Cross-Tested Plans

1,234 topics in this forum

1. Gateway for Otherwise Excludable Employees

   By LJI, March 9, 2018
   • 2 replies
   • 2.5k views
   • 
   • LJI
   • March 12, 2018

2. Coverage Testing and Cross tested Plans

   By Guest uncle jack, June 20, 2012
   • 3 replies
   • 2.5k views
   • 
   • Tom Poje
   • July 24, 2012

3. Combined cross tested plan

   By Gary, March 6, 2008
   • 7 replies
   • 2.5k views
   • 
   • Mike Preston
   • March 26, 2008

4. How would the 3/1 "gateway" apply to a super-integrated plan

   By AndyH, November 3, 2000
   • 5 replies
   • 2.5k views
   • 
   • Guest
   • November 6, 2000

5. Gateway With dual Eligibility

   By Nate X, March 9, 2009
   • 8 replies
   • 2.5k views
   • 
   • Mike Preston
   • March 10, 2009

6. Min Gateway as safety net for End of Yr requirement?

   By Guest rickw, December 31, 2006
   • 7 replies
   • 2.5k views
   • 
   • Tom Poje
   • January 3, 2007

7. nondiscriminatory classification 1.410(b)-4

   By John Feldt ERPA CPC QPA, February 19, 2016   

   • ratio percent test
   • coverage test
   • (and 3 more)

     Tagged with:

     • ratio percent test
     • coverage test
     • average benefits
     • nondiscriminatory class
     • reasonable business class
   • 14 replies
   • 2.5k views
   • 
   • Tom Poje
   • February 23, 2016

8. Cross-tested PS Plan with safe-harbor 401(k)

   By ac, February 20, 2004
   • 6 replies
   • 2.5k views
   • 
   • FJR
   • July 14, 2005

9. Cross-tested plan software

   By Guest Dook, September 18, 1999
   • 5 replies
   • 2.5k views
   • 
   • Guest
   • November 7, 1999

10. Permitted allocation groups

    By Guest Tamra, November 5, 1998
    • 15 replies
    • 2.5k views
    • 
    • Guest
    • July 29, 1999

11. Each Prt Allocation Groups-Safe Harbor ?

    By JAY21, December 15, 2004
    • 14 replies
    • 2.4k views
    • 
    • Belgarath
    • December 20, 2004

12. Terminated employees with no vesting

    By Will.I.Am, May 11, 2022
    • 19 replies
    • 2.4k views
    • 
    • Belgarath
    • May 19, 2022

13. Actuarial/Mortality Table and cross testing.

    By Chippy, June 4, 2018
    • 5 replies
    • 2.4k views
    • 
    • shERPA
    • September 7, 2018

14. Last Day Requirement

    By dmb, December 18, 2003
    • 8 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • December 18, 2003

15. Gateway

    By Guest breakwater, March 20, 2006
    • 8 replies
    • 2.4k views
    • 
    • AndyH
    • March 23, 2006

16. Need some help on floor offset arrangement

    By Guest ActuaryWannabe, March 2, 2004
    • 20 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • March 4, 2004

17. Terminated participant in Prior year & gateway

    By Chippy, February 21, 2017
    • 9 replies
    • 2.4k views
    • 
    • Chippy
    • February 22, 2017

18. Cross - tested contribution

    By Guest wlank, November 14, 2006
    • 6 replies
    • 2.4k views
    • 
    • SoCalActuary
    • November 29, 2006

19. List of required modifications

    By blue, November 28, 2006
    • 1 reply
    • 2.4k views
    • 
    • Tom Poje
    • November 29, 2006

20. Owner's young child

    By wsp, April 13, 2005
    • 8 replies
    • 2.4k views
    • 
    • AndyH
    • May 2, 2005

21. Gateway in a PS/401(k) Plan

    By YankeeFan, February 8, 2007
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • February 9, 2007

22. No allocation to HCE

    By Logan401, April 3, 2018
    • 21 replies
    • 2.4k views
    • 
    • BG5150
    • April 5, 2018

23. x-tested plan: integrated

    By Guest padmin, April 6, 2005
    • 11 replies
    • 2.4k views
    • 
    • Tom Poje
    • April 7, 2005

24. Cross Testing without Profit Sharing

    By Nate X, December 15, 2005
    • 6 replies
    • 2.4k views
    • 
    • jquazza
    • December 22, 2005

25. Must Plan Document contain a Safe Harbor allocation formula in order t

    By Guest Dave Danziger, April 10, 2002
    • 9 replies
    • 2.4k views
    • 
    • Guest
    • April 11, 2002

26. Average Benefit Test

    By Lori Foresz, April 27, 2004
    • 6 replies
    • 2.4k views
    • 
    • Tom Poje
    • April 29, 2004

27. Top Heavey 401(k) New Comparability Concerns

    By MBCarey, April 15, 2002
    • 10 replies
    • 2.4k views
    • 
    • KJohnson
    • April 15, 2002

28. Safe Harbor Match with Cross-Tested Profit Sharing

    By Retire, December 6, 2017
    • 9 replies
    • 2.4k views
    • 
    • Mike Preston
    • December 18, 2017

29. 415 vs catchup (again!)

