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Missing Participants


Guest AdminFL

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Guest AdminFL
Posted

Does anyone have any UPDATED information about locating missing participants?

Posted

I have had some success recently using the IRS. Located 8 of 10 participants we were searching for within 5 days of forwarding letters to the IRS office.

Guest AdminFL
Posted

Thank you. I couldn't find anything written in recent years. What office did you send the letters to?

Posted

We sent them to our IRS district office, specifically addressed to the Office of Disclosure.

Posted

We sent a bunch to our district IRS office in St. Paul in June, and got several responses yesterday. Leads me to believe that they did not forward them for at least 3 months.

One of the recipients said that his letter arrived in a hand addressed envelope.

RCK

Posted

For our small plans we use the IRS SSA letter forwarding process, as you did. We wait six months and then forfeit - as allowed in our volume plan. Our large plans additionally use a private person finding service - Equifax is one - and then we forfeit. If you're lucky, your plan says when you can forfeit a lost participant's account. I don't know the prototype rules or whether all these plans are the same because of the IRS requirements, or if each prototype sponsor can draft this differently. If the plan is silent then, imho, the plan sponsor must draft an administrative process that it follows

  • 2 weeks later...
Posted

How do I find the IRS Disclousure Office? Also are there some guidlines for the information I should provide to the IRS to locate some one? Such as do we put letters in envelopes or just send letters to the IRS office?

This is the first time I have tried this service.

Guest death and taxes
Posted

Revenue Procedure 94-22 discusses the letter forwarding program. This can only be used for less than 50 requests (annually.) Send a written request explaining the need for letter forwarding. The missing participant’s Social Security number must be included. Enclose a letter to the missing participant. If an address is found, the IRS will forward the letter in a Service envelope. All undeliverable letters will be destroyed.

The request should be sent to the Disclosure Officer at the IRS district office nearest the requestor.

Posted

We sent a cover letter with the attached letters to the missing participants. We did not place the letters to be forwarded in separate envelopes. When one participant contacted us they commented that the letter they received was in an IRS envelope that was hand addressed.

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