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Benefit Associates, Inc.
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Retirement Plan Relationship Manager ERISA Services, Inc.
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United 401(k) Plans, Inc.
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DPS Retirement Plan Consultant EPIC Retirement Plan Services
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Trucker Huss, A Professional Corporation
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Prime Pensions, Inc.
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Nova 401(k) Associates
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Central Pension Fund of the IUOE
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Retirement Plan Legal Specialist Pentegra
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Defined Benefit Calculation Specialist/Actuary The Angell Pension Group, Inc.
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| Consumer Protections under ERISA and California Law Compared California HealthCare Foundation  June 24, 2002 Excerpt: ERISA prevents states from directly regulating health insurance arrangements established by employers, but allows states to regulate the indemnity insurers and health plans with which employers contract.... [C]onsumer protections vary depending upon whether an employer decides to retain the risk of paying medical claims (that is, to 'self-insure' the employee plan) or to purchase group insurance from a state-licensed insurer or managed care organization. |
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