Cross-Tested Plans

1,234 topics in this forum

1. Average Benefits Test for Coverage

   By Blinky the 3-eyed Fish, June 17, 2002
   • 1 reply
   • 1.3k views
   • 
   • AndyH
   • June 18, 2002

2. Age-weighted PS plan; does this plan design satisfy "gradual age or service schedule" requirement?

   By Guest HollyT, September 24, 2003
   • 1 reply
   • 1.2k views
   • 
   • Mike Preston
   • September 25, 2003

3. Demo 6 Submission Requirements

   By Guest Doug Goelz, April 22, 2004
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • April 22, 2004

4. Fees for cross tested plans?

   By AndyH, November 21, 2002
   • 1 reply
   • 1.2k views
   • 
   • Fred Payne
   • November 22, 2002

5. Accrued-to-date method

   By Dougsbpc, April 22, 2004
   • 1 reply
   • 1.2k views
   • 
   • AndyH
   • April 22, 2004

6. S% safe harbor 401K Plan plus cross tested profit sharing allocation - with a participant who enters on 7/1/03

   By Guest rffahey, March 17, 2004
   • 1 reply
   • 1.4k views
   • 
   • Tom Poje
   • March 17, 2004

7. cross tested plan for 2002

   By Guest mich823, December 17, 2001
   • 1 reply
   • 1.4k views
   • 
   • Tom Poje
   • December 18, 2001

8. Excluded by Job Class

   By Becky Schwing, December 9, 2020
   • 1 reply
   • 776 views
   • 
   • C. B. Zeller
   • December 9, 2020

9. 414(s) compensation in determining EBARs

   By Guest John Nelson, November 30, 2000
   • 1 reply
   • 1.6k views
   • 
   • Guest
   • December 1, 2000

10. 18 Month Eligibility

    By MBCarey, February 17, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 17, 2004

11. Floor Offset Plan

    By Sunny Gupta, December 12, 2020
    • 1 reply
    • 542 views
    • 
    • C. B. Zeller
    • December 15, 2020

12. Non Discrim Classsification Test- Midpoints

    By Guest William Lehman, January 23, 2003
    • 1 reply
    • 1k views
    • 
    • Archimage
    • January 23, 2003

13. HCE with no comp

    By SMB, February 29, 2012
    • 1 reply
    • 1.5k views
    • 
    • chc93
    • March 1, 2012

14. Cross-Testing

    By Dougsbpc, April 5, 2012
    • 1 reply
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 5, 2012

15. Safe Harbor Match to Meet Gateway?

    By Dougsbpc, November 25, 2013
    • 1 reply
    • 4.2k views
    • 
    • Lou S.
    • November 25, 2013

16. Comp for testing

    By dmb, November 25, 2002
    • 1 reply
    • 1.5k views
    • 
    • AndyH
    • November 25, 2002

17. Crosstesting - passing ratio

    By Guest Betsy Oakey, March 3, 2006
    • 1 reply
    • 1.8k views
    • 
    • Mike Preston
    • March 3, 2006

18. ESOP Aggregation with DB?

    By SRM, February 18, 2004
    • 1 reply
    • 1.8k views
    • 
    • AndyH
    • February 18, 2004

19. top 20% and cross testing

    By Guest Lawrenceg, March 9, 2007
    • 1 reply
    • 1.4k views
    • 
    • WDIK
    • March 9, 2007

20. 401(k) plans and cross-tested plans

    By smm, March 15, 2001
    • 1 reply
    • 1.7k views
    • 
    • rcline46
    • March 15, 2001

21. DB/DC Rights and Features

    By Guest Rags, May 5, 2009
    • 1 reply
    • 1.6k views
    • 
    • Everett Moreland
    • May 5, 2009

22. NHCE gets allocation and forfeits in same year

    By SheilaD, May 13, 2010
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 24, 2010

23. Gateway Question

    By Dougsbpc, January 21, 2019
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • January 21, 2019

24. Ind. rate grp flexibility

    By TPApril, February 3, 2021
    • 1 reply
    • 742 views
    • 
    • Mike Preston
    • February 4, 2021

