pensiongeek Posted January 17, 2020 Posted January 17, 2020 I have a plan that offsets Discretionary Match with the prevailing wage in their other plan. Does the ACP test include ALL calculated match, or just what they get after the offset?
Mike Preston Posted January 17, 2020 Posted January 17, 2020 What does the plan say? Yes, I'd be surprised if the ACP was based on the calculated match.
pensiongeek Posted January 17, 2020 Author Posted January 17, 2020 The plan is silent on this topic. It does say it would be combined for 410b and 401a4, but doesn't mention ACP testing.
Below Ground Posted January 20, 2020 Posted January 20, 2020 Another issue to review is does the Plan characterize the PW as a QNEC? That may answer your question on use under ACP. Having braved the blizzard, I take a moment to contemplate the meaning of life. Should I really be riding in such cold? Why are my goggles covered with a thin layer of ice? Will this effect coverage testing? QPA, QKA
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