401k catchup

[pgold]

What is the deadline for making a 2016 catchup contribution?

[BG5150]

For a partner or a "regular" employee?

[pgold]

for a regular employee

[Tom Poje]

well, you don't really make a catch up

It is too late after the end of the year (assuming calendar year plan 2016)

however, if the person receives  a large profit sharing contribution that would put him over the 415 limit, then some of the deferrals could be reclassified as a catch up.

of course, if you ran the ADP test already you would have to run it over.