Excerpt: When Republican Ray Zane was thrown out by voters last November after 28 years in the New Jersey Senate, there was one consolation. He doubled his state income, from $35,000 a year to an annual pension of nearly $70,000. Democrat Ray Lesniak can also look forward to a comfortable retirement. As a senator ... he earns $49,000 a year. [But] he will be eligible for an annual pension of at least $83,764 -- 70 percent more than his legislative salary.