Cross-Tested Plans

1,233 topics in this forum

1. Combined cross tested plan

   By Gary, March 6, 2008
   • 7 replies
   • 2.5k views
   • 
   • Mike Preston
   • March 26, 2008

2. How would the 3/1 "gateway" apply to a super-integrated plan

   By AndyH, November 3, 2000
   • 5 replies
   • 2.5k views
   • 
   • Guest
   • November 6, 2000

3. Min Gateway as safety net for End of Yr requirement?

   By Guest rickw, December 31, 2006
   • 7 replies
   • 2.5k views
   • 
   • Tom Poje
   • January 3, 2007

4. Gateway With dual Eligibility

   By Nate X, March 9, 2009
   • 8 replies
   • 2.5k views
   • 
   • Mike Preston
   • March 10, 2009

5. Gateway for Otherwise Excludable Employees

   By LJI, March 9, 2018
   • 2 replies
   • 2.5k views
   • 
   • LJI
   • March 12, 2018

6. Board of directors earn W-2 but work zero hours

   By Renee H, November 8, 2023
   • 17 replies
   • 2.5k views
   • 
   • Bird
   • November 10, 2023

7. Cross-tested plan software

   By Guest Dook, September 18, 1999
   • 5 replies
   • 2.4k views
   • 
   • Guest
   • November 7, 1999

8. Cross-tested PS Plan with safe-harbor 401(k)

   By ac, February 20, 2004
   • 6 replies
   • 2.4k views
   • 
   • FJR
   • July 14, 2005

9. nondiscriminatory classification 1.410(b)-4

   By John Feldt ERPA CPC QPA, February 19, 2016   

   • ratio percent test
   • coverage test
   • (and 3 more)

     Tagged with:

     • ratio percent test
     • coverage test
     • average benefits
     • nondiscriminatory class
     • reasonable business class
   • 14 replies
   • 2.4k views
   • 
   • Tom Poje
   • February 23, 2016

10. Each Prt Allocation Groups-Safe Harbor ?

    By JAY21, December 15, 2004
    • 14 replies
    • 2.4k views
    • 
    • Belgarath
    • December 20, 2004

11. Permitted allocation groups

    By Guest Tamra, November 5, 1998
    • 15 replies
    • 2.4k views
    • 
    • Guest
    • July 29, 1999

12. Last Day Requirement

    By dmb, December 18, 2003
    • 8 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • December 18, 2003

13. Gateway

    By Guest breakwater, March 20, 2006
    • 8 replies
    • 2.4k views
    • 
    • AndyH
    • March 23, 2006

14. Need some help on floor offset arrangement

    By Guest ActuaryWannabe, March 2, 2004
    • 20 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • March 4, 2004

15. Terminated participant in Prior year & gateway

    By Chippy, February 21, 2017
    • 9 replies
    • 2.4k views
    • 
    • Chippy
    • February 22, 2017

16. Cross - tested contribution

    By Guest wlank, November 14, 2006
    • 6 replies
    • 2.4k views
    • 
    • SoCalActuary
    • November 29, 2006

17. List of required modifications

    By blue, November 28, 2006
    • 1 reply
    • 2.4k views
    • 
    • Tom Poje
    • November 29, 2006

18. Owner's young child

    By wsp, April 13, 2005
    • 8 replies
    • 2.4k views
    • 
    • AndyH
    • May 2, 2005

19. Gateway in a PS/401(k) Plan

    By YankeeFan, February 8, 2007
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • February 9, 2007

20. Actuarial/Mortality Table and cross testing.

    By Chippy, June 4, 2018
    • 5 replies
    • 2.4k views
    • 
    • shERPA
    • September 7, 2018

21. x-tested plan: integrated

    By Guest padmin, April 6, 2005
    • 11 replies
    • 2.4k views
    • 
    • Tom Poje
    • April 7, 2005

22. Cross Testing without Profit Sharing

    By Nate X, December 15, 2005
    • 6 replies
    • 2.4k views
    • 
    • jquazza
    • December 22, 2005

23. Average Benefit Test

    By Lori Foresz, April 27, 2004
    • 6 replies
    • 2.4k views
    • 
    • Tom Poje
    • April 29, 2004

24. Must Plan Document contain a Safe Harbor allocation formula in order t

    By Guest Dave Danziger, April 10, 2002
    • 9 replies
    • 2.4k views
    • 
    • Guest
    • April 11, 2002

25. Top Heavey 401(k) New Comparability Concerns

    By MBCarey, April 15, 2002
    • 10 replies
    • 2.4k views
    • 
    • KJohnson
    • April 15, 2002

