Rai401k

If in a brand new Cafeteria Plan only first month employee contribution is funded. If one persons Health reimberment is greater than the money available, how do we handle.

I have one employee, I am starting a SEP for 2003. 1. Do I have to open the account by either 12/31/2003 or 3/15/2004. 2. Can i fund account at any time prior to filing of my corp. return 3. My employee would like to have his account at Schwab, I prefer Vanguard can this be accomplished. Thanx

Can someone tell me if there exists an IRS ruling for Simple 401K Plans that states no distribution can be made for 2 years

Thank you for your help, but I am a little confused, no were in my very limited reading did I see that blackout preiods are limited to Plan with Employer Stocks

The way we find out is when you log in to my account via the internet, there is a message on the login page. There is no Employer stock in our 401(k) Plan, and we have been told that the provider halts trading to collect their fees. And no it is not in any SPD or any other document we were provided.

I am a participant in a 401(K) Plan my current provider is halting all trading and transfers for five business days at the end of each quarter. Neither I, nor any other Plan participant has recieved any written notice or e-mail. Does this constitute a Blackout and do I have any recourse. I am really concerned especially in these market conditions.