Cross-Tested Plans

1,233 topics in this forum

1. Cross-tested PS and 401(k) with PEO Plan

   By bcmom, May 19, 2017   

   • profit sharing
   • peo
   • (and 2 more)

     Tagged with:

     • profit sharing
     • peo
     • 401(k)
     • testing
   • 5 replies
   • 973 views
   • 
   • bcmom
   • May 22, 2017

2. New client with an idea

   By buckaroo, April 21, 2017
   • 8 replies
   • 1.4k views
   • 
   • Tom Poje
   • April 25, 2017

3. Cross Testing/Coverage/ADP Test

   By tjw572, January 20, 2017
   • 3 replies
   • 1.1k views
   • 
   • tjw572
   • March 23, 2017

4. Cross Tested Final Short Plan Year

   By PFranckowiak, March 7, 2017
   • 2 replies
   • 687 views
   • 
   • Mike Preston
   • March 13, 2017

5. Cross Tested, Gateway and Component plans

   By rcline46, February 23, 2017   

   • component
   • 5 replies
   • 1.2k views
   • 
   • Tom Poje
   • February 23, 2017

6. Terminated participant in Prior year & gateway

   By Chippy, February 21, 2017
   • 9 replies
   • 2.4k views
   • 
   • Chippy
   • February 22, 2017

7. Young doctor blowing up CB/DC testing

   By cohendrake, February 17, 2017
   • 4 replies
   • 969 views
   • 
   • BG5150
   • February 17, 2017

8. Number of Allocation Rates in Cross Tested Plan

   By Vlad401k, February 8, 2017
   • 1 reply
   • 633 views
   • 
   • Belgarath
   • February 8, 2017

9. Excludable from ABT?

   By BG5150, February 7, 2017
   • 6 replies
   • 904 views
   • 
   • Mike Preston
   • February 8, 2017

10. Testing assumptions

    By JPIngold, January 29, 2017
    • 2 replies
    • 760 views
    • 
    • JPIngold
    • January 29, 2017

11. Term less than 500 hours--not in General test?

    By BG5150, January 6, 2017
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • January 9, 2017

12. Compensation for ABPT

    By pholosofizer, January 6, 2017
    • 7 replies
    • 1.1k views
    • 
    • pholosofizer
    • January 6, 2017

13. Different eligibility for deferral and match

    By FAPInJax, December 22, 2016
    • 4 replies
    • 1.4k views
    • 
    • FAPInJax
    • December 22, 2016

14. Voluntary after-tax contributions Schedule C

    By mefrancis1729, November 29, 2016
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • December 9, 2016

15. New Comp plan, coverage, and ABT

    By buckaroo, November 7, 2016
    • 16 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • November 23, 2016

16. Many participants receiving $0 allocation. No HCEs in plan

    By dmb, October 5, 2016
    • 2 replies
    • 1.1k views
    • 
    • My 2 cents
    • October 5, 2016

17. minimum gateway clarification - the 1/3% test

    By TPApril, October 1, 2016
    • 2 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • October 4, 2016

18. ERISA 403(b) plan - general test for coverage

    By Belgarath, August 22, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • August 23, 2016

19. 415 limit and allocation to spouse HCEs

    By M Norton, August 15, 2016   

    • 415 limit
    • spouse HCEs
    • 2 replies
    • 860 views
    • 
    • K2retire
    • August 16, 2016

20. Prevailing Wage and SH Match, who gets the Gateway?

    By Towanda, April 12, 2016   

    • Davis-Bacon
    • Prevailing Wage
    • (and 1 more)

      Tagged with:

      • Davis-Bacon
      • Prevailing Wage
      • Gateway Minimum
    • 9 replies
    • 3.9k views
    • 
    • Towanda
    • June 23, 2016

21. Average Benefits Test

    By mming, June 8, 2016
    • 2 replies
    • 956 views
    • 
    • mming
    • June 8, 2016

22. DB/DC testing and consistency

    By cathyw, May 6, 2016
    • 2 replies
    • 1.3k views
    • 
    • cathyw
    • May 6, 2016

23. Accrued-to-date testing

    By BG5150, April 15, 2016
    • 7 replies
    • 2k views
    • 
    • AndyH
    • April 18, 2016

24. IRS backs off on proposed nondiscrim regs

    By Tom Poje, April 15, 2016
    • 1 reply
    • 762 views
    • 
    • FAPInJax
    • April 15, 2016

25. Law Firm CB/DC

    By Cloudy, April 12, 2016
    • 3 replies
    • 941 views
    • 
    • Cloudy
    • April 13, 2016

26. Interesting notes from the IRS website on nondiscrim

    By Tom Poje, April 6, 2016
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • April 7, 2016

