Cross-Tested Plans

1,233 topics in this forum

1. more help on classifications

   By Guest ANNEBV, December 2, 2002
   • 11 replies
   • 1.5k views
   • 
   • Guest
   • December 3, 2002

2. SH401k w PS: Employer Deposit is late

   By cheersmate, May 16, 2019
   • 11 replies
   • 1.6k views
   • 
   • cheersmate
   • May 20, 2019

3. naming groups with a owner by attribution

   By betheeg, February 4, 2004
   • 11 replies
   • 2.1k views
   • 
   • Archimage
   • February 12, 2004

4. Testing Using The Accrued-to-Date Method

   By Guest merlin, October 1, 2003
   • 11 replies
   • 3.3k views
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   • AndyH
   • October 2, 2003

5. Restructuring into component plans

   By Will.I.Am, June 27, 2022
   • 10 replies
   • 1.3k views
   • 
   • Gilmore
   • June 30, 2022

6. New Cross Tested Plan - Partial Year

   By DP, October 25, 2005
   • 10 replies
   • 2.7k views
   • 
   • Blinky the 3-eyed Fish
   • November 2, 2005

7. When New Comp Allocation Is Worse Than Pro Rata

   By mming, February 26, 2010
   • 10 replies
   • 4.5k views
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   • J Simmons
   • March 1, 2010

8. Cross tested plan; same percentage for both groups

   By Guest Julie Woulfe, March 23, 2004
   • 10 replies
   • 1.5k views
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   • Earl
   • March 31, 2004

9. Top heavy and general testing

   By jaemmons, February 7, 2003
   • 10 replies
   • 2.7k views
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   • Guest
   • February 13, 2003

10. document language for cross-testing

    By Santo Gold, January 29, 2010
    • 10 replies
    • 1.8k views
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    • BG5150
    • February 1, 2010

11. Non Elective SH 401k with New Comp Base allocation

    By dmb, August 29, 2012
    • 10 replies
    • 2.6k views
    • 
    • ETA Consulting LLC
    • August 30, 2012

12. Davis Bacon ER contribution Offsets

    By tjw572, March 23, 2017
    • 10 replies
    • 4k views
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    • Mike Preston
    • January 16, 2018

13. UP-1984 Table

    By Guest SPollock, October 17, 1999
    • 10 replies
    • 7k views
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    • Guest
    • November 15, 1999

14. What do you think - is it safe to keep selling cross-tested plans, in

    By AndyT, February 25, 2000
    • 10 replies
    • 1.6k views
    • 
    • Lorraine Dorsa
    • March 8, 2000

15. Spouse of owner with over 1000 hrs and no compensation

    By Guest AlCal, January 27, 2001
    • 10 replies
    • 2.5k views
    • 
    • AndyH
    • March 10, 2001

16. Catchups ADP & PS (academic exercise)

    By BG5150, February 28, 2019
    • 10 replies
    • 1.2k views
    • 
    • austin3515
    • March 5, 2019

17. Top Heavey 401(k) New Comparability Concerns

    By MBCarey, April 15, 2002
    • 10 replies
    • 2.4k views
    • 
    • KJohnson
    • April 15, 2002

18. Cross-Tested Plan - Does this example need to be tested?

    By DLavigne, May 9, 2012
    • 10 replies
    • 1.7k views
    • 
    • Mike Preston
    • May 11, 2012

19. 4-Tier Integrated PS... Must use 100% TWB?

    By Puffinator, June 20, 2022
    • 10 replies
    • 2.1k views
    • 
    • Gary Lesser
    • November 20, 2022

20. Fail Safe language for coverage purposes

    By cpc0506, July 17, 2015
    • 10 replies
    • 3.5k views
    • 
    • austin3515
    • July 19, 2015

21. Citation on Quote

    By jquazza, March 6, 2004
    • 10 replies
    • 1.5k views
    • 
    • AndyH
    • March 10, 2004

22. It looks too good!

    By Guest saeissler, July 15, 2005
    • 10 replies
    • 2.6k views
    • 
    • AndyH
    • July 25, 2005

23. Defining Classes

    By Dazednconfused, April 26, 2010
    • 9 replies
    • 1.8k views
    • 
    • BG5150
    • May 11, 2010

24. Can you allocate just a 3% top heavy contribution to a cross tested pl

    By Guest Julie Woulfe, September 18, 2002
    • 9 replies
    • 1.8k views
    • 
    • Tom Poje
    • October 22, 2002

25. Safe Harbor Match with Cross-Tested Profit Sharing

    By Retire, December 6, 2017
    • 9 replies
    • 2.4k views
    • 
    • Mike Preston
    • December 18, 2017

