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Plan Expenses


Guest Ralph

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Guest Ralph
Posted

Can a plan sponsor elect to charge terminated participants (who still have an account balance) with a record keeping fee-- and at the same time not assess active participants with a record keeping fee?

Plan currently does not impose a participant record keeping fee. If, however, plan sponsor implements the above, can they only do it prospectively? I.e., Charge this fee to participants who terminate after the effective date of the change.

Posted

NO NO NO- All participants must be treated equally. THis has been discussed in other threads here. Also check the DOL opinion letters relating to fees. Very interesting.

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