Earl

I would use the name that is associated with the TIN

I note box 4 is split on the 2019 Schedule K-1 into a, b & c are both a & b self-employment income? (Don't have a completed k-1, just have a question asked me about it that I can't answer and just wondering how it will work.) thanks

and back door Roths are a consideration.

See top of the middle column, page 1 of Form 5305

Why is there an extension, anyway? Seems to me to be just a waste of everyone's time and paper. I have asked the IRS this via a few submission options but no one ever responded.

Isn't there a point in time after the year end when it has to be tested as a non-elective contribution?

DB Plan has 2 yr eligibility & DC Plan has 1 yr eligibility. EE enters the DC Plan 7/1/2018. He has not entered the DB Plan. Key EE has no DC Plan account addition for 2018. Is this employee required to get Gateway (or any contribution)? If Key EE had made a 401k contribution, EE would be required to get DC TH. Would any additional contribution (i.e. Gateway or 5% TH) to this new DC Participant be required? Thank you

62, I did edit above once I realized I forgot to put in that slightly relevant tidbit. Abandon hope, all ye that enter here.

Lou: I am not setting up anything for this pile-o-you know what David: Plan was effective 1/1/2015, EEs are eligible, no 5500s on the DOL site. No inquiry from IRS, DOL or PBGC received. No way exempt from PBGC coverage. To give you and idea, for the owner alone, age 62, Plan has 100% of pay formula, owner has over $200,000 in W-2 every year and Plan has $85,000 in it. Just learned of plan last week, trying to get my feet on the ground for step one. Thanks for your replies.

Is it possible to find out if a plan has ever filed with the PBGC? I am thinking the Plan Sponsor would have to call the PBGC and identify himself - thus begging the question, "why do you ask?" Dealing with about the worst situation I have ever seen a Plan Sponsor in. Thanks for any ideas on this.

We have filed corrections and received refunds, no problem.

And you have 9 months from death to get the benefit disclaimed.

only NHCEs get a bonus Did you mean HCEs? don't think an NHCE bonus could cause a problem. I would first try gross comp and see if whatever the plan does passes. If so, done. if not, get creative.

one envelope, no list, 30 years, no problem. Many problems with return receipts from IRS - never get them.

not a problem for the broker!