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Ninth Circuit: Disability Insurer's 3-Year Limit on Lawsuits Waived Because Denial Did Not Use Contractual Terms (PDF)
U.S. Court of Appeals for the Ninth Circuit, via FindlawLink to more items from this source
June 17, 2002

7 pages. Mogck v. UNUM Life Insurance Co. of America, No. 00-56797 (9th Cir. Jun. 10, 2002). Excerpt: [B]ecause Unum drafted certain terms regarding the time limits on legal actions, but did not utilize those terms at all in its correspondence with [plaintiff] Mogck, the policy's time limitation provision was never rendered operative.

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