27. Discrimination Testing for Employees of Entities Owned by Investment Funds

    By ERISA1, March 31, 2016   

    • 401(a)(4)
    • 410(b)
    • (and 3 more)

      Tagged with:

      • 401(a)(4)
      • 410(b)
      • controlled groups
      • affiliated service orgs
      • prohibitet transactions
    • 0 replies
    • 860 views
    • 
    • ERISA1
    • March 31, 2016

28. EBARs for participants over NRA

    By Vlad401k, March 17, 2016
    • 11 replies
    • 3.3k views
    • 
    • Mike Preston
    • March 28, 2016

29. Restructuring

    By PFranckowiak, March 23, 2016
    • 4 replies
    • 1.1k views
    • 
    • PFranckowiak
    • March 24, 2016

30. cross tested formula with last day rule and safe harbor 3%

    By pmacduff, March 9, 2016
    • 1 reply
    • 757 views
    • 
    • Mike Preston
    • March 9, 2016

31. "Owners" in own group. What about son?

    By BG5150, March 2, 2016
    • 3 replies
    • 840 views
    • 
    • Doghouse
    • March 2, 2016

32. Last day rule for participants in "All others" group (and another question)

    By BG5150, February 24, 2016
    • 4 replies
    • 935 views
    • 
    • Tom Poje
    • February 24, 2016

33. nondiscriminatory classification 1.410(b)-4

    By John Feldt ERPA CPC QPA, February 19, 2016   

    • ratio percent test
    • coverage test
    • (and 3 more)

      Tagged with:

      • ratio percent test
      • coverage test
      • average benefits
      • nondiscriminatory class
      • reasonable business class
    • 14 replies
    • 2.4k views
    • 
    • Tom Poje
    • February 23, 2016

34. DB/DC Gateway question

    By Earl, February 19, 2016
    • 3 replies
    • 852 views
    • 
    • Lou S.
    • February 20, 2016

35. Zero entry date comp, but gets TH minimum

    By Kevin C, February 17, 2016   

    • 401(a)(4) testing
    • 17 replies
    • 1.2k views
    • 
    • Mike Preston
    • February 18, 2016

36. minimum gateway for safe harbor and terminated participant

    By eilano, December 14, 2006
    • 5 replies
    • 10.8k views
    • 
    • pmacduff
    • February 17, 2016

37. proposed regs

    By Tom Poje, February 3, 2016
    • 23 replies
    • 2.4k views
    • 
    • jpod
    • February 5, 2016

38. Testing Table

    By Young Curmudgeon, February 5, 2016
    • 3 replies
    • 737 views
    • 
    • Mike Preston
    • February 5, 2016

39. Compensation adjustment in mid year

    By MLML, January 27, 2016
    • 5 replies
    • 2.1k views
    • 
    • MLML
    • January 28, 2016

40. Only 1 NHCE

    By Logan401, January 19, 2016
    • 1 reply
    • 844 views
    • 
    • Tom Poje
    • January 19, 2016

41. Excluding category from safe harbor nonelective

    By dmwe, January 7, 2016
    • 1 reply
    • 979 views
    • 
    • Lou S.
    • January 7, 2016

42. Nondiscriminatory classification table

    By BG5150, January 6, 2016
    • 4 replies
    • 1.2k views
    • 
    • K2retire
    • January 7, 2016

43. restructuring

    By Draper55, December 23, 2015
    • 5 replies
    • 1.4k views
    • 
    • Mike Preston
    • December 28, 2015

44. Everyone in own group--can't use which test?

    By BG5150, December 22, 2015
    • 2 replies
    • 1.4k views
    • 
    • BG5150
    • December 22, 2015

45. QNEC's and the Gateway...

    By TBob, February 11, 2004
    • 19 replies
    • 8.1k views
    • 
    • buckaroo
    • December 9, 2015

46. Husband and wife Companies

    By Dougsbpc, December 3, 2015
    • 8 replies
    • 1.6k views
    • 
    • Calavera
    • December 7, 2015

47. Revisiting the issue of a New Comp Plan avoiding being designated a CODA

    By CharlesLeggette, December 3, 2015
    • 0 replies
    • 688 views
    • 
    • CharlesLeggette
    • December 3, 2015

48. Attorney objects to each physician setting his own annual profit sharing

    By CharlesLeggette, November 13, 2015
    • 8 replies
    • 1.3k views
    • 
    • QDROphile
    • November 13, 2015

49. Allocations based on hours worked in prior plan year

    By dmb, November 11, 2015
    • 2 replies
    • 910 views
    • 
    • 00hskrgrl
    • November 12, 2015

50. Eligibility for two plan General testing

    By drakecohen, October 28, 2015
    • 2 replies
    • 1.1k views
    • 
    • Below Ground
    • October 29, 2015