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Tips/Ideas for Foreign Participants w/ no SSN


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Posted

I have a client that has many internationals participating in their 401k plan. We run into a problem when getting an SSN assigned to them is delayed. They often miss the auto-enrollment deadline and have to be enrolled once we have their SSN and then QNECs made for the missed contributions/earnings. We attempted dummy SSNs so they could at least get auto-enrolled in a timely manner but that didn't work very well with their recordkeeper's system. Any ideas on how to best handle this? Consistent QNECs just doesn't seem practical.

Posted

Do they have immediate entry? Try making it 3 months.

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

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