Cross-Tested Plans

1,234 topics in this forum

1. 11(g)

   By Guest Dumb & Dumber, August 22, 2012
   • 1 reply
   • 1.2k views
   • 
   • Kevin C
   • August 22, 2012

2. Affiliated Service Group - 401(a)(4) / Gateway Testing for owner earning income in two entities

   By Towanda, May 8, 2023
   • 4 replies
   • 1.2k views
   • 
   • Towanda
   • May 17, 2023

3. HCE definition for Gateway and rate group testing

   By 401_noob, December 7, 2017
   • 5 replies
   • 1.2k views
   • 
   • My 2 cents
   • December 11, 2017

4. Top Heavy Rule - Help!

   By Jilliandiz, March 2, 2004
   • 4 replies
   • 1.2k views
   • 
   • Mike Preston
   • March 2, 2004

5. Gateway Test and Multiple Plans

   By jquazza, November 1, 2002
   • 3 replies
   • 1.2k views
   • 
   • AndyH
   • November 4, 2002

6. cross tested PS w/ 401k

   By dmb, March 15, 2004
   • 5 replies
   • 1.2k views
   • 
   • Tom Poje
   • March 17, 2004

7. Cross tested Plan - 5 divisions

   By KateSmithPA, February 20, 2012
   • 3 replies
   • 1.2k views
   • 
   • KateSmithPA
   • February 21, 2012

8. Minimum Required Contribution for NHCEs

   By MarZDoates, November 25, 2002
   • 1 reply
   • 1.2k views
   • 
   • R. Butler
   • November 25, 2002

9. Catchups ADP & PS (academic exercise)

   By BG5150, February 28, 2019
   • 10 replies
   • 1.2k views
   • 
   • austin3515
   • March 5, 2019

10. EBARS/401a4

    By Guest chris4013, April 29, 2003
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • April 29, 2003

11. Excluding HC's in the general test

    By Guest dietpepsi, September 17, 2003
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 17, 2003

12. Groups

    By Guest nbs, August 21, 2003
    • 2 replies
    • 1.2k views
    • 
    • jaemmons
    • August 22, 2003

13. Partner plan comp calc non-taxable portion

    By jmartin, April 1, 2013
    • 0 replies
    • 1.2k views
    • 
    • jmartin
    • April 1, 2013

14. New Comp for partnership

    By Guest chris4013, December 16, 2003
    • 4 replies
    • 1.2k views
    • 
    • AndyH
    • December 24, 2003

15. Key opting out of plan

    By pbarrett, July 24, 2003
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • August 11, 2003

16. abusive cross testing arrangements

    By Golgi, March 2, 2011
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • March 2, 2011

17. HCEs want to give more!

    By Logan401, August 31, 2012
    • 5 replies
    • 1.2k views
    • 
    • Logan401
    • August 31, 2012

18. gateway test when def/SH & PS have diff elig requirements

    By Audrey, May 14, 2024
    • 3 replies
    • 1.2k views
    • 
    • Audrey
    • May 14, 2024

19. Pre-funding in a Cross Tested plan

    By Guest rmwright, March 11, 2004
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • March 13, 2004

20. Nondiscriminatory Classification for ABT portion of Coverage

    By Vlad401k, February 26, 2018
    • 3 replies
    • 1.2k views
    • 
    • PensionPro
    • February 26, 2018

21. is there a minimum compensation

    By Guest ronald mexico, October 30, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • November 1, 2007

22. Restructuring under Grouping Method

    By TPA Bob, December 13, 2017
    • 5 replies
    • 1.2k views
    • 
    • Mike Preston
    • December 19, 2017

23. Age-weighted PS plan; does this plan design satisfy "gradual age or service schedule" requirement?

    By Guest HollyT, September 24, 2003
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • September 25, 2003

24. Zero entry date comp, but gets TH minimum

    By Kevin C, February 17, 2016   

    • 401(a)(4) testing
    • 17 replies
    • 1.2k views
    • 
    • Mike Preston
    • February 18, 2016

25. Interesting notes from the IRS website on nondiscrim

    By Tom Poje, April 6, 2016
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • April 7, 2016

26. Curiosity...

    By Belgarath, March 6, 2020
    • 4 replies
    • 1.2k views
    • 
    • Belgarath
    • March 9, 2020

27. Is gateway required

    By Jakyasar, July 1, 2020
    • 4 replies
    • 1.2k views
    • 
    • Jakyasar
    • July 1, 2020

28. Gateway

    By Guest chris4013, May 1, 2003
    • 1 reply
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • May 2, 2003

29. 3%-of-pay SH NEC as gateway for 9% for HCEs?

    By J Simmons, February 13, 2009
    • 2 replies
    • 1.2k views
    • 
    • J Simmons
    • February 13, 2009

30. Short Plan Year?

    By Logan401, February 25, 2022
    • 6 replies
    • 1.2k views
    • 
    • Nate S
    • February 28, 2022

31. Avg Benefits Test and Cross Testing

    By Guest Michele Ciz, October 13, 2010
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • October 13, 2010

32. Owner's Spouse with less than 1000 hours

    By dmb, March 8, 2004
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • March 8, 2004

33. Fees for cross tested plans?

    By AndyH, November 21, 2002
    • 1 reply
    • 1.2k views
    • 
    • Fred Payne
    • November 22, 2002

34. Safe Harbor Matching 401k - Bifurcate Testing?

    By cheersmate, April 1, 2022   

    • safe harbor plan
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • April 4, 2022

35. Average Benefits Test

    By mming, January 29, 2022
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • January 31, 2022

36. Changing Compensation definition in qualified plans

    By gle318612, November 11, 2010
    • 0 replies
    • 1.1k views
    • 
    • gle318612
    • November 11, 2010

37. Multiple Formulas?

    By Becky Schwing, March 25, 2022
    • 6 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • March 27, 2022

38. New Comp Plans, ABPT, and Plan Year Change

    By buckaroo, April 1, 2010
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • April 1, 2010

39. Download APR Tables

    By austin3515, April 29, 2025
    • 15 replies
    • 1.1k views
    • 
    • austin3515
    • May 25, 2025

40. Separate plans for each company in controlled group?

    By Guest PLHart, October 20, 2003
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • October 20, 2003

41. SEPS & Cross-Tested Plans

    By Fred Payne, December 3, 2002
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • December 4, 2002

42. gateway and multiple formula situation

    By AndyH, May 16, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • May 16, 2003

43. Eligibility for two plan General testing

    By drakecohen, October 28, 2015
    • 2 replies
    • 1.1k views
    • 
    • Below Ground
    • October 29, 2015

44. Many participants receiving $0 allocation. No HCEs in plan

    By dmb, October 5, 2016
    • 2 replies
    • 1.1k views
    • 
    • My 2 cents
    • October 5, 2016

45. 7.5% DB/DC combo limit

    By dmb, December 5, 2003
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • December 5, 2003

46. corbel docs

    By Guest alexis, November 13, 2002
    • 1 reply
    • 1.1k views
    • 
    • rcline46
    • November 13, 2002

47. Integration in Xtested Plan?

    By jkharvey, August 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • August 19, 2003

48. Affirmative Obligation to Perform Testing?

    By britoski, March 14, 2011
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 14, 2011

49. What contributions to include in Cross-testing

    By Guest crosseyedtester, November 9, 2002
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • November 9, 2002

50. Cross Test with SHNEC - Max Profit Sharing to HCE and 0 to NHCE

    By MP CPC, March 23, 2022
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • March 24, 2022