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Can loan requests be signed electronically by a participant and his/her spouse? If so, what are the rules/requirements that need to be or should be followed to satisfy legal requirements and ensure a participant’s identity?

Posted

Most of the major providers allow e-sign once you've signed in as the participant & I've only seen wet signatures accepted for spousal consent. The docusign thing has been growing in popularity,  John Hancock uses that system quite a bit. 

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