Cross-Tested Plans

1,234 topics in this forum

1. Insurance Premiums in New Comp Plan

   By Guest PAINPA, July 10, 2003
   • 3 replies
   • 1k views
   • 
   • Guest
   • July 11, 2003

2. 3%SHNEC for NHCES and 9%PS for Owners ok?

   By cheersmate, March 13, 2019   

   • cross-tested
   • 3%shnec
   • (and 1 more)

     Tagged with:

     • cross-tested
     • 3%shnec
     • individual rgs
   • 6 replies
   • 1k views
   • 
   • ERISADC
   • December 9, 2020

3. Non-Excludable Employees with $0.00 Allocations?

   By Logan401, January 24, 2023
   • 5 replies
   • 1k views
   • 
   • C. B. Zeller
   • January 24, 2023

4. Young doctor blowing up CB/DC testing

   By cohendrake, February 17, 2017
   • 4 replies
   • 1k views
   • 
   • BG5150
   • February 17, 2017

5. Mid-Yr Entrant, zero "elig" compensation

   By cheersmate, July 18, 2018   

   • cross-tested plan
   • comp excl pre-pptn
   • (and 4 more)

     Tagged with:

     • cross-tested plan
     • comp excl pre-pptn
     • top heavy
     • gateway minimum
     • zero elig pay
     • ebar
   • 5 replies
   • 1k views
   • 
   • cheersmate
   • July 18, 2018

6. Two DC plans - gateway coordination

   By John Feldt ERPA CPC QPA, February 5, 2021
   • 4 replies
   • 1k views
   • 
   • Will.I.Am
   • June 27, 2022

7. 401(k) Cross tested plan with a 3% safe harbor non elective contribution

   By alwaysaquestion, July 23, 2024
   • 2 replies
   • 1k views
   • 
   • Bri
   • July 23, 2024

8. Include Participant in Cross-Testing?

   By mming, January 10, 2019
   • 7 replies
   • 1k views
   • 
   • Bri
   • January 14, 2019

9. Grouping of rates/EBR's under 1.401(a)(4)-(2) and (3)

   By Belgarath, November 28, 2017
   • 4 replies
   • 1k views
   • 
   • CuseFan
   • November 28, 2017

10. Minimum allocation in money purchase plan

    By dmb, July 30, 2019
    • 5 replies
    • 1k views
    • 
    • CuseFan
    • July 31, 2019

11. New Comp Plan - bifurcate testing (c/t for some, alloc rate for others)?

    By cheersmate, December 18, 2020   

    • new comparability
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • new comparability
      • safe harbor 401k
      • disaggregation
    • 2 replies
    • 1k views
    • 
    • cheersmate
    • December 18, 2020

12. Imputed Disparity in a Cross Tested Plan where all HCEs earn < FICA

    By CharlesLeggette, October 27, 2015
    • 2 replies
    • 1k views
    • 
    • AndyH
    • October 27, 2015

13. Non Discrim Classsification Test- Midpoints

    By Guest William Lehman, January 23, 2003
    • 1 reply
    • 1k views
    • 
    • Archimage
    • January 23, 2003

14. Full year CB, Half Year PS

    By abanky, April 13, 2011
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 13, 2011

15. Two Plans / Two NRAs

    By austin3515, January 31, 2019
    • 6 replies
    • 1k views
    • 
    • austin3515
    • January 31, 2019

16. Gateway and Forfeitures

    By dmb, December 10, 2002
    • 1 reply
    • 1k views
    • 
    • AndyH
    • December 10, 2002

17. Cross testing and 401(k) testing

    By Guest csk, March 5, 2004
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • March 5, 2004

18. Excluding category from safe harbor nonelective

    By dmwe, January 7, 2016
    • 1 reply
    • 1k views
    • 
    • Lou S.
    • January 7, 2016

19. Min contribution by classification?

    By Guest rickw, February 17, 2003
    • 3 replies
    • 994 views
    • 
    • Mike Preston
    • February 18, 2003

20. cross-testing controlled group and excluding one company

    By TPAnnie, February 12, 2020   

    • cross tested,
    • 1 reply
    • 990 views
    • 
    • CuseFan
    • February 12, 2020

21. Gateway Minimum

    By Guest tcunagin, December 10, 2003
    • 1 reply
    • 989 views
    • 
    • Tom Poje
    • December 11, 2003

22. Average Benefits Test

    By mming, June 8, 2016
    • 2 replies
    • 983 views
    • 
    • mming
    • June 8, 2016

23. LLCs and compensation issues

    By kocak, December 5, 2002
    • 0 replies
    • 977 views
    • 
    • kocak
    • December 5, 2002

24. Three DC Plans

    By Cloudy, June 17, 2015
    • 4 replies
    • 977 views
    • 
    • Cloudy
    • June 19, 2015

