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Posted

I just printed the 404a disclosure including glossary from Great West and it is 42 pages! By using the ASPPA Glossary, I can reduce it all the way down to 36 pages!

I expect some clients are not going to be pleased when I tell them to make copies and distribute to all of their employees. Some will probably ask "What happens if I don't do this?"

What are you all going to tell them?

Posted

Not 100% sure, but I think it is - no 404© protection.

Kind of like walking through a red light in NYC. Most of the time, no consequences, but you run some risk of a cab hitting you. (A participant who lost $50,000 can sue you for not giving enough info.) I dunno, if someone has a better analogy, let me know, it might help to explain it.

It's hard because we're all jumping up and down but if someone asks "what's the big deal" then you hem and haw about what happens if you don't comply.

Ed Snyder

Posted
Can someone tell me where I can find the details of the current rules for electronic distribution?

I was under the impression that you COULD NOT use company email addresses and had to use personal addresses. And you also had to send an initial request to the personal address it see if it is ok to send the notices to their personal email address.....

Posted
I was under the impression that you COULD NOT use company email addresses and had to use personal addresses. And you also had to send an initial request to the personal address it see if it is ok to send the notices to their personal email address.....

You can use workplace e-mail, but they have to be voluntary given.

DoL website: http://www.dol.gov/ebsa/newsroom/2011/ebsa091311.html

Links to: http://www.dol.gov/ebsa/pdf/tr11-03.pdf

The stuff is a year old, but I can't find anything more recent.

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

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