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Posted

Just curious - since I haven't been involved with many plans where restructuring has been used for a plan that otherwise fails Average Benefits  Percentage Test, I don't have a solid frame of reference. For those of you who have done a lot of it, it seems like much of the time it just won't work anyway. Is that a fair statement? Or do you find that (much, most?) of the time it does work? Obviously it works sometimes - just had one that worked nicely, but that may just be good luck with a particular population.

Posted

tough call, if you fail the avg ben pct test. I guess it depends on why. if it is because a young son received a 3% shnec then I would guess it is probably easier to pass than other scenarios.  

 

I suppose the hardest part is to get your software to produce such results in some way shape or form.

Posted
Quote

if it is because a young son received a 3% shnec then I would guess it is probably easier to pass than other scenarios.  

Yeah that is the typical scenario, or some other young HCE.  We do the testing in a spreadsheet and if you look at the EBARs you kind of get a feel for when it might work.

Ed Snyder

Posted
1 hour ago, Tom Poje said:

I suppose the hardest part is to get your software to produce such results in some way shape or form.

Relius and divisions, FTW.

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

Posted

I do my testing on a spreadsheet that has an indicator, by participant, for "Plan" code. It then has a filter code so that the testing internals are ignored (but not the body counts) for everybody who doesn't match the "Plan" code of the filter. Change filter to "1"; change testing method to "Test on benefits", print; Change filter to "2", change testing method to "Test on contributions", print.  Easy, peasy.

Posted
3 minutes ago, kcbirm said:

For the win?

this

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

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