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Participation and Investment Decisions in a Retirement Plan: The Influence of Colleagues' Choices
National Bureau of Economic Research Working Paper
June 12, 2000
Excerpt: This paper investigates whether peer effects play an important role in retirement savings decisions. We use individual data from the staff of a university to study whether individual decisions to enroll in a Tax Deferred Account plan sponsored by the university (and the choice of the mutual fund vendor for people who choose to enroll) are affected by the decisions of other employees in the same department.
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