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| Understanding Individual Account Guarantees Marie-Eve Lachance and Olivia S. Mitchell, published by the Pension Research Council  Dec. 11, 2002 36 pages. Excerpt: [P]articipants holding capital market investments in [social security individual accounts, or 'IAs'] are exposed to fluctuations in the value of their pension assets. Concern over market volatility has prompted some to emphasize the need for 'guarantees' of pension accumulations. This paper offers a way to think about guarantees in the context of a social security reform that includes Individual Accounts. [WP2003-02] |
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