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Unless you have a time machine, not allowed. PY changes must be executed before the before the new PYE date passes.

It is subject to a 5500 filing and the audit requirement. You basically have a profit sharing plan. The term "thrift" was in common usage many years ago and often meant a plan that had mandatory after-tax employee contributions (not salary deferrals). Thrift was used to suggest to employees that they needed to manage their money carefully. It was a popular plan design bargained for by unions because of the common match feature.

A 401(a) plan is just an employer sponsored retirement plan (eg profit sharing or money purchase). If never seen "thrift plan" used in conjunction with 401(a). That's usually reserved for when the staff are contributing. And, I usually hear 401(a) from non-profit people when they a have a 403(b) in place as well.

I got into this field 30 some years ago by mistake. I cannot imagine "wanting" to do this. Retire and find something else or enjoy your life. No one on their deathbed said, "I wish I'd spent more time at the office." Retiring soon and am so looking forward to it!!!!!!!

First, so sorry to hear about your health problems. Best of luck on all that. As to the retirement issue, I do suspect that it will drive some of us out of the business earlier than otherwise might be expected. Trying to be positive, we've weathered big changes before, and eventually adjusted. I remember TRA 86, OBRA, GATT, EGTRRA, etc., etc. - there were a lot of changes over the years, and we managed to adjust. But this has so much more stupidity, and I'm a lot older and less enthusiastic about work these days!

Consider: 5 C.F.R. § 1631.35 Certification (authentication) of copies of records. The [Federal Retirement Thrift Investment] Board may certify that copies of records are true copies in order to facilitate their use as evidence. The records custodian or other qualified individual shall certify copies of books, records, papers, writings, and documents by attaching a written declaration that complies with current Federal Rules of Evidence. No seal or notarization shall be required. https://www.ecfr.gov/current/title-5/chapter-VI/part-1631/subpart-B/section-1631.35 Perhaps the State’s domestic-relations court would be satisfied if a record is so certified. Here are addresses for the TSP Legal Processing Unit: https://www.opm.gov/retirement-center/my-annuity-and-benefits/thrift-savings-plan/ Likely, you and your fellow practitioners already know those procedures.