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Posted

I have a plan in which an HCE had a $15,500 deferral. The plan failed, and he received a $5,500 refund.

How much can his PS be for 2007? Is it $29,500 (using the $15,500 of deferrals) or is it $35,000 since there were a "net" $10,000 in deferrals?

(Assuming all the other tests will pass)

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

Posted

Found the answer: Excess deferrals, contributions, aggregate contributions are includable as annual additions. So it would be $29,500

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

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