QACA Suspension

[Lisa2005]

If a plan suspends their QACA Safe Harbor contribution mid-year, do they also suspend auto enrollment?

[justanotheradmin]

Point of clarification - when you use the word "suspends" I'm assuming you are asking about ending the QACA SH outright - not merely delaying the deposits. 

If they want to, they can. The plan amendment would need to specify. The plan is not required to end the autoenrollment. 

In my experience, the plan often keeps the autoenrollment provision when terminating the safe harbor contribution. This helps the ADP testing at year end. 

[Lisa2005]

Correct, ending the QACA outright.  Thanks!