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The Effects of 401(k) Plans on Household Wealth: Differences Across Earnings Groups
Eric M. Engen, William G. Gale, National Bureau of Economic Research 
Dec. 4, 2000 Working paper. "This paper provides a new econometric specification and new evidence on the impact of 401(k) plans on household wealth. We allow the impact of 401(k)s to vary over both time and earnings groups. Our specification--motivated by a variety of theoretical considerations and data patterns--generalizes earlier work in the literature, and we show that the modeling constraints imposed by previous authors are rejected by the data." MORE >> |
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