401(k) Plans

19,321 topics in this forum

1. Plan continuation?

   By Guest Moira, June 7, 2006
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • June 14, 2006

2. Elective Deferral Contribution by Ineligible Employee

   By Guest AJM 34, October 9, 2007
   • 6 replies
   • 2.5k views
   • 
   • Tom Poje
   • October 11, 2007

3. Plan covers only HCE's - Safe Harbor Notice Required?

   By Guest SarahB, September 4, 2009
   • 6 replies
   • 1.7k views
   • 
   • K2retire
   • September 8, 2009

4. Web Based Training / Tutorials / ASG Rules

   By austin3515, February 1, 2019
   • 6 replies
   • 633 views
   • 
   • austin3515
   • February 5, 2019

5. Affiliated Service Group

   By Catch22PGM, February 9, 2024
   • 6 replies
   • 1.2k views
   • 
   • EBP
   • February 12, 2024

6. Are these amounts included in ACP test for the HCE

   By jkharvey, July 11, 2008
   • 6 replies
   • 3.2k views
   • 
   • fiona1
   • July 14, 2008

7. Terminating safe harbor plan

   By Doghouse, October 8, 2014   

   • safe harbor
   • qnec
   • 6 replies
   • 6.2k views
   • 
   • Kevin C
   • October 9, 2014

8. Notification for Capping HCEs

   By khn, December 9, 2016
   • 6 replies
   • 1.6k views
   • 
   • austin3515
   • December 12, 2016

9. Legal protection from lawsuits?

   By Guest mlee, April 30, 2004
   • 5 replies
   • 1.9k views
   • 
   • Lame Duck
   • May 3, 2004

10. Delinquent Matching Contributions

    By Guest dick@fbanet.com, May 20, 2005
    • 5 replies
    • 2k views
    • 
    • mbozek
    • May 20, 2005

11. Definition Compensation for HCE

    By justatester, February 22, 2016
    • 5 replies
    • 789 views
    • 
    • justatester
    • February 23, 2016

12. W2 and K1 in a controlled group

    By BG5150, February 12, 2021
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • February 15, 2021

13. Top Heavy Min and Match

    By Earl, September 8, 2005
    • 5 replies
    • 1.3k views
    • 
    • R. Butler
    • September 12, 2005

14. Add Roth feature mid-year to 401(k) safe harbor plan

    By Guest STP20004, March 15, 2007
    • 5 replies
    • 5.5k views
    • 
    • John Feldt ERPA CPC QPA
    • May 31, 2007

15. Eligibility Under 401(k) Safe Harbor Plan

    By Below Ground, October 8, 2014   

    • Immediate Entry for Deferrals
    • 5 replies
    • 1.1k views
    • 
    • Below Ground
    • October 8, 2014

16. QACA Auto Increases

    By austin3515, January 31, 2017
    • 5 replies
    • 959 views
    • 
    • austin3515
    • February 2, 2017

17. Top Heavy First year plan - Accrued Employer contributions

    By NW529, December 27, 2019   

    • 401k
    • top heavy
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • January 2, 2020

18. deferrals from year end bonus

    By eilano, January 28, 2003
    • 5 replies
    • 1.6k views
    • 
    • QDROphile
    • January 29, 2003

19. Rev. Rul. 2004-13

    By Guest Giovanni, February 4, 2004
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • February 10, 2004

20. hardship withdrawal for inmate

    By Guest cc1898, July 14, 2006
    • 5 replies
    • 2.6k views
    • 
    • Guest
    • July 14, 2006

21. Disregarded LLC?

    By Guest bouncingsoul, April 11, 2007
    • 5 replies
    • 4.5k views
    • 
    • AndyT
    • December 19, 2007

22. 401(k) Disclosure

    By Guest Jack19, July 11, 2008
    • 5 replies
    • 1.4k views
    • 
    • JanetM
    • July 15, 2008

23. Testing Prevailing Wage and PS together

    By justanotheradmin, October 15, 2018
    • 5 replies
    • 1.5k views
    • 
    • BG5150
    • October 17, 2018

24. New Plan, definition of comp <> comp used => correction

    By TPApril, August 13, 2021
    • 5 replies
    • 1.1k views
    • 
    • Patricia Neal Jensen
    • August 16, 2021

25. Opening a solo 401k after dissolving partnership

    By Guest slander1709, January 10, 2005
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • January 12, 2005

26. Bottoms Up QNEC

    By Jilliandiz, December 19, 2005
    • 5 replies
    • 1.9k views
    • 
    • Archimage
    • December 19, 2005

