Cross-Tested Plans

1,233 topics in this forum

1. Minimum Gateway Required

   By Logan401, March 1, 2019
   • 12 replies
   • 2.7k views
   • 
   • Kevin C
   • March 12, 2019

2. Catchups ADP & PS (academic exercise)

   By BG5150, February 28, 2019
   • 10 replies
   • 1.2k views
   • 
   • austin3515
   • March 5, 2019

3. which interest rate and mortality table

   By M Norton, February 6, 2019   

   • cross-testing
   • interest rate
   • (and 1 more)

     Tagged with:

     • cross-testing
     • interest rate
     • mortality table
   • 6 replies
   • 2.1k views
   • 
   • Tom Poje
   • August 15, 2019

4. Two Plans / Two NRAs

   By austin3515, January 31, 2019
   • 6 replies
   • 963 views
   • 
   • austin3515
   • January 31, 2019

5. Cross Tested 401kPS w 3%SH

   By cheersmate, January 29, 2019   

   • bottom up allocation
   • cross tested ps
   • (and 1 more)

     Tagged with:

     • bottom up allocation
     • cross tested ps
     • safe harbor 401k
   • 11 replies
   • 1.6k views
   • 
   • shERPA
   • September 9, 2020

6. Gateway Question

   By Dougsbpc, January 21, 2019
   • 1 reply
   • 1.2k views
   • 
   • Tom Poje
   • January 21, 2019

7. Include Participant in Cross-Testing?

   By mming, January 10, 2019
   • 7 replies
   • 979 views
   • 
   • Bri
   • January 14, 2019

8. Gateway to otherwise excludable

   By BG5150, January 8, 2019
   • 20 replies
   • 3.2k views
   • 
   • duckthing
   • January 16, 2019

9. Normal Retirement Age Just 55

   By austin3515, December 26, 2018
   • 26 replies
   • 2.9k views
   • 
   • AndyH
   • December 27, 2018

10. General Test Question

    By Dougsbpc, December 15, 2018
    • 3 replies
    • 1.4k views
    • 
    • Larry Starr
    • December 18, 2018

11. Integrated allocation in Cross tested plan

    By Karen McIver, November 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • Karen McIver
    • December 3, 2018

12. Return of 403b employee deferral??

    By dmb, October 18, 2018
    • 2 replies
    • 725 views
    • 
    • PensionPro
    • October 22, 2018

13. Excluding Union employees from testing

    By dmb, October 11, 2018
    • 1 reply
    • 1.4k views
    • 
    • Kevin C
    • October 12, 2018

14. Short Plan Year and Imputed Disparity

    By msmith, September 7, 2018
    • 5 replies
    • 999 views
    • 
    • ETA Consulting LLC
    • September 14, 2018

15. Who's in a Rate Group?

    By Towanda, August 8, 2018   

    • cross testing
    • 3 replies
    • 1.7k views
    • 
    • Towanda
    • August 8, 2018

16. Reallocated Forfeitures

    By mming, July 20, 2018
    • 6 replies
    • 1.4k views
    • 
    • Mike Preston
    • August 25, 2018

17. Mid-Yr Entrant, zero "elig" compensation

    By cheersmate, July 18, 2018   

    • cross-tested plan
    • comp excl pre-pptn
    • (and 4 more)

      Tagged with:

      • cross-tested plan
      • comp excl pre-pptn
      • top heavy
      • gateway minimum
      • zero elig pay
      • ebar
    • 5 replies
    • 988 views
    • 
    • cheersmate
    • July 18, 2018

18. General Non-Discrimination Testing

    By Towanda, June 14, 2018   

    • integrated
    • cash balance
    • (and 1 more)

      Tagged with:

      • integrated
      • cash balance
      • combo plans
    • 5 replies
    • 1.4k views
    • 
    • Larry Starr
    • June 15, 2018

19. Cross-Tested notice to Trustee

    By 401(k)athryn, June 11, 2018   

    • new comparability
    • padilla
    • (and 3 more)

      Tagged with:

      • new comparability
      • padilla
      • allocation groups
      • cross-tested
      • trustee notification
    • 17 replies
    • 2.3k views
    • 
    • Earl
    • June 14, 2018

20. Actuarial/Mortality Table and cross testing.

    By Chippy, June 4, 2018
    • 5 replies
    • 2.4k views
    • 
    • shERPA
    • September 7, 2018

21. Gateway required?

    By Belgarath, April 11, 2018
    • 7 replies
    • 1.4k views
    • 
    • Belgarath
    • April 12, 2018

22. Testing basis for ABT

    By Cloudy, April 5, 2018
    • 11 replies
    • 1.9k views
    • 
    • BG5150
    • April 10, 2018

23. No allocation to HCE

    By Logan401, April 3, 2018
    • 21 replies
    • 2.3k views
    • 
    • BG5150
    • April 5, 2018

24. Cross tested top heavy rehire

    By pmacduff, March 23, 2018
    • 3 replies
    • 752 views
    • 
    • BG5150
    • March 23, 2018

