Cross-Tested Plans

1,233 topics in this forum

1. HCE definition for Gateway and rate group testing

   By 401_noob, December 7, 2017
   • 5 replies
   • 1.2k views
   • 
   • My 2 cents
   • December 11, 2017

2. Cross tested Plan - 5 divisions

   By KateSmithPA, February 20, 2012
   • 3 replies
   • 1.2k views
   • 
   • KateSmithPA
   • February 21, 2012

3. Minimum Required Contribution for NHCEs

   By MarZDoates, November 25, 2002
   • 1 reply
   • 1.2k views
   • 
   • R. Butler
   • November 25, 2002

4. Excluding HC's in the general test

   By Guest dietpepsi, September 17, 2003
   • 2 replies
   • 1.2k views
   • 
   • david rigby
   • September 17, 2003

5. cross tested PS w/ 401k

   By dmb, March 15, 2004
   • 5 replies
   • 1.2k views
   • 
   • Tom Poje
   • March 17, 2004

6. Gateway Test and Multiple Plans

   By jquazza, November 1, 2002
   • 3 replies
   • 1.2k views
   • 
   • AndyH
   • November 4, 2002

7. New Comp for partnership

   By Guest chris4013, December 16, 2003
   • 4 replies
   • 1.2k views
   • 
   • AndyH
   • December 24, 2003

8. Partner plan comp calc non-taxable portion

   By jmartin, April 1, 2013
   • 0 replies
   • 1.2k views
   • 
   • jmartin
   • April 1, 2013

9. Groups

   By Guest nbs, August 21, 2003
   • 2 replies
   • 1.2k views
   • 
   • jaemmons
   • August 22, 2003

10. Key opting out of plan

    By pbarrett, July 24, 2003
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • August 11, 2003

11. Pre-funding in a Cross Tested plan

    By Guest rmwright, March 11, 2004
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • March 13, 2004

12. Affiliated Service Group - 401(a)(4) / Gateway Testing for owner earning income in two entities

    By Towanda, May 8, 2023
    • 4 replies
    • 1.2k views
    • 
    • Towanda
    • May 17, 2023

13. is there a minimum compensation

    By Guest ronald mexico, October 30, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • November 1, 2007

14. abusive cross testing arrangements

    By Golgi, March 2, 2011
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • March 2, 2011

15. Age-weighted PS plan; does this plan design satisfy "gradual age or service schedule" requirement?

    By Guest HollyT, September 24, 2003
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • September 25, 2003

16. EBARS/401a4

    By Guest chris4013, April 29, 2003
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • April 29, 2003

17. 401k SH with PS - Increase PS to Term <501 hours acceptable?

    By cheersmate, December 18, 2023
    • 4 replies
    • 1.2k views
    • 
    • cheersmate
    • December 20, 2023

18. Catchups ADP & PS (academic exercise)

    By BG5150, February 28, 2019
    • 10 replies
    • 1.2k views
    • 
    • austin3515
    • March 5, 2019

19. Zero entry date comp, but gets TH minimum

    By Kevin C, February 17, 2016   

    • 401(a)(4) testing
    • 17 replies
    • 1.2k views
    • 
    • Mike Preston
    • February 18, 2016

20. Interesting notes from the IRS website on nondiscrim

    By Tom Poje, April 6, 2016
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • April 7, 2016

21. Gateway

    By Guest chris4013, May 1, 2003
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • May 2, 2003

22. Nondiscriminatory Classification for ABT portion of Coverage

    By Vlad401k, February 26, 2018
    • 3 replies
    • 1.1k views
    • 
    • PensionPro
    • February 26, 2018

23. Avg Benefits Test and Cross Testing

    By Guest Michele Ciz, October 13, 2010
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • October 13, 2010

24. Curiosity...

    By Belgarath, March 6, 2020
    • 4 replies
    • 1.1k views
    • 
    • Belgarath
    • March 9, 2020

25. HCEs want to give more!

    By Logan401, August 31, 2012
    • 5 replies
    • 1.1k views
    • 
    • Logan401
    • August 31, 2012

26. 3%-of-pay SH NEC as gateway for 9% for HCEs?

    By J Simmons, February 13, 2009
    • 2 replies
    • 1.1k views
    • 
    • J Simmons
    • February 13, 2009

27. Owner's Spouse with less than 1000 hours

    By dmb, March 8, 2004
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • March 8, 2004

28. Fees for cross tested plans?

    By AndyH, November 21, 2002
    • 1 reply
    • 1.1k views
    • 
    • Fred Payne
    • November 22, 2002

29. Is gateway required

    By Jakyasar, July 1, 2020
    • 4 replies
    • 1.1k views
    • 
    • Jakyasar
    • July 1, 2020

30. Changing Compensation definition in qualified plans

    By gle318612, November 11, 2010
    • 0 replies
    • 1.1k views
    • 
    • gle318612
    • November 11, 2010

31. New Comp Plans, ABPT, and Plan Year Change

    By buckaroo, April 1, 2010
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • April 1, 2010

32. Restructuring under Grouping Method

    By TPA Bob, December 13, 2017
    • 5 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 19, 2017

33. Safe Harbor Matching 401k - Bifurcate Testing?

    By cheersmate, April 1, 2022   

    • safe harbor plan
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • April 4, 2022

34. Separate plans for each company in controlled group?

    By Guest PLHart, October 20, 2003
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • October 20, 2003

35. Average Benefits Test

    By mming, January 29, 2022
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 31, 2022

36. gateway test when def/SH & PS have diff elig requirements

    By Audrey, May 14, 2024
    • 3 replies
    • 1.1k views
    • 
    • Audrey
    • May 14, 2024

37. SEPS & Cross-Tested Plans

    By Fred Payne, December 3, 2002
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • December 4, 2002

38. 7.5% DB/DC combo limit

    By dmb, December 5, 2003
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • December 5, 2003

39. corbel docs

    By Guest alexis, November 13, 2002
    • 1 reply
    • 1.1k views
    • 
    • rcline46
    • November 13, 2002

40. Integration in Xtested Plan?

    By jkharvey, August 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • August 19, 2003

41. Eligibility for two plan General testing

    By drakecohen, October 28, 2015
    • 2 replies
    • 1.1k views
    • 
    • Below Ground
    • October 29, 2015

42. Many participants receiving $0 allocation. No HCEs in plan

    By dmb, October 5, 2016
    • 2 replies
    • 1.1k views
    • 
    • My 2 cents
    • October 5, 2016

43. What contributions to include in Cross-testing

    By Guest crosseyedtester, November 9, 2002
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • November 9, 2002

44. 401k Safe Harbor Cross tested plan design

    By perkinsran, October 22, 2002
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • October 22, 2002

45. Short Plan Year?

    By Logan401, February 25, 2022
    • 6 replies
    • 1.1k views
    • 
    • Nate S
    • February 28, 2022

46. Affirmative Obligation to Perform Testing?

    By britoski, March 14, 2011
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 14, 2011

47. Smoothly Increasing gateway

    By dmb, November 20, 2012
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • November 20, 2012

48. Highly compensated Employees

    By thepensionmaven, March 7, 2011
    • 1 reply
    • 1.1k views
    • 
    • 12AX7
    • March 7, 2011

49. Money Purcchase Contribution

    By Fred Payne, August 9, 2003
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • August 12, 2003

50. 401(k) with X-tested PS with corrected salary deferrals

    By dmb, March 19, 2013
    • 2 replies
    • 1.1k views
    • 
    • dmb
    • March 20, 2013