6 replies
    • 3.3k views
    • 
    • Bird
    • September 4, 2015

11. Employer as Trustee?

    By 7806akp, August 10, 2016
    • 6 replies
    • 3.6k views
    • 
    • Peter Gulia
    • August 11, 2016

12. Compensation cap for match--payroll basis?

    By BG5150, October 7, 2024
    • 6 replies
    • 1.1k views
    • 
    • Paul I
    • October 7, 2024

13. Testing Related Group Plans

    By 415 Limit, December 4, 2024
    • 6 replies
    • 813 views
    • 
    • CuseFan
    • December 11, 2024

14. Top 20% HCE group - can a change be made to use it?

    By Guest A. Rostosky, February 28, 2001
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • March 2, 2001

15. Suspend EE and ER Matching Contributions To 401k Plan

    By Guest ROB VIDOVICH, May 14, 2002
    • 6 replies
    • 4.5k views
    • 
    • Mike Preston
    • May 15, 2002

16. 402(g) excess - if caught prior to end of plan year, can it be corrected through payroll?

    By Rory, November 9, 2022
    • 6 replies
    • 2.2k views
    • 
    • EmpbAF
    • November 11, 2022

17. Quick eligibility for deferral, 1 year for safe harbor match - top heavy issue?

    By Tom, August 8, 2023
    • 6 replies
    • 1.5k views
    • 
    • C. B. Zeller
    • August 9, 2023

18. Massachusetts (!) thinking of regulating employer stock in 401(k) plan

    By Dave Baker, December 5, 2001
    • 6 replies
    • 2.1k views
    • 
    • Steve72
    • December 6, 2001

19. "Satellite Group" Setting 401(k) P-S Plan Issues

    By billfgrady, May 30, 2003
    • 6 replies
    • 1.7k views
    • 
    • E as in ERISA
    • July 11, 2003

20. Participant with $0 Compensation and 401(k) testing

    By Guest f1234, October 25, 2005
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • October 26, 2005

21. Benefits Exceeding Compensation

    By Guest jetfaninmn, February 13, 2006
    • 6 replies
    • 1.7k views
    • 
    • Kevin C
    • February 14, 2006

22. Safe Harbor Nonelective Plan

    By 12AX7, July 11, 2012
    • 6 replies
    • 2.9k views
    • 
    • LANDO
    • May 15, 2013

23. Insurance Contracts / Trust Exemption

    By austin3515, April 26, 2013
    • 6 replies
    • 1.3k views
    • 
    • austin3515
    • June 3, 2013

24. Safe Harbor Elimination

    By Dougsbpc, December 3, 2017
    • 6 replies
    • 2k views
    • 
    • Kevin C
    • December 4, 2017

25. Top Heavy Contribution Requirement

    By metsfan026, October 7, 2021
    • 6 replies
    • 1.6k views
    • 
    • BG5150
    • October 7, 2021

26. Remove Roth mid-year for SH plan?

    By BG5150, June 24, 2022
    • 6 replies
    • 585 views
    • 
    • MWeddell
    • July 8, 2022

27. Employer liability concerns growing for 401(k) plans

    By Guest llerner, February 3, 1999
    • 6 replies
    • 1.8k views
    • 
    • Greg Judd
    • March 9, 1999

28. Failure to suspend deferrals following hardship withdrawal

    By Belgarath, September 13, 2006
    • 6 replies
    • 2.9k views
    • 
    • Zoey
    • August 15, 2009

29. 401k Qualification/Passive Income Only

    By Guest John Comelately, November 30, 2006
    • 6 replies
    • 3.5k views
    • 
    • namealreadyinuse
    • December 1, 2006

30. Qualified Plan Distributed Annuity (QPDA)

    By Guest Tom:, January 27, 2010
    • 6 replies
    • 4.1k views
    • 
    • Tom Poje
    • January 29, 2010

31. Corbel Prototype

    By Archimage, April 6, 2006
    • 6 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • April 7, 2006

32. Plan continuation?

    By Guest Moira, June 7, 2006
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • June 14, 2006

33. Elective Deferral Contribution by Ineligible Employee

    By Guest AJM 34, October 9, 2007
    • 6 replies
    • 2.5k views
    • 
    • Tom Poje
    • October 11, 2007

34. Plan covers only HCE's - Safe Harbor Notice Required?

    By Guest SarahB, September 4, 2009
    • 6 replies
    • 1.7k views
    • 
    • K2retire
    • September 8, 2009

35. Web Based Training / Tutorials / ASG Rules

    By austin3515, February 1, 2019
    • 6 replies
    • 610 views
    • 
    • austin3515
    • February 5, 2019

36. Affiliated Service Group

    By Catch22PGM, February 9, 2024
    • 6 replies
    • 1.1k views
    • 
    • EBP
    • February 12, 2024

37. Are these amounts included in ACP test for the HCE

    By jkharvey, July 11, 2008
    • 6 replies
    • 3.2k views
    • 
    • fiona1
    • July 14, 2008

38. Terminating safe harbor plan

    By Doghouse, October 8, 2014   

    • safe harbor
    • qnec
    • 6 replies
    • 6.1k views
    • 
    • Kevin C
    • October 9, 2014

39. Notification for Capping HCEs

    By khn, December 9, 2016
    • 6 replies
    • 1.6k views
    • 
    • austin3515
    • December 12, 2016

40. Legal protection from lawsuits?

    By Guest mlee, April 30, 2004
    • 5 replies
    • 1.9k views
    • 
    • Lame Duck
    • May 3, 2004

41. Delinquent Matching Contributions

    By Guest dick@fbanet.com, May 20, 2005
    • 5 replies
    • 2k views
    • 
    • mbozek
    • May 20, 2005

42. Definition Compensation for HCE

    By justatester, February 22, 2016
    • 5 replies
    • 781 views
    • 
    • justatester
    • February 23, 2016

43. W2 and K1 in a controlled group

    By BG5150, February 12, 2021
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • February 15, 2021

44. Top Heavy Min and Match

    By Earl, September 8, 2005
    • 5 replies
    • 1.3k views
    • 
    • R. Butler
    • September 12, 2005

45. Add Roth feature mid-year to 401(k) safe harbor plan

    By Guest STP20004, March 15, 2007
    • 5 replies
    • 5.4k views
    • 
    • John Feldt ERPA CPC QPA
    • May 31, 2007

46. Eligibility Under 401(k) Safe Harbor Plan

    By Below Ground, October 8, 2014   

    • Immediate Entry for Deferrals
    • 5 replies
    • 1.1k views
    • 
    • Below Ground
    • October 8, 2014

47. QACA Auto Increases

    By austin3515, January 31, 2017
    • 5 replies
    • 939 views
    • 
    • austin3515
    • February 2, 2017

48. Top Heavy First year plan - Accrued Employer contributions

    By NW529, December 27, 2019   

    • 401k
    • top heavy
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • January 2, 2020

49. deferrals from year end bonus

    By eilano, January 28, 2003
    • 5 replies
    • 1.6k views
    • 
    • QDROphile
    • January 29, 2003

50. Rev. Rul. 2004-13

    By Guest Giovanni, February 4, 2004
    • 5 replies
    • 2.1k views
    • 
    • Guest
    • February 10, 2004