27. Imputed Income from Domestic Partner Benefits

    By Christine Roberts, February 26, 2010
    • 5 replies
    • 6.6k views
    • 
    • K2retire
    • October 12, 2015

28. Amending profit-sharing component

    By Guest JPIngold, October 8, 2014
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • October 9, 2014

29. Hardship Self-Certification SECURE 2.0 Poll

    By Gruegen, February 12, 2024
    • 5 replies
    • 2.9k views
    • 
    • Peter Gulia
    • February 12, 2024

30. Can a Key/HCE receive a reduced Safe Harbor Match?

    By Guest PensionPrincess, September 8, 2009
    • 5 replies
    • 1.2k views
    • 
    • rcline46
    • September 10, 2009

31. Imputed disparity with a SHMAC?

    By Jim Chad, December 12, 2013
    • 5 replies
    • 1.4k views
    • 
    • Tom Poje
    • December 19, 2013

32. Delinquent Contributions caused by payroll company

    By TPApril, December 5, 2024
    • 5 replies
    • 1.3k views
    • 
    • ERISALawyr
    • December 10, 2024

33. Catch-up contribution and 415 limit

    By Sully, August 1, 2003
    • 5 replies
    • 2.1k views
    • 
    • E as in ERISA
    • August 4, 2003

34. Late-year amendment to add 401(k) a BRF problem?

    By Guest Hilarion, December 22, 2003
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • December 23, 2003

35. switching employees between common ownership plans

    By Guest lindamichals, February 16, 2005
    • 5 replies
    • 1.6k views
    • 
    • RCK
    • February 17, 2005

36. Failed ADP and Match Calculation

    By Dazednconfused, January 5, 2011
    • 5 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 18, 2011

37. Can the 401(k) hardship safe harbors and facts-and-circumstances tests

    By John A, December 10, 1999
    • 5 replies
    • 2.5k views
    • 
    • KJohnson
    • June 1, 2001

38. How do we correct profit sharing contributions that were calculated and deposited incorrectly?

    By Guest tigbenefits, August 13, 2005
    • 5 replies
    • 1.7k views
    • 
    • Appleby
    • August 14, 2005

39. Roth deferrals

    By doombuggy, December 31, 2009
    • 5 replies
    • 1.6k views
    • 
    • K2retire
    • January 9, 2010

40. Plan Termination

    By austin3515, October 7, 2011
    • 5 replies
    • 1.3k views
    • 
    • 12AX7
    • October 8, 2011

41. Real Estate as Investment

    By Stash026, March 25, 2014
    • 5 replies
    • 1.7k views
    • 
    • 401K_AZ
    • April 4, 2014

42. Initial year Form 5500 Audit Report Attaching it to the next Form 5500

    By AdKu, October 14, 2016   

    • Initial year Form 5500 Audit
    • 5 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • October 15, 2016

43. Shout out to my TPA Peeps on 1099-Rs

    By austin3515, February 13, 2024
    • 5 replies
    • 688 views
    • 
    • austin3515
    • February 13, 2024

44. Plan has last day entry

    By CLE401kGuy, July 1, 2014
    • 5 replies
    • 1k views
    • 
    • ETA Consulting LLC
    • July 3, 2014

45. Profit Sharing Calculation and Compensation

    By Mr Bagwell, July 6, 2017   

    • profit sharing
    • compensation
    • 5 replies
    • 2.1k views
    • 
    • thepensionmaven
    • July 14, 2017

46. Plan Terminated - Residual Dividends in Following Year - 5500 Required?

    By 401(k)athryn, March 28, 2019
    • 5 replies
    • 3.3k views
    • 
    • chc93
    • March 29, 2019

47. Can you have 2 profit sharing plans under 1 employer, both of which co

    By MWeddell, December 10, 1999
    • 5 replies
    • 2.8k views
    • 
    • Guest
    • December 10, 1999

48. Break in Service Vesting

    By Guest ghenson08, July 25, 2013
    • 5 replies
    • 2.4k views
    • 
    • masteff
    • July 26, 2013

49. 8955-SSA and 'gap year' for RMD

    By AlbanyConsultant, April 9, 2021
    • 5 replies
    • 772 views
    • 
    • AlbanyConsultant
    • April 9, 2021

50. Control Group Compliance Issue

    By Chipwood 24, June 28, 2022
    • 5 replies
    • 564 views
    • 
    • Barry Levy
    • June 29, 2022