Cross-Tested Plans

1,233 topics in this forum

1. 410b Coverage Test

   By Chippy, January 8, 2015
   • 2 replies
   • 2.2k views
   • 
   • Chippy
   • January 9, 2015

2. Forfeitures with cross testing

   By pmacduff, December 8, 2004
   • 2 replies
   • 1.6k views
   • 
   • pmacduff
   • December 9, 2004

3. What problems arise when using calendar year compensation for non-cale

   By Guest mo again, November 8, 2000
   • 2 replies
   • 1.6k views
   • 
   • M R Bernardin
   • November 16, 2000

4. Age to Normalize Benefits

   By Dougsbpc, May 15, 2012
   • 2 replies
   • 1.7k views
   • 
   • AndyH
   • May 18, 2012

5. An integrated Plan [IRC 401(l)] wants to add discretionary cross tested contribution source

   By CharlesLeggette, October 19, 2015
   • 2 replies
   • 932 views
   • 
   • Tom Poje
   • October 19, 2015

6. Collectively Bargained Employees

   By dmb, September 23, 2011
   • 2 replies
   • 1.2k views
   • 
   • david rigby
   • October 4, 2011

7. Restructuring for 401(a)(4)

   By abanky, November 25, 2013
   • 2 replies
   • 2.7k views
   • 
   • abanky
   • November 25, 2013

8. Cross Tested safe harbor k

   By Guest TrustMe401k, September 11, 2002
   • 2 replies
   • 1.2k views
   • 
   • Blinky the 3-eyed Fish
   • September 12, 2002

9. Cross Tested Final Short Plan Year

   By PFranckowiak, March 7, 2017
   • 2 replies
   • 688 views
   • 
   • Mike Preston
   • March 13, 2017

10. 25% deductible limit for aggregate testing

    By Guest mrsactuary, March 11, 2008
    • 2 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • March 11, 2008

11. Birth dates to define allocation groups

    By Guest RAA, September 27, 2005
    • 2 replies
    • 1.5k views
    • 
    • could be me maybe not
    • September 27, 2005

12. Floor/offset Plans

    By Guest JonDeckr, July 28, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 28, 2003

13. "LEO" Plan??

    By Guest CJK, January 28, 2002
    • 2 replies
    • 3k views
    • 
    • Guest
    • February 4, 2002

14. New comp plan and prevailing wage

    By Guest noans, April 5, 2012
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • April 9, 2012

15. average benefit percentage test and cross-testing

    By Guest tschepp, September 2, 2010
    • 2 replies
    • 3.3k views
    • 
    • Tom Poje
    • September 3, 2010

16. Amend after the end of the plan year

    By Guest ICannotDiscloseMyIdentity, August 31, 2007
    • 2 replies
    • 1.8k views
    • 
    • zimbo
    • September 6, 2007

17. Separate plans for each company in controlled group?

    By Guest PLHart, October 20, 2003
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • October 20, 2003

18. PS Plan - grouping for a new category

    By Jakyasar, May 2, 2020
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • May 12, 2020

19. Does this cross-tested plan pass??

    By Santo Gold, May 17, 2024
    • 2 replies
    • 882 views
    • 
    • BG5150
    • May 20, 2024

20. (a)(4) testing

    By Blinky the 3-eyed Fish, February 14, 2002
    • 2 replies
    • 1.8k views
    • 
    • AndyH
    • February 15, 2002

21. New Comp; Safe harbor Plan - Defining alloc groups

    By buckaroo, August 16, 2012
    • 2 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • August 16, 2012

22. DB/DC Gateway Testing

    By Young Curmudgeon, March 11, 2013
    • 2 replies
    • 1.4k views
    • 
    • Young Curmudgeon
    • March 11, 2013

23. Safe Harbor Cross-Tested Plan - forfeitures triggering 3%

    By cheersmate, June 9, 2022   

    • safe harbor 401k
    • top heavy minimum
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • top heavy minimum
      • forfeitures
    • 2 replies
    • 1k views
    • 
    • cheersmate
    • June 9, 2022

24. Tiered profit sharing allocation?

    By Richard Anderson, August 23, 2000
    • 2 replies
    • 2.3k views
    • 
    • Richard Anderson
    • August 24, 2000