25. Gateway for Otherwise Excludable Employees

    By LJI, March 9, 2018
    • 2 replies
    • 2.5k views
    • 
    • LJI
    • March 12, 2018

26. Nondiscriminatory Classification for ABT portion of Coverage

    By Vlad401k, February 26, 2018
    • 3 replies
    • 1.1k views
    • 
    • PensionPro
    • February 26, 2018

27. Term <500 hours in or out of ABT

    By BG5150, February 14, 2018
    • 1 reply
    • 946 views
    • 
    • ETA Consulting LLC
    • February 14, 2018

28. Gateway Minimum in a Top Heavy Plan with Participation Compensation

    By Towanda, February 12, 2018
    • 2 replies
    • 1.1k views
    • 
    • Towanda
    • February 12, 2018

29. LRM 94

    By Bri, December 19, 2017   

    • cross-testing
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • December 20, 2017

30. Restructuring under Grouping Method

    By TPA Bob, December 13, 2017
    • 5 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 19, 2017

31. HCE definition for Gateway and rate group testing

    By 401_noob, December 7, 2017
    • 5 replies
    • 1.2k views
    • 
    • My 2 cents
    • December 11, 2017

32. Safe Harbor Match with Cross-Tested Profit Sharing

    By Retire, December 6, 2017
    • 9 replies
    • 2.4k views
    • 
    • Mike Preston
    • December 18, 2017

33. Grouping of rates/EBR's under 1.401(a)(4)-(2) and (3)

    By Belgarath, November 28, 2017
    • 4 replies
    • 983 views
    • 
    • CuseFan
    • November 28, 2017

34. Multiple Employer Plan- testing compensation

    By mefrancis1729, November 13, 2017   

    • multiple employer
    • compensation
    • (and 1 more)

      Tagged with:

      • multiple employer
      • compensation
      • testing
    • 5 replies
    • 1.5k views
    • 
    • Luke Bailey
    • November 14, 2017

35. gateway contribution = 3% SH + 2% PS. Does PS have to be 100% vested?

    By Santo Gold, November 6, 2017
    • 3 replies
    • 1.1k views
    • 
    • Santo Gold
    • November 8, 2017

36. Required minimum PS not made!

    By mefrancis1729, October 12, 2017
    • 11 replies
    • 1.7k views
    • 
    • Lou S.
    • October 16, 2017

37. CB/DC with PEO

    By Cloudy, September 13, 2017
    • 2 replies
    • 747 views
    • 
    • Cloudy
    • September 14, 2017

38. Points based service based allocation

    By dmb, August 11, 2017
    • 5 replies
    • 1.6k views
    • 
    • dmb
    • August 14, 2017

39. Age Weighted Profit Sharing Allocation

    By tjw572, July 27, 2017   

    • age weighted
    • 1 reply
    • 2.6k views
    • 
    • Tom Poje
    • July 28, 2017

40. General Test for One Plan but not the other?

    By Dougsbpc, June 15, 2017
    • 6 replies
    • 1.1k views
    • 
    • Dougsbpc
    • July 9, 2017

41. Imputed Disparity and Safe Harbor

    By pjb1835, June 6, 2017
    • 1 reply
    • 823 views
    • 
    • Mike Preston
    • June 6, 2017

42. Cross-tested PS and 401(k) with PEO Plan

    By bcmom, May 19, 2017   

    • profit sharing
    • peo
    • (and 2 more)

      Tagged with:

      • profit sharing
      • peo
      • 401(k)
      • testing
    • 5 replies
    • 973 views
    • 
    • bcmom
    • May 22, 2017

43. New client with an idea

    By buckaroo, April 21, 2017
    • 8 replies
    • 1.4k views
    • 
    • Tom Poje
    • April 25, 2017

44. Davis Bacon ER contribution Offsets

    By tjw572, March 23, 2017
    • 10 replies
    • 4k views
    • 
    • Mike Preston
    • January 16, 2018

45. Cross Tested Final Short Plan Year

    By PFranckowiak, March 7, 2017
    • 2 replies
    • 687 views
    • 
    • Mike Preston
    • March 13, 2017

46. Permitted Disparity Factor (DB side)

    By Vlad401k, February 28, 2017
    • 4 replies
    • 1.3k views
    • 
    • jim241
    • February 1, 2019

47. Cross Tested, Gateway and Component plans

    By rcline46, February 23, 2017   

    • component
    • 5 replies
    • 1.2k views
    • 
    • Tom Poje
    • February 23, 2017

48. Terminated participant in Prior year & gateway

    By Chippy, February 21, 2017
    • 9 replies
    • 2.4k views
    • 
    • Chippy
    • February 22, 2017

49. Young doctor blowing up CB/DC testing

    By cohendrake, February 17, 2017
    • 4 replies
    • 970 views
    • 
    • BG5150
    • February 17, 2017

50. Minimum gateway calculation example

    By cohendrake, February 11, 2017
    • 3 replies
    • 5.6k views
    • 
    • Tom Poje
    • May 9, 2018