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Posted

a former employee's beneficiary?

Has anyone seen this in practice?

While we always wish to accommodate legitimate client wishes, this amendment request borders, if not leaps over, into non-reliance territory!?

All of a sudden we could be (?) accepting de-facto "participants" by virtue that their inward rollover money could be (?) in the plan, regardless if they never worked for the Plan sponsor.

Thank you for your thoughts and comments!

Posted

So someone works for the company, takes the qualified plan money out after terminating employment, dies and the beneficiary wants to roll the IRA into the plan?

They aren't a participant, so I don't see any way you can accept the money.

William C. Presson, ERPA, QPA, QKA
bill.presson@gmail.com
C 205.994.4070

 

Posted

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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