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Showing content with the highest reputation on 07/15/2022 in all forums
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PS Plan - Partial termination determination - general question
Luke Bailey reacted to Bri for a topic
Hey now, don't make yourself a fiduciary - lay it out to the plan sponsor and let him/her pick!1 point -
Investment Change Notice Failure
Luke Bailey reacted to Bill Presson for a topic
I don't think so. It's not too dissimilar from failing to distribute a SH notice (excluding the breach that you mention). Any chance the notice was posted on the RK site?1 point -
Since your ex didn't commence his benefits yet, if you start your benefits before his age 65, your full share will be reduced due to an early commencement. His retirement plan administrator should provide you, upon your request, the calculated amounts of your benefits under scenarios of retiring now and retiring 3 years from now (at his age 65), so you can see what is the reduction, and then decide if you would want to take it.1 point
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You did not necessarily "forfeit" any payment amounts as the plan is required to pay you an actuarially equivalent benefit. If you commenced earlier you would have received smaller amounts as they are expected to be paid over a longer period of time.1 point
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Ending Loan Program Mid Year
ugueth reacted to C. B. Zeller for a topic
Loans are not a protected benefit, and eliminating the availability of loans is not a prohibited cutback. 1.411(d)-4(d)(4)1 point
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