Stash026 Posted October 27, 2015 Posted October 27, 2015 I know that a 3% Safe Harbor contribution can be used to offset part of a New comp Profit Sharing Contribution. What I couldn't remember was if a Safe Harbor Matching Contribution could be used the same way? I'm thinking no, but I wanted to be sure. Thanks in advance!
BG5150 Posted October 27, 2015 Posted October 27, 2015 No. Lou S. 1 QKA, QPA, CPC, ERPATwo wrongs don't make a right, but three rights make a left.
Tom Poje Posted October 27, 2015 Posted October 27, 2015 reason: when running the a(4) you use nonelective contributions and the 3% safe harbor is a nonelective contribution while the match is not. since you can not have an 'integrated 3% safe harbor' you can not impute disparity on that portion of the testing. both contributions are used in the avg benefits % test.
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