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Forgot to fill out form 5305-SA


Guest sheTexasHammer

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Guest sheTexasHammer

Does anyone know what the consequences are and how to correct a problem where the custodian of many SIMPLE IRAs never made the individual fill out a form 5305-S or 5305-SA? The custodian is acting as such, but without ever having the individual fill out the form.

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The individual does not complete the 5305 series, the EMPLOYER completes the forms.

THe custodian has to answer to the SEC or FINRA for opening accounts with documents. They need to take this up with their legal counsel and/or compliance department.

There must be a broker involved in this somewhere. How the courts would apply any responsibility is open to question.

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