QDRO DISTRIBUTION

[ratherbereading]

An alternate payee is ready to take her QDRO distribution out of Nationwide.  Part of the money she received from her ex spouse is Roth money.  There is no prohibition on her rolling the entire Roth balance out, correct?  She's either rolling everything to an IRA or to another 401k plan.

[QDROphile]

She will be unable to roll Roth money to a 401(k) plan that does not offer a Roth account.  Also, even if the plan offers Roth deferrals, the plan does not have to take Roth rollovers.  Check with the plan administrator of the recipient plan in advance before ordering the distribution.

[ratherbereading]

Thank you!