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Beneficiaries when change from QPSA to QJSA


Guest wwest

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Qualified Preretirement Survivor Annuities (QPSA) and Qualified Joint Survivor Annuities (QJSA) apply to a DB plan. Active participant (P) is married and gets spousal waiver to name daughter as beneficiary. P lives to retirement. Plan offers lump sum or annuity forms of payment. Need new spousal consents upon entering retirement status? (Same spouse).

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