    By pmacduff, March 4, 2021
    • 7 replies
    • 2.4k views
    • 
    • pmacduff
    • March 5, 2021

30. Discrimination testing for 3% SHNECs

    By Guest Dash02, December 28, 2005
    • 6 replies
    • 2.4k views
    • 
    • AndyH
    • December 30, 2005

31. proposed regs

    By Tom Poje, February 3, 2016
    • 23 replies
    • 2.4k views
    • 
    • jpod
    • February 5, 2016

32. Partners and new comparability - old topic

    By rcline46, May 30, 2013
    • 4 replies
    • 2.4k views
    • 
    • Tom Poje
    • May 31, 2013

33. Reasonable Classification? "All owners except those participants who are owners due to stock attribution rules."

    By Gilmore, September 20, 2003
    • 2 replies
    • 2.4k views
    • 
    • Gilmore
    • September 22, 2003

34. Top Heavy Allocation

    By Guest MichaelO, March 15, 2004
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • March 15, 2004

35. Permissive Aggregation of Beginning of Year Valuation Date DB Plan with 401(k) Plan

    By Guest Jcarolan, February 28, 2008
    • 3 replies
    • 2.4k views
    • 
    • Mike Preston
    • February 29, 2008

36. Huge 401 deferral makes Avg Ben Pct Test blow up?

    By Guest rickw, February 24, 2002
    • 12 replies
    • 2.4k views
    • 
    • Guest
    • February 25, 2002

37. Need Cite Please

    By DP, September 14, 2005
    • 6 replies
    • 2.4k views
    • 
    • Tom Poje
    • October 13, 2005

38. Prepaying a Gateway Contribution

    By ratherbereading, November 7, 2014   

    • Gateway
    • Profit Sharing
    • 13 replies
    • 2.4k views
    • 
    • John Feldt ERPA CPC QPA
    • November 12, 2014

39. Tiered profit sharing allocation?

    By Richard Anderson, August 23, 2000
    • 2 replies
    • 2.4k views
    • 
    • Richard Anderson
    • August 24, 2000

40. Safe Harbor 401(k) with Cross Tested PS

    By Guest DTrom, October 4, 2004
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • October 5, 2004

41. Correct application of TAM 9735001

    By Guest merlin, April 9, 2008
    • 9 replies
    • 2.4k views
    • 
    • Mike Preston
    • April 9, 2008

42. Each participant in his own group

    By Guest Serena, June 13, 2010
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • June 15, 2010

43. Help me figure this out

    By Guest JBeck, July 28, 2004
    • 8 replies
    • 2.3k views
    • 
    • Brian Gallagher
    • August 10, 2004

44. Failing Gateway test

    By Chippy, June 16, 2010
    • 7 replies
    • 2.3k views
    • 
    • Tom Poje
    • June 29, 2010

45. Top Heavy DB/DC and Minimum Gateway

    By Dougsbpc, May 2, 2008
    • 3 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 6, 2008

46. Defining Rate Groups

    By Guest Joe Vasko, November 5, 2001
    • 11 replies
    • 2.3k views
    • 
    • Tom Poje
    • December 21, 2001

47. Imputing Disparity

    By Guest dietpepsi, August 27, 2003
    • 4 replies
    • 2.3k views
    • 
    • AndyH
    • August 28, 2003

48. Minimum Gateway Contribution

    By Guest KAW, March 26, 2002
    • 1 reply
    • 2.3k views
    • 
    • Tom Poje
    • March 26, 2002

49. Gateway for HCE's only?

    By kmciver, November 25, 2002
    • 8 replies
    • 2.3k views
    • 
    • Tom Poje
    • December 3, 2002

50. Application/Allocation of Forfeitures in Cross-Tested Plan

    By lkpittman, May 25, 1999
    • 7 replies
    • 2.3k views
    • 
    • lkpittman
    • June 10, 1999