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Pensions Are Important to Retirement Saving: Households on the Verge
National Bureau of Economic Research [NBER]Link to more items from this source
Mar. 16, 1999

"Some economists suggest that pensions do not add to 'retirement wealth'-- which includes the value of private pensions, Social Security, homes, and other assets -- because, for a variety of reasons, higher pension values are offset by reducing saving held in other forms. However, according to a recent study by NBER Research Associate Alan Gustman and co-author Thomas Steinmeier, 'the overall effect of pensions is to increase total wealth, probably by considerably more than half the value of the pension.'"

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