25. Minimum Allocation Gateway + 3% SH NEC

    By Cynchbeast, February 25, 2009
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 25, 2009

26. minimum gateway clarification - the 1/3% test

    By TPApril, October 1, 2016
    • 2 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • October 4, 2016

27. Cross Testing With Terminated Participants

    By Guest HoopsForBM, March 1, 2011
    • 2 replies
    • 1.8k views
    • 
    • Tom Poje
    • March 2, 2011

28. 401(k) Cross tested plan with a 3% safe harbor non elective contribution

    By alwaysaquestion, July 23, 2024
    • 2 replies
    • 965 views
    • 
    • Bri
    • July 23, 2024

29. Gateway Minimums

    By ConnieStorer, October 21, 2020   

    • db\dc combo plan
    • 2 replies
    • 718 views
    • 
    • ConnieStorer
    • October 22, 2020

30. New Comp Plan - bifurcate testing (c/t for some, alloc rate for others)?

    By cheersmate, December 18, 2020   

    • new comparability
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • new comparability
      • safe harbor 401k
      • disaggregation
    • 2 replies
    • 968 views
    • 
    • cheersmate
    • December 18, 2020

31. Testing age for DB DC combo?

    By Guest Arlingtonray, August 9, 2005
    • 2 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • August 9, 2005

32. Gateway for Otherwise Excludable Employees

    By LJI, March 9, 2018
    • 2 replies
    • 2.5k views
    • 
    • LJI
    • March 12, 2018

33. 11-g Amendment

    By Dougsbpc, June 4, 2013
    • 2 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • June 5, 2013

34. Age neutral plans?

    By Guest Tom Freeman, September 29, 1998
    • 2 replies
    • 2.1k views
    • 
    • Lorraine Dorsa
    • October 9, 1998

35. The history of cross-testing

    By Guest Matt Hutcheson, August 30, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • November 6, 1998

36. Contributions and Rate Groups

    By Guest avascoe@hmvcpa.com, November 23, 2009
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • November 23, 2009

37. Imputed Disparity in a Cross Tested Plan where all HCEs earn < FICA

    By CharlesLeggette, October 27, 2015
    • 2 replies
    • 987 views
    • 
    • AndyH
    • October 27, 2015

38. 0% Allocation group

    By Alonzo, December 29, 1998
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • December 30, 1998

39. Everyone in own group--can't use which test?

    By BG5150, December 22, 2015
    • 2 replies
    • 1.4k views
    • 
    • BG5150
    • December 22, 2015

40. Eligibility for two plan General testing

    By drakecohen, October 28, 2015
    • 2 replies
    • 1.1k views
    • 
    • Below Ground
    • October 29, 2015

41. Many participants receiving $0 allocation. No HCEs in plan

    By dmb, October 5, 2016
    • 2 replies
    • 1.1k views
    • 
    • My 2 cents
    • October 5, 2016

42. Amendment of Allocation Basis-Protected Benefit

    By Guest merlin, December 4, 2001
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 4, 2001

43. SHNE Stopped Mid-Year

    By Laura Harrington, February 24, 2010
    • 2 replies
    • 1.3k views
    • 
    • Jim Chad
    • February 27, 2010

44. Categorizing employees for Tiered Plans

    By Guest SPollock, March 25, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 26, 1999

45. Prototype Docs for Tiered P/S Plans

    By Guest SPollock, April 15, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 3, 1999

46. Again..about "new" definition of employer allocation

    By Guest Alex Calin, May 6, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 6, 1999

47. Average Benefits Test

    By mming, June 8, 2016
    • 2 replies
    • 958 views
    • 
    • mming
    • June 8, 2016

48. 414(s) brain cramp

    By Belgarath, February 18, 2020
    • 2 replies
    • 1.3k views
    • 
    • Belgarath
    • February 19, 2020

49. Incentive/Bonus Tied to Profit Sharing

    By Guest wolfpack, June 9, 1999
    • 2 replies
    • 2.1k views
    • 
    • Dowist
    • June 9, 1999

50. Gateway Required?

    By Andy the Actuary, July 10, 2009
    • 2 replies
    • 1.5k views
    • 
    • Andy the Actuary
    • July 12, 2009