26. Discrimination testing for 3% SHNECs

    By Guest Dash02, December 28, 2005
    • 6 replies
    • 2.4k views
    • 
    • AndyH
    • December 30, 2005

27. Reasonable Classification? "All owners except those participants who are owners due to stock attribution rules."

    By Gilmore, September 20, 2003
    • 2 replies
    • 2.4k views
    • 
    • Gilmore
    • September 22, 2003

28. Partners and new comparability - old topic

    By rcline46, May 30, 2013
    • 4 replies
    • 2.4k views
    • 
    • Tom Poje
    • May 31, 2013

29. proposed regs

    By Tom Poje, February 3, 2016
    • 23 replies
    • 2.4k views
    • 
    • jpod
    • February 5, 2016

30. Permissive Aggregation of Beginning of Year Valuation Date DB Plan with 401(k) Plan

    By Guest Jcarolan, February 28, 2008
    • 3 replies
    • 2.4k views
    • 
    • Mike Preston
    • February 29, 2008

31. Safe Harbor Match with Cross-Tested Profit Sharing

    By Retire, December 6, 2017
    • 9 replies
    • 2.4k views
    • 
    • Mike Preston
    • December 18, 2017

32. Top Heavy Allocation

    By Guest MichaelO, March 15, 2004
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • March 15, 2004

33. Need Cite Please

    By DP, September 14, 2005
    • 6 replies
    • 2.3k views
    • 
    • Tom Poje
    • October 13, 2005

34. Correct application of TAM 9735001

    By Guest merlin, April 9, 2008
    • 9 replies
    • 2.3k views
    • 
    • Mike Preston
    • April 9, 2008

35. No allocation to HCE

    By Logan401, April 3, 2018
    • 21 replies
    • 2.3k views
    • 
    • BG5150
    • April 5, 2018

36. Tiered profit sharing allocation?

    By Richard Anderson, August 23, 2000
    • 2 replies
    • 2.3k views
    • 
    • Richard Anderson
    • August 24, 2000

37. Safe Harbor 401(k) with Cross Tested PS

    By Guest DTrom, October 4, 2004
    • 8 replies
    • 2.3k views
    • 
    • Guest
    • October 5, 2004

38. Help me figure this out

    By Guest JBeck, July 28, 2004
    • 8 replies
    • 2.3k views
    • 
    • Brian Gallagher
    • August 10, 2004

39. Huge 401 deferral makes Avg Ben Pct Test blow up?

    By Guest rickw, February 24, 2002
    • 12 replies
    • 2.3k views
    • 
    • Guest
    • February 25, 2002

40. Terminated employees with no vesting

    By Will.I.Am, May 11, 2022
    • 19 replies
    • 2.3k views
    • 
    • Belgarath
    • May 19, 2022

41. Defining Rate Groups

    By Guest Joe Vasko, November 5, 2001
    • 11 replies
    • 2.3k views
    • 
    • Tom Poje
    • December 21, 2001

42. Imputing Disparity

    By Guest dietpepsi, August 27, 2003
    • 4 replies
    • 2.3k views
    • 
    • AndyH
    • August 28, 2003

43. Minimum Gateway Contribution

    By Guest KAW, March 26, 2002
    • 1 reply
    • 2.3k views
    • 
    • Tom Poje
    • March 26, 2002

44. Failing test, what do you think of this?

    By Blinky the 3-eyed Fish, February 18, 2008
    • 7 replies
    • 2.3k views
    • 
    • AndyH
    • March 27, 2008

45. Each participant in his own group

    By Guest Serena, June 13, 2010
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • June 15, 2010

46. IRS challenges "every participant is own allocation group" under audit

    By Guest jscarecrow, August 8, 2005
    • 5 replies
    • 2.3k views
    • 
    • ak2ary
    • August 24, 2005

47. Testing comp for Top Heavy plan

    By dmb, January 29, 2002
    • 5 replies
    • 2.3k views
    • 
    • AndyH
    • January 30, 2002

48. Prepaying a Gateway Contribution

    By ratherbereading, November 7, 2014   

    • Gateway
    • Profit Sharing
    • 13 replies
    • 2.3k views
    • 
    • John Feldt ERPA CPC QPA
    • November 12, 2014

49. Failing Gateway test

    By Chippy, June 16, 2010
    • 7 replies
    • 2.3k views
    • 
    • Tom Poje
    • June 29, 2010

50. Top Heavy DB/DC and Minimum Gateway

    By Dougsbpc, May 2, 2008
    • 3 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 6, 2008