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Posted

We took a plan over where a participant has terminated, has two outstanding loans, he is still sending payments by check on one of the loans but stopped on the other one which still has an outstanding balance.

Does the plan administrator/sponsor have a responsibility to inform the former participant that his loan payments are behind and the loan will be defaulted?

Thanks.

Posted

Does the plan allow for terminated participants to make loan repayments? Most of my documents say that the loan is due and payable on termination.

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

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