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Posted

I have a deceased participant whose beneficiary is not a US citizen, nor does she (the beneficiary) have a US taxpayer id.

How do I go about paying her out?

Do we have her fill out a W-8BEN along with the regular plan paperwork and that's it?

Do I have to do some research on the tax treaty between US & Poland?

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

Posted
I have a deceased participant whose beneficiary is not a US citizen, nor does she (the beneficiary) have a US taxpayer id.

How do I go about paying her out?

Do we have her fill out a W-8BEN along with the regular plan paperwork and that's it?

Do I have to do some research on the tax treaty between US & Poland?

According to IRS Pub 901 P 11 there is no exemption from income tax for US pension benefits paid to a Polish citizen. Benefits will be subject to 30% withholding rate. Bene needs to get a tax id no. from the IRS in order to make payment.

mjb

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