Loan Repayment

I've never ran into this before.. If an employee is repaying a 401(k) loan and they don't have a paycheck for that payroll period what do you do? This is for an employee who doesn't receive regular paychecks. 

Double up next time and hope the next paycheck comes before the cure period expires?

Are they on a bona fide leave of absence that could let them suspend repayments?

Does the plan allow participants to make loan payments by personal check instead of by payroll withholding?

Thank you for the responses. The individual in question would be out of work due to the employer not having work for them.. I don't think the plan is set up for repayment of the loan by check or bank ACH from participants. Maybe we shouldn't have approved the loan..? 

My firm provides bundled Plan services to small businesses. These situations are a pain, but we have a degree of leverage into the different processes that allow us to come up with solutions for most of them when the customer service benefits warrant the time and attention involved.

The Plan's loan policy and then the regs will prescribe how to handle the loan if non-payment continues. How you could intervene probably depends on who is asking you to do so.

Is the participant able to make a payment(s) even without the wages from work with the employer?

Are you dealing with an independent contractor who would not be eligible to participate in your 401(k)?

https://www.irs.gov/businesses/small-businesses-self-employed/independent-contractor-self-employed-or-employee