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Posted

I have a plan that has an owner and 2 new participants who entered on 7/1.  I'm trying to run a max scenario. Allocation is on particpation comp. Plan is top heavy.

Owner comp "only" $110,000. ;)

NHCE1 28,000 (full) 14,000  (participation)

NHCE2 24,000 & 12,000

What compensation do I use as my 25% ceiling?  $162,000 or 136,000?

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

Posted

Mike is right (of course!).

Lawrence C. Starr, FLMI, CLU, CEBS, CPC, ChFC, EA, ATA, QPFC
President
Qualified Plan Consultants, Inc.
46 Daggett Drive
West Springfield, MA 01089
413-736-2066
larrystarr@qpc-inc.com

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