25. Minimum Required Contribution for NHCEs

    By MarZDoates, November 25, 2002
    • 1 reply
    • 1.2k views
    • 
    • R. Butler
    • November 25, 2002

26. UP84 mortality table mandated by IRS or DOL for X-testing DC into DB?

    By Guest CashBalance, July 9, 2004
    • 1 reply
    • 3.8k views
    • 
    • Blinky the 3-eyed Fish
    • July 9, 2004

27. Cross-Tested 401(k) Plan with Prevailing Wage

    By Guest 4:15 Limit, November 2, 2011
    • 1 reply
    • 1.8k views
    • 
    • Bill Presson
    • November 3, 2011

28. New Comparability Safe Harbor 401(k) Plan

    By msmith, November 30, 2010
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • November 30, 2010

29. Accrued-to-date testing after fresh start

    By Dougsbpc, December 16, 2020
    • 1 reply
    • 798 views
    • 
    • CuseFan
    • December 17, 2020

30. Max ER Alloc % per participant

    By jmartin, September 3, 2019
    • 1 reply
    • 636 views
    • 
    • Mike Preston
    • September 3, 2019

31. New Comparability Plan Corbel Update Checklist

    By MBCarey, November 7, 2002
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • November 7, 2002

32. Are NHCEs required to receive?

    By Logan401, August 14, 2014
    • 1 reply
    • 1.2k views
    • 
    • My 2 cents
    • August 14, 2014

33. abusive cross testing arrangements

    By Golgi, March 2, 2011
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • March 2, 2011

34. 401(a)(4) testing

    By John Feldt ERPA CPC QPA, January 8, 2008
    • 1 reply
    • 2.7k views
    • 
    • Jim Chad
    • January 8, 2008

35. Brochures

    By Guest sandi_parks, December 1, 2001
    • 1 reply
    • 1.4k views
    • 
    • jaemmons
    • December 4, 2001

36. Coordination of NCP allocation & 415 limit

    By Guest Jane Freeman, March 4, 2004
    • 1 reply
    • 2.2k views
    • 
    • AndyH
    • March 4, 2004

37. is there a minimum compensation

    By Guest ronald mexico, October 30, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • November 1, 2007

38. New Definition of HCEs?

    By Guest Grumpy456, June 6, 2008
    • 1 reply
    • 2k views
    • 
    • Guest
    • June 9, 2008

39. Different eligibility requirements for different sources

    By dmb, March 8, 2005
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • March 8, 2005

40. The Effect of Top Heavy Allocations on Gateway Allocations

    By mming, November 19, 2014
    • 1 reply
    • 1.2k views
    • 
    • chc93
    • November 19, 2014

41. cross-testing controlled group and excluding one company

    By TPAnnie, February 12, 2020   

    • cross tested,
    • 1 reply
    • 975 views
    • 
    • CuseFan
    • February 12, 2020

42. Mortality Tables

    By Jim Chad, October 4, 2007
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • October 5, 2007

43. Coverage and Discrimination Testing for Leasing Organizations

    By Alonzo, September 9, 1998
    • 1 reply
    • 2.2k views
    • 
    • richard
    • September 9, 1998

44. Age Weighted profit sharing Plan

    By Chippy, March 13, 2013
    • 1 reply
    • 3.3k views
    • 
    • Tom Poje
    • March 13, 2013

45. Top-paid group

    By abanky, January 23, 2007
    • 1 reply
    • 1.8k views
    • 
    • Tom Poje
    • January 23, 2007

46. Bifurcated Eligibility Requirements

    By stephen, February 24, 2003
    • 1 reply
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • February 24, 2003

47. 5300 Filing Dates?

    By Guest ERead, November 19, 1998
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • November 21, 1998

48. Non qualified stock option plan and its effects on HCE determination

    By Guest smhjr, August 2, 2004
    • 1 reply
    • 1.2k views
    • 
    • BeckyMiller
    • August 4, 2004

49. Classification Group for one HCE?

    By Lynn Campbell, November 25, 1998
    • 1 reply
    • 2.1k views
    • 
    • kboyce
    • November 25, 1998

50. Rounding of NHCE Concentration Percentage

    By Guest HollyT, August 20, 2001
    • 1 reply
    • 2.9k views
    • 
    • Guest
    • August 20, 2001