25. Term <500 hours in or out of ABT

    By BG5150, February 14, 2018
    • 1 reply
    • 976 views
    • 
    • ETA Consulting LLC
    • February 14, 2018

26. Accrued to date testing--compensation question

    By BG5150, February 12, 2021
    • 5 replies
    • 975 views
    • 
    • Jakyasar
    • February 14, 2021

27. Controlled Group with 2 plans

    By Guest thepitts, December 29, 2003
    • 1 reply
    • 973 views
    • 
    • Mike Preston
    • December 29, 2003

28. Include/Exclude Earnings During Measurement Period?

    By Guest sammy, February 27, 2004
    • 1 reply
    • 963 views
    • 
    • AndyH
    • February 27, 2004

29. Law Firm CB/DC

    By Cloudy, April 12, 2016
    • 3 replies
    • 960 views
    • 
    • Cloudy
    • April 13, 2016

30. Last day rule for participants in "All others" group (and another question)

    By BG5150, February 24, 2016
    • 4 replies
    • 958 views
    • 
    • Tom Poje
    • February 24, 2016

31. Can HCEs get 3%

    By Dougsbpc, January 17, 2012
    • 1 reply
    • 949 views
    • 
    • Lou S.
    • January 17, 2012

32. An integrated Plan [IRC 401(l)] wants to add discretionary cross tested contribution source

    By CharlesLeggette, October 19, 2015
    • 2 replies
    • 949 views
    • 
    • Tom Poje
    • October 19, 2015

33. Bifurcated Testing for Cross Tested Safe Harbor 401k

    By cheersmate, December 18, 2021
    • 7 replies
    • 945 views
    • 
    • Mike Preston
    • December 20, 2021

34. Does this cross-tested plan pass??

    By Santo Gold, May 17, 2024
    • 2 replies
    • 942 views
    • 
    • BG5150
    • May 20, 2024

35. Allocations based on hours worked in prior plan year

    By dmb, November 11, 2015
    • 2 replies
    • 939 views
    • 
    • 00hskrgrl
    • November 12, 2015

36. Excludable from ABT?

    By BG5150, February 7, 2017
    • 6 replies
    • 937 views
    • 
    • Mike Preston
    • February 8, 2017

37. Testing where self-correction involved

    By Belgarath, February 3, 2020
    • 3 replies
    • 909 views
    • 
    • JackS
    • February 3, 2020

38. Discrimination Testing for Employees of Entities Owned by Investment Funds

    By ERISA1, March 31, 2016   

    • 401(a)(4)
    • 410(b)
    • (and 3 more)

      Tagged with:

      • 401(a)(4)
      • 410(b)
      • controlled groups
      • affiliated service orgs
      • prohibitet transactions
    • 0 replies
    • 897 views
    • 
    • ERISA1
    • March 31, 2016

39. Compensation - from Participation Date

    By msmith, April 1, 2019
    • 1 reply
    • 893 views
    • 
    • C. B. Zeller
    • April 2, 2019

40. Meeting gateway with separate PSP and SH 401k

    By Guest dsyrett, December 11, 2003
    • 1 reply
    • 886 views
    • 
    • AndyH
    • December 11, 2003

41. DB/DC Gateway question

    By Earl, February 19, 2016
    • 3 replies
    • 884 views
    • 
    • Lou S.
    • February 20, 2016

42. 415 limit and allocation to spouse HCEs

    By M Norton, August 15, 2016   

    • 415 limit
    • spouse HCEs
    • 2 replies
    • 882 views
    • 
    • K2retire
    • August 16, 2016

43. New Comp for a multiple employer plan

    By Guest chris4013, December 10, 2003
    • 0 replies
    • 878 views
    • 
    • Guest
    • December 10, 2003

44. Only 1 NHCE

    By Logan401, January 19, 2016
    • 1 reply
    • 876 views
    • 
    • Tom Poje
    • January 19, 2016

45. TH only need Gateway?

    By BG5150, February 3, 2021
    • 3 replies
    • 867 views
    • 
    • Mike Preston
    • February 4, 2021

46. MP Plan - Defined Groups - list in SPD?

    By TPApril, September 29, 2021
    • 3 replies
    • 865 views
    • 
    • Peter Gulia
    • September 30, 2021

47. Submission of cross-testing amendment on 6406?

    By Guest kjungkin, March 9, 2004
    • 0 replies
    • 862 views
    • 
    • Guest
    • March 9, 2004

48. "Owners" in own group. What about son?

    By BG5150, March 2, 2016
    • 3 replies
    • 857 views
    • 
    • Doghouse
    • March 2, 2016

49. Refund of 415 limit due to crediting rule and ABT

    By tghooper, April 12, 2019
    • 2 replies
    • 853 views
    • 
    • tghooper
    • April 12, 2019

50. Imputed Disparity and Safe Harbor

    By pjb1835, June 6, 2017
    • 1 reply
    • 844 views
    • 
    • Mike Preston
    • June 6, 2017