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the 401(k) Could Prove a History-Making Fiasco
TheStreet.com 
Apr. 8, 2002
Excerpt: It's starting to look like 401(k) plans will go down in history as a costly failure. In fact, the abandonment of old-fashioned pension plans is likely to leave many Americans poorer in their old age.... Now it's clear that many employees either can't afford to make adequate contributions or don't understand that they must.
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