26. How long has cross testing been available?

    By TBob, December 20, 2005
    • 9 replies
    • 2.3k views
    • 
    • AndyH
    • December 27, 2005

27. Safe Harbor Match in cross tested retirement plan

    By Guest MEGary, November 14, 2001
    • 9 replies
    • 3.4k views
    • 
    • KJohnson
    • November 16, 2001

28. cross tested 401(k) Plan and imputed disparity

    By Guest csk, March 10, 2004
    • 9 replies
    • 3.2k views
    • 
    • Tom Poje
    • March 12, 2004

29. Cross Tested ABR

    By perkinsran, February 11, 2009
    • 9 replies
    • 2k views
    • 
    • perkinsran
    • February 13, 2009

30. Cross Testing a Controlled Group

    By dmb, February 11, 2003
    • 9 replies
    • 1.7k views
    • 
    • Mike Preston
    • February 11, 2003

31. Component Plan Testing

    By PensionPro, January 5, 2012
    • 9 replies
    • 5.4k views
    • 
    • Mike Preston
    • December 31, 2012

32. Average Benefits Test & Safe Harbor Contributions

    By Fred Payne, October 30, 2003
    • 9 replies
    • 3.7k views
    • 
    • Blinky the 3-eyed Fish
    • November 3, 2003

33. Testing Age for Cross Testing

    By buckaroo, May 21, 2008
    • 9 replies
    • 4k views
    • 
    • Mike Preston
    • May 29, 2008

34. Must Plan Document contain a Safe Harbor allocation formula in order t

    By Guest Dave Danziger, April 10, 2002
    • 9 replies
    • 2.4k views
    • 
    • Guest
    • April 11, 2002

35. Compensation Averaging Period For Testing

    By Guest penman, October 20, 2004
    • 9 replies
    • 2.1k views
    • 
    • Guest
    • October 25, 2004

36. Age Based allocation formula

    By Fred Payne, December 11, 2003
    • 9 replies
    • 1.9k views
    • 
    • AndyH
    • December 15, 2003

37. Eligibility Amendment

    By Guest xaviote, August 24, 2006
    • 9 replies
    • 3.1k views
    • 
    • AndyH
    • October 5, 2006

38. 3% NESH used for Safe Harbor ACP and part of PS?

    By Guest Newbie-In-Training, June 3, 2010
    • 9 replies
    • 1.8k views
    • 
    • Guest
    • June 3, 2010

39. 401(K) Safe Harbor w/cross tested PS

    By MBCarey, October 14, 2003
    • 9 replies
    • 1.6k views
    • 
    • Archimage
    • November 11, 2003

40. Using benefits from Union Plan to help pass 401(a)(4) and other testing

    By Guest TracyAndrews, May 18, 2006
    • 9 replies
    • 3.1k views
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    • AndyH
    • May 26, 2006

41. Classification of Owners and their children

    By KateSmithPA, December 5, 2005
    • 9 replies
    • 2.5k views
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    • Mike Preston
    • August 22, 2007

42. Gateway COntribution COnfusion

    By perkinsran, February 7, 2005
    • 9 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • February 14, 2005

43. Terminated participant in Prior year & gateway

    By Chippy, February 21, 2017
    • 9 replies
    • 2.4k views
    • 
    • Chippy
    • February 22, 2017

44. Cross Testing with Deferrals

    By Guest dpasi, December 6, 2005
    • 9 replies
    • 2.9k views
    • 
    • AndyH
    • December 28, 2005

45. Restructuring

    By R. Butler, February 12, 2023
    • 9 replies
    • 1.4k views
    • 
    • truphao
    • February 14, 2023

46. Cross-Tested Safe harbor 401(k) with 2 year profit sharing wait

    By Guest Tbrown, May 7, 2002
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • May 13, 2002

47. plans subject to gateway

    By Guest 401kproman, February 19, 2003
    • 9 replies
    • 1.7k views
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    • Mike Preston
    • February 20, 2003

48. Combo Plan design - Too Aggressive?

    By Cloudy, January 9, 2015
    • 9 replies
    • 2.1k views
    • 
    • John Feldt ERPA CPC QPA
    • January 12, 2015

49. Forfeiting ER contributions to correct a failed general test?

    By Guest AJR, November 26, 2003
    • 9 replies
    • 2.9k views
    • 
    • Mike Preston
    • December 1, 2003

50. 401(a)(17) Limit for Participant Going from Employee to Partner Mid-Year

    By 401 Chaos, August 26, 2013
    • 9 replies
    • 3.4k views
    • 
    • chc93
    • August 27, 2013