401 Chaos Posted December 13, 2018 Posted December 13, 2018 Based on some prior (but pretty dated) posts here and other items, it seems separate Form W-2 reporting of regular, after-tax 401(k) contributions (i.e., non-Roth contributions) is more of an optional than a mandatory item that may be reported in Box 14 of Form W-2? Does that seem a fair statement? The employer will include the after-tax amounts as part of wages subject to tax and withholding getting reported but the question is do they also need to separately break out and report the after-tax 401(k) amounts elsewhere on the W-2? They prefer not to do so which I suppose is understandable from an administrative perspective although I can see some benefit to including this information for transparency and confirmatory purposes. (Seems like that may also prove useful if questions ever arise as to what a participant's basis is in the after-tax account under the plan (e.g., if the record keeper loses track of that information going forward)